$180,900
SOLD SEP 19, 2025

408 Florence Ct Elsmere, KY 41018

4 Beds
1 Bath
1,076 Sq Ft
0.28 Acres

Recently Sold

$168 Per Sq Ft

10% Below List Price

40 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • Neighborhood Views
  • Property is near public transit
  • No HOA
  • Fireplace

About This Home

As of September 2025

Large newly rehabbed 4 bedroom on beautiful lot. New roof, new windows, new kitchen cabinets and countertops, new appliances, new deck flooring, new carpet, new paint, new furnace, newer central air unit. 2 bedrooms on first floor. Laundry on first floor. Eat in Kitchen. Tons of off street parking.
Mini Split in primary bedroom to be installed before closing.

Last Agent to Sell the Property

John Vince

Hand in Hand Realty License #195747 Listed on: 07/07/2025

Co-Listed By

Aaron Vince

Hand in Hand Realty License #247341

Last Buyer's Agent

Doug Greer

Comey & Shepherd REALTORS License #206802

Comey & Shepherd REALTORS

Home Details

Home Type

  • Single Family

Lot Details

  • 0.28 Acre Lot
  • Cleared Lot

Home Design

  • Traditional Architecture
  • Block Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,076 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Double Hung Windows
  • Living Room
  • Neighborhood Views
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near public transit

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-10-01-184.00

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.28
  • Lot Size: irregular
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: o432501535
  • Co List Office Phone: 859-331-8800
  • Ownership: LLC, Agent/Owner
  • Directions: Dixie Highway to Garvey to Right on Florence
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irregular
  • Remarks Misc:Agent Only Remarks: Home inspection, previously performed repairs are completed.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water District
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.2785
  • General Property Description:Living Area: 1076.0
  • General Property Description:Lot Size Square Feet: 12130.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-10-01-184.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Foundation:Stone3: Yes
  • Utilities:Water Available: Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen, Ceiling Fan(s)
  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Electric Oven, Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 1076.0
  • Window Features: Double Hung, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Unfinished2: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Concrete Flooring: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • Lot Features: Cleared, Near Public Transit
  • View: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Block, Stone
  • Patio And Porch Features: Deck, Patio
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 12130.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Sep 19, 2025
Sold by
We Said Yes To The Mess Llc
Bought by
Riley Michael S
Seller's Agent
John Vince
Hand in Hand Realty
Buyer's Agent
Doug Greer
Comey & Shepherd REALTORS
List Price
$200,000
Sold Price
$180,900
Premium/Discount to List
-$19,100
-9.55%
Views
273
Current Estimated Value
$186,216

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,316
Avg. Annual Appreciation
10.14%
Original Mortgage
$186,869
Outstanding Balance
$186,869
Interest Rate
6.63%
Mortgage Type
VA
Estimated Equity
-$653

Purchase Details

Closed on
Feb 28, 2024
Sold by
Vetter Theresa C
Bought by
Mess Llc

Purchase Details

Closed on
Apr 29, 2013
Sold by
Deatherage Eric Daniel and Deatherage Louise
Bought by
Vetter Theresa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,538
Interest Rate
3.65%
Mortgage Type
FHA

Purchase Details

Closed on
May 7, 2004
Sold by
Deatherage Marshall R and Deatherage Florence A
Bought by
Deatherage Marshall R and Deatherage Florence A

Purchase Details

Closed on
Mar 19, 2004
Sold by
Deatherage Marshall R and Deatherage Florence A
Bought by
Deatherage Marshall R and Deatherage Florence A
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $180,900 None Listed On Document
Warranty Deed $180,900 None Listed On Document
Warranty Deed $112,500 None Listed On Document
Deed $39,250 Assured Title Llc
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $186,869 VA
Closed $186,869 VA
Previous Owner $38,538 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/19/2025 09/19/25 Sold $180,900 -2.2% $168 / Sq Ft
08/16/2025 08/16/25 Pending -- -- --
08/14/2025 08/14/25 Price Changed $185,000 -2.6% $172 / Sq Ft
08/08/2025 08/08/25 Price Changed $189,900 -0.1% $176 / Sq Ft
07/27/2025 07/27/25 Price Changed $190,000 -2.6% $177 / Sq Ft
07/21/2025 07/21/25 Price Changed $195,000 -2.5% $181 / Sq Ft
07/07/2025 07/07/25 For Sale $200,000 -- $186 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,709 $112,500 $35,000 $77,500
2024 $1,660 $154,500 $35,000 $119,500
2023 $1,620 $154,500 $35,000 $119,500
2022 $131 $44,000 $15,000 $29,000
2021 $132 $44,000 $15,000 $29,000
2020 $151 $44,000 $15,000 $29,000
2019 $150 $44,000 $15,000 $29,000
2018 $114 $40,000 $20,000 $20,000
2017 $38 $40,000 $20,000 $20,000
2015 $43 $39,200 $20,000 $19,200
2014 $59 $39,200 $20,000 $19,200
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634055

Northern Kentucky Multiple Listing Service

APN: 016-10-01-184.00