NOT LISTED FOR SALE

408 Harbor Dr Annapolis, MD 21403

Estimated Value: $712,710 - $789,000

5 Beds
3 Baths
2,450 Sq Ft
$310/Sq Ft Est. Value

Last Sold December 20, 2022

Last sale price $640,000 $261 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $4,455/month

7 Days on Market

Highlights

  • Boat Ramp
  • 5 Dock Slips
  • Home fronts navigable water
  • Hillsmere Elementary School Rated 9+
  • Beach
  • Canoe or Kayak Water Access

About This Home

As of December 2022

This beautiful home is perfect for the entire family or as a short-term rental! Updates abound including a gourmet kitchen with Granite counters, stainless steel appliances and coffee/wine bar, gorgeous hardwood flooring and updated baths. The primary suite offers spacious walk-in closet and gorgeous updated bath. Enjoy dinners, entertain or relax on the 4-season back porch with split system heating/cooling. The lower level offers three bedrooms, full bath, kitchen, rec room and cozy fireplace. Current owner rented entire basement in the past and currently rents short-term. Community amenities include beach, marina, playgrounds, outdoor pool, sand volley ball court, picnic areas and boat ramps! Convenient to Quiet Waters Park, downtown Annapolis, shopping and restaurants! Updates in the last 10 years: roof, gutters with guards, both kitchens, window & doors, water treatment (UV light & softener), tile work, all plumbing fixtures, electrical (plugs & switches); Hot water heater: 6 years old; Kitchen appliances, washer & dryer: 7 years old. Updates in the last 5 years: main level floors were refinished, new paint throughout, A/C & heat pump (both units), downstairs bathroom.

Last Agent to Sell the Property

Rachel Gontkovic

(410) 271-6246 rachel@rachelshomes.com EXP Realty, LLC Listed on: 10/25/2022

EXP Realty, LLC

Last Buyer's Agent

Marcie Shea

(443) 994-0040 teamshea1@gmail.com RE/MAX Executive

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,669

Year Built

  • Built in 1966

Lot Details

  • 0.31 Acre Lot
  • Home fronts navigable water
  • Partially Fenced Property
  • Back Yard
  • Property is in excellent condition
  • Property is zoned R2

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Brick Fireplace
  • Electric Fireplace
  • Family Room Off Kitchen
  • Combination Dining and Living Room

Kitchen

  • Gourmet Kitchen
  • Second Kitchen
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Natural lighting in basement

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces
  • On-Street Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Waterski or Wakeboard
  • Dock has a Storage Area
  • Swimming Allowed
  • Boat Ramp
  • Physical Dock Slip Conveys
  • 5 Dock Slips
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Enclosed Patio or Porch
  • Shed

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 020241201653200

Community Details

Overview

  • No Home Owners Association
  • Hillsmere Shores Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Mooring Area
  • Beach
  • Volleyball Courts
  • Community Playground
  • Lap or Exercise Community Pool
  • Pool Membership Available
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,669

Year Built

Built in 1966

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2022-10-25
  • Year Built: 1966
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Icemaker, Refrigerator, Stove, Washer, Water Conditioner - Owned, Water Heater, Microwave, Stainless Steel Appliances, Exhaust Fan
  • Interior Amenities: 2nd Kitchen, Combination Dining/Living, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Stall Shower, Walk-In Closet(s), Water Treat System
  • Fireplace Features: Electric, Fireplace - Glass Doors, Mantel(s), Brick, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Walkout Level
  • Laundry Type: Lower Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2450
  • Living Area Sq Ft: 2450
  • Price Per Sq Ft: 511.20
  • Above Grade Finished Sq Ft: 1250
  • Below Grade Finished Sq Ft: 1200
  • Total Below Grade Sq Ft: 1200
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Spa: No
  • Water Access Features: Canoe/Kayak, Boat - Powered, Fishing Allowed, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: South River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA: No
  • Senior Community: No
  • Community Pool Features: Fenced, In Ground, Lap/Exercise

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Partially
  • Improvement Assessed Value: 173900.00
  • Land Assessed Value: 248200.00
  • Lot Features: Rear Yard
  • Lot Size Acres: 0.31
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13425.00
  • Outdoor Living Structures: Deck(s), Porch(es), Enclosed
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15181671
  • Tax Annual Amount: 4669.00
  • Assessor Parcel Number: 020241201653200
  • Tax Lot: 6
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2022
Closed on
Dec 20, 2022
Sold by
Stovall Richard Glen
Bought by
Schrott William James and Schrott Anne H
Seller's Agent
Rachel Gontkovic
EXP Realty, LLC
Buyer's Agent
Marcie Shea
RE/MAX Executive
List Price
$639,000
Sold Price
$640,000
Premium/Discount to List
$1,000
0.16%
Views
19
Current Estimated Value
$758,928

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$118,928
Avg. Annual Appreciation
5.95%
Original Mortgage
$512,000
Outstanding Balance
$490,285
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$268,643

Purchase Details

Closed on
Oct 19, 2022
Sold by
Stovall Chapman Living Trust
Bought by
Stovall Richard Glen

Purchase Details

Closed on
Feb 26, 2019
Sold by
Stovall Richard
Bought by
Stovall Chapman Living Trust

Purchase Details

Closed on
Mar 31, 2005
Sold by
Pyles Richard
Bought by
Pyles Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$313,500
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 28, 2002
Sold by
Ridley Kathy L
Bought by
Pyles Richard and Pyles Kelly

Purchase Details

Closed on
May 23, 2001
Sold by
Williams Bartel D
Bought by
Ridley Kathy L

Purchase Details

Closed on
Dec 13, 1994
Sold by
Hall Florence B
Bought by
Meekins Melvin E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schrott William James $640,000 --
Schrott William James $640,000 None Listed On Document
Stovall Richard Glen -- --
Stovall Chapman Living Trust -- None Available
Pyles Kelly -- --
Pyles Richard -- --
Ridley Kathy L $229,500 --
Meekins Melvin E $105,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schrott William James $512,000
Closed Schrott William James $512,000
Previous Owner Pyles Kelly $313,500
Closed Ridley Kathy L --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/20/2022 12/20/22 Sold $640,000 0.0% $261 / Sq Ft
11/22/2022 11/22/22 Off Market $640,000 -- --
11/02/2022 11/02/22 Pending -- -- --
10/25/2022 10/25/22 For Sale $639,000 +109.5% $261 / Sq Ft
06/17/2013 06/17/13 Sold $305,000 +1.7% $277 / Sq Ft View Prior Sale
11/06/2012 11/06/12 Pending -- -- --
10/06/2012 10/06/12 For Sale $300,000 -- $273 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,504 $553,367 -- --
2024 $5,504 $487,733 $0 $0
2023 $5,332 $422,100 $248,200 $173,900
2022 $4,637 $414,167 $0 $0
2021 $9,119 $406,233 $0 $0
2020 $4,444 $398,300 $248,200 $150,100
2019 $8,560 $387,800 $0 $0
2018 $3,826 $377,300 $0 $0
2017 $4,075 $366,800 $0 $0
2016 -- $351,067 $0 $0
2015 -- $335,333 $0 $0
2014 -- $319,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2047342

Bright MLS

APN: 02-412-01653200