NOT LISTED FOR SALE

408 Ruddiman Dr Unit 3 Muskegon, MI 49445

Estimated Value: $454,000 - $488,000

3 Beds
3.5 Baths
2,016 Sq Ft
$225/mo HOA Fee

Last Sold September 23, 2016

Last sale price $207,000 $103 Per Sq Ft

Est. 126% increase in value since last sale

Current estimated payment $2,839/month

141 Days on Market

Highlights

  • Water Views
  • Docks
  • Property fronts a channel
  • North Muskegon Middle School Rated A-
  • Water Access
  • Deck

About This Home

As of September 2016

Sunsets galore! Channel, Lake & marina views. Association dock and gazebo at the Bear Lake Channel. Tall light filled windows take it all in - enjoy the waterfront views from the deck, great room, kitchen, large master suite and lower level rec room/office or 3rd bedroom . Handsomely updated condo features wood floors, loft rec room w/ bar and views, wood burning fireplace in great room. 3 bedroom, 3.5 bath, dock, garage and lake access. Proximity to marinas, restaurants, beaches, state parks & winter sports complex. Feels like vacation all year round.

Last Agent to Sell the Property

Mary Jamieson

J Nedeau Realtor Inc Listed on: 04/26/2016

Last Buyer's Agent

Kimberly Piper

Nexes Lumbertown

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,117

Year Built

  • Built in 1983

Lot Details

  • Property fronts a channel
  • Shrub
  • Sprinkler System

HOA Fees

  • $225 Monthly HOA Fees

Parking

  • 1 Car Detached Garage

Home Design

  • Contemporary Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,016 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Wood Burning Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Water Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • No Wake Zone
  • Docks
  • Shared Waterfront
  • Deck
  • Gazebo

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Association fees include snow removal, lawn/yard care
  • Channel Pointe Condos

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,117

Year Built

Built in 1983

Lot Details

0

HOA Fees

$225 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 1983
  • ResoPropertyType: Residential
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Contemporary: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Wet Bar
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Full
  • LivingArea: 2016.0
  • Window Features: Insulated Windows
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Wood Burning: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 224900.0
  • Lot Features: Corner Lot
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Bear Lake Channel
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Gazebo: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Cable Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Other
  • Association Fee: 225.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 225.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Water Fea Amenities:Dock: Yes
  • Water Fea Amenities:Channel: Yes

Fee Information

  • Association Fee Includes: Other, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Dimensions: 0
  • Zoning Description: R-3 high
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3117.0
  • Tax Year: 2016

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 30, 2024
Sold by
Sherman Jeffery and Sherman Mary
Bought by
Weessies Michael
Total Days on Market
141
Current Estimated Value
$468,767

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Outstanding Balance
$340,472
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$118,545

Purchase Details

Listed on
Apr 26, 2016
Closed on
Sep 23, 2016
Sold by
Larsen Cynthia J
Bought by
Sherman Jeffery and Palkovich Mary
Seller's Agent
Mary Jamieson
J Nedeau Realtor Inc
Buyer's Agent
Kimberly Piper
Nexes Lumbertown
List Price
$234,900
Sold Price
$207,000
Premium/Discount to List
-$27,900
-11.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.59%

Purchase Details

Closed on
Sep 3, 2010
Sold by
Fannie Mae
Bought by
Larsen Cynthia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
4.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 4, 2009
Sold by
Beckstrom Knute
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 30, 2003
Sold by
Jones Scott B
Bought by
Beckstrom Knute

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Weessies Michael $430,000 None Listed On Document
Sherman Jeffery $207,000 Attorney
Federal National Mortgage Association $104,721 None Available
Beckstrom Knute -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Weessies Michael $344,000
Previous Owner Sherman Jeff $224,000
Previous Owner Larsen Cynthia J $84,000
Previous Owner Beckstrom Knute $50,000
Previous Owner Beckstrom Knute $35,000
Previous Owner Beckstrom Knute $136,000
Previous Owner Beckstrom Knute $136,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/23/2016 09/23/16 Sold $207,000 -11.9% $103 / Sq Ft
09/14/2016 09/14/16 Pending -- -- --
04/26/2016 04/26/16 For Sale $234,900 -- $117 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,506 $183,200 $0 $0
2023 $1,437 $162,700 $0 $0
2022 $4,693 $141,200 $0 $0
2021 $4,578 $135,300 $0 $0
2020 $6,395 $122,100 $0 $0
2019 $6,177 $114,500 $0 $0
2018 $6,038 $103,100 $0 $0
2017 $5,992 $97,200 $0 $0
2016 $899 $87,700 $0 $0
2015 -- $79,100 $0 $0
2014 -- $77,800 $0 $0
2013 -- $76,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 16018786

Southwestern Michigan Association of REALTORS®

APN: 23-161-000-0003-00