$460,000
SOLD JUL 14, 2025

4080 Derby Dr Cumming, GA 30040

3 Beds
2 Baths
1,558 Sq Ft
1.16 Acres

Recently Sold

$295 Per Sq Ft

3% Below List Price

14 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • 1 Fireplace
  • Sawnee Elementary School Rated A
  • Wood Flooring
  • No HOA

About This Home

As of July 2025

Well-appointed 3-Bedroom Home on Over an Acre in Prime Cumming Location! Welcome to this cozy and well-maintained 3-bedroom, 2-bathroom home nestled on an expansive 1.16-acre lot in one of Cumming's most desirable areas. Located on a quiet cul-de-sac, this property offers both privacy and convenience, making it an ideal choice for homeowners who value space and serenity without compromising on location.

Step inside to discover a warm, inviting layout featuring a comfortable living area with Brazilian cherry hardwood floors. The kitchen is efficiently designed with ample cabinetry and connects seamlessly to the dining area and living room. The primary suite includes a private bathroom, while the additional bedrooms are well-sized and filled with natural light.

Outside, you'll find a large deck and a covered patio, ideal for outdoor gatherings, gardening, or simply taking in the natural surroundings. The spacious backyard offers endless possibilities, whether you envision adding a pool, play area, or creating your backyard oasis.

Situated in a peaceful neighborhood with easy access to shopping, dining, parks, and top-rated schools, this home offers the perfect blend of comfort, location, and potential. This property is a must-see!

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,686

Year Built

  • Built in 1988

Lot Details

  • Fenced Yard
  • Sloped Lot
  • Property is zoned R2R

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Frame Construction
  • Concrete Siding
  • Vinyl Siding

Interior Spaces

  • 1,558 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Screened Porch
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Schools

  • Sawnee Elementary School
  • Hendricks Middle School
  • West Forsyth High School

Utilities

  • Cooling Available
  • Central Heating
  • Heating System Uses Gas
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 032-000-025

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,686

Year Built

Built in 1988

Lot Details

0

Parking

2

Listing Details

  • GarageYN: Yes
  • Inclusions: Ceiling Fans
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1988
  • Subdivision Name: No Recorded Subdivision
  • Architectural Style: Traditional
  • Reso Flooring: Carpet, Wood
  • Reso Interior Features: Ceiling Fan(s)
  • Tax Year: 2024
  • Master Plan Zoning: R2R
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Basement: None, Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 5
  • Stories: 1

Exterior Features

  • Other Structures: Shed(s)
  • Waterfront: No
  • Acres: 1.16
  • Home Warranty: No
  • Construction Type: Frame, Concrete, Vinyl Siding
  • Exterior Features: Deck, Other, Porch
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Deck, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Door Opener
  • Total Parking Spaces: 3.0

Utilities

  • Sewer: Septic Tank
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Hendricks Middle School

Lot Info

  • Fencing: Yard Fenced
  • Lot Size Area: 1.16
  • Parcel Number: 032-000-025
  • Topography: Sloping
  • ResoLotSizeUnits: Acres
  • Zoning Description: Single Family

Tax Info

  • Tax Annual Amount: 3686.0

MLS Schools

  • Elementary School: Sawnee Elementary
  • HighSchool: West Forsyth High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Jul 14, 2025
Sold by
Driggers Caroline N
Bought by
Braik Omar Suleiman and Wagner Hannah Angelle
List Price
$474,800
Sold Price
$460,000
Premium/Discount to List
-$14,800
-3.12%
Views
118

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-92.36%
Original Mortgage
$451,668
Outstanding Balance
$451,668
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
-$14,735

Purchase Details

Closed on
Dec 11, 2009
Sold by
Wills Darcy
Bought by
Driggers Caroline N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,737
Interest Rate
5.01%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 13, 2007
Sold by
Tilt Richard M
Bought by
Wills Darcy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,300
Interest Rate
6.16%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 5, 1995
Sold by
Countrywide Fndg
Bought by
Sec Va
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $460,000 None Listed On Document
Special Warranty Deed $460,000 None Listed On Document
Deed $162,500 --
Deed $199,900 --
Deed -- --
Deed $87,044 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $451,668 FHA
Closed $451,668 FHA
Previous Owner $149,737 FHA
Previous Owner $198,300 FHA
Previous Owner $45,000 Stand Alone Second
Previous Owner $150,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $151,143 Stand Alone Refi Refinance Of Original Loan
Previous Owner $51,500 Stand Alone Second
Previous Owner $27,560 Stand Alone Refi Refinance Of Original Loan
Previous Owner $15,173 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $460,000 -3.1% $295 / Sq Ft
06/13/2025 06/13/25 Pending -- -- --
05/28/2025 05/28/25 For Sale $474,800 -- $305 / Sq Ft
Source: Savannah Multi-List Corporation

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,673 $149,768 $52,000 $97,768
2023 $3,282 $133,336 $52,000 $81,336
2022 $2,419 $86,988 $24,000 $62,988
2021 $2,402 $86,988 $24,000 $62,988
2020 $2,230 $80,764 $24,000 $56,764
2019 $2,301 $83,224 $24,000 $59,224
2018 $2,096 $75,800 $24,000 $51,800
2017 $2,000 $72,072 $22,000 $50,072
2016 $1,547 $55,752 $18,000 $37,752
2015 $1,550 $55,752 $18,000 $37,752
2014 $1,495 $56,476 $0 $0
Source: Public Records

Map

Source: Savannah Multi-List Corporation

MLS Number: CM1026143

Savannah Multi-List Corporation

APN: 032-025