NOT LISTED FOR SALE

409 Cambridge Ave Elburn, IL 60119

Estimated Value: $454,521

3 Beds
3.5 Baths
2,253 Sq Ft
$202/Sq Ft Est. Value

Sale Details

Date Sold: June 17, 2022

Last sale price $400,000 $178 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,262 / mo

5 Days on Market

Highlights

  • Mature Trees
  • Vaulted Ceiling
  • Screened Porch
  • Recreation Room
  • Main Floor Bedroom
  • Home Office

About This Home

As of June 2022

Absolutely stunning updated house in the heart of Elburn with NO HOA! Entry way immediately welcomes you to an open concept layout. Vaulted ceilings with plenty of natural light throughout make this home warm and inviting! Gorgeous kitchen features white cabinets, granite counters with stainless steel appliances, large island and natural stone backsplash. First floor master retreat with spa like bathroom and access to your private screened in porch is a great place to escape to year-round! Luxury vinyl flooring throughout main level! 2nd level features 2 bedrooms, full bathroom, and a loft space that could be made into another bedroom! Full, finished basement boasts a hobby room, full bathroom, office, large finished storage room, and plenty of extra space for any recreational needs! Home looks like it came right out of a HGTV magazine! Large fully fenced in backyard with large storage shed!

Last Agent to Sell the Property

Annette Siwy

Siwy Real Estate, Inc. License #475163453 Listed on: 04/12/2022

Last Buyer's Agent

Corey Ringa

HomeSmart Connect LLC License #475130371

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,692

Year Built

  • Built in 1995

Lot Details

  • 11,631 Sq Ft Lot
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 2,253 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Skylights
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Home Office
  • Recreation Room
  • Loft
  • Bonus Room
  • Screened Porch

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • Dual Sinks
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Outdoor Features

  • Patio
  • Shed

Schools

  • John Stewart Elementary School
  • Harter Middle School
  • Kaneland High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,692

Year Built

Built in 1995

Lot Details

0.27 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1995
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), First Floor Bedroom, First Floor Full Bath
  • LivingArea: 2253
  • Other Equipment: Water-Softener Owned, Sump Pump
  • Room Type: Loft, Bonus Room, Recreation Room, Screened Porch, Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • ExteriorFeatures: Patio
  • Lot Features: Mature Trees
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: John Stewart Elementary School
  • High School: Kaneland High School
  • Middle/Junior School: Harter Middle School

Lot Info

  • Lot Size Acres: 0.267
  • Lot Dimensions: 11626
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 8691.88
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 12, 2022
Closed on
Jun 14, 2022
Sold by
Bought by
Seller's Agent
Annette Siwy
Siwy Real Estate, Inc.
Buyer's Agent
Corey Ringa
HomeSmart Connect LLC
List Price
$375,000
Sold Price
$400,000
Premium/Discount to List
$25,000
6.67%
Current Estimated Value
$454,521

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,521
Avg. Annual Appreciation
3.24%
Original Mortgage
$392,755
Outstanding Balance
$373,643
Interest Rate
5.25%
Mortgage Type
FHA
Estimated Equity
$80,878

Purchase Details

Closed on
Apr 10, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,567
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 13, 2017
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,400
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,200
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 26, 1994
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,700
Interest Rate
8.64%
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$400,000 None Listed On Document
-- Fidelity National Title
$278,000 Attorney
$259,000 Chicago Title Insurance Comp
$191,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $392,755
Previous Owner $265,567
Previous Owner $222,400
Previous Owner $207,200
Previous Owner $170,700
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/17/2022 06/17/22 Sold $400,000 +6.7% $178 / Sq Ft
04/18/2022 04/18/22 Pending -- -- --
04/12/2022 04/12/22 For Sale $375,000 -- $166 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,853 $124,885 $13,407 $111,478
2023 $9,501 $112,712 $12,100 $100,612
2022 $8,658 $98,485 $11,105 $87,380
2021 $8,375 $94,262 $10,629 $83,633
2020 $8,692 $96,882 $10,380 $86,502
2019 $9,052 $99,104 $10,228 $88,876
2018 $8,281 $89,435 $10,228 $79,207
2017 $8,283 $88,418 $10,112 $78,306
2016 $8,002 $83,294 $9,845 $73,449
2015 -- $70,711 $9,461 $61,250
2014 -- $65,010 $10,527 $54,483
2013 -- $65,010 $10,527 $54,483
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11369046

Midwest Real Estate Data (MRED)

APN: 11-06-402-023

Your Personal Tour Guide

Ask me questions while you tour the home.