$388,000
SOLD AUG 27, 2025

409 N Main St Winsted, CT 06098

5 Beds
2 Baths
2,403 Sq Ft
0.4 Acres

Recently Sold

$161 Per Sq Ft

70 Days on Market

Highlights

  • Deck
  • Thermal Windows
  • Patio
  • Attic
  • Porch
  • Shed

About This Home

As of August 2025

This versatile 2-family home would make a perfect owner occupant first floor unit with 3 bedrooms; with a 2 bedroom second floor apartment. Private entrances with separate utilities. Let your rental income help pay your mortgage. Each unit comes with formal living and dining rooms. Pellet stove in the main dining room. Refinished wide pine flooring. Large main Kitchen with lots of cabinet space which walks out to a beautiful Trex patio overlooking a manicured lawn. This 1868 Colonial boasts of historic charm. Once owned by Colonial Samuel B. Horne in the 1800's; a local Civil War hero and attorney was also believed to be the Soldiers Monument's model. Perennial gardens, stone walls, fenced in garden area, new driveway, new sill plates, 15k lifetime warranty Andersen windows and new sliders, architectural 40 yr roof, vinyl sided, new chimney liner. 2 newer hot water heaters 2021, Tran Furnace is gas heat. Very inviting front porch tastefully redone. Come meet your forever home; call for a private viewing.

Last Agent to Sell the Property

Christine Hunter

Hunter Real Estate, LLC License #REB.0788751 Listed on: 06/02/2025

Last Buyer's Agent

Josbel Nazario

Signature Realty LLC License #RES.0822833

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,127

Year Built

  • Built in 1868

Lot Details

  • 0.4 Acre Lot
  • Stone Wall
  • Garden

Parking

  • Parking Deck

Home Design

  • Concrete Foundation
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Ridge Vents on the Roof
  • Vinyl Siding

Interior Spaces

  • 2,403 Sq Ft Home
  • Thermal Windows
  • Concrete Flooring
  • Attic or Crawl Hatchway Insulated
  • Storm Doors

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Basement

  • Partial Basement
  • Interior Basement Entry

Outdoor Features

  • Deck
  • Patio
  • Shed
  • Porch

Location

  • Property is near shops
  • Property is near a golf course

Schools

  • Harry P. Hinsdale Elementary School
  • Pearson Middle School
  • Gilbert High School

Utilities

  • Window Unit Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

  • 2 Units

Listing and Financial Details

  • Assessor Parcel Number 926530

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,127

Year Built

Built in 1868

Lot Details

0

Listing Details

  • Neighborhood: Winsted
  • Property Type: Multi-Family For Sale
  • Style: Units on different Floors
  • Sq Ft Est Heated Above Grade: 2403
  • Total Sq Ft: 2403
  • Year Built: 1868
  • New Construction: No/Resale
  • Nearby Amenities: Golf Course, Health Club, Lake, Library, Medical Facilities, Park, Playground/Tot Lot, Shopping/Mall
  • Remarks Public Addendum: See also MLS #24098767 as a single family with in-law.
  • Property Sub Type: 2 Family
  • Direct Waterfront: No
  • Directions: North Main St. See sign. GPS compatible.
  • Financing Used: VA
  • Living Area Sq Ft Per Public Record: 2403
  • Street Type: Street
  • Special Features: None

Interior Features

  • Total Bedrooms: 5
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Attic Description: Access Via Hatch
  • Basement Description: Partial, Interior Access, Concrete Floor
  • Laundry Room Location: Each unit has their own hook ups.
  • Laundry Room Info: All Units Have Hook-Ups
  • Attic: Yes
  • Street Number Modifier: 409

Exterior Features

  • Exterior Features: Sidewalk, Shed, Porch, Deck, Garden Area, Stone Wall, Patio
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete, Stone
  • Roof Information: Asphalt Shingle Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage And Parking: None

Utilities

  • Cooling System: Window Unit
  • Heat Type: Hot Air
  • Heat Fuel Type: Electric, Natural Gas
  • Hot Water Description: Electric, Upright Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Harry P. Hinsdale
  • Middle School: Pearson
  • High School: Gilbert

Green Features

  • Energy Features: Ridge Vents, Storm Doors, Thermopane Windows

Lot Info

  • Acres: 0.4
  • Lot Description: Lightly Wooded Level Lot
  • Zoning: RR
  • Parcel #: 926530

Multi Family

  • Total Number Of Units: 2

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 4127
  • Total Assessed Value: 141470
  • Mil Rate Total: 29.17

MLS Schools

  • Elementary School: Harry P. Hinsdale
  • Middle Jr High School: Pearson
  • High School: Gilbert

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 20, 1992
Sold by
Slater Clifford
Bought by
Panagakos William N and Panagakos Anita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,498
Interest Rate
8.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $32,000 Stand Alone Refi Refinance Of Original Loan
Open $134,000 No Value Available
Closed $150,000 No Value Available
Closed $114,000 No Value Available
Closed $129,498 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Sold $388,000 0.0% $161 / Sq Ft
08/25/2025 08/25/25 Pending -- -- --
06/15/2025 06/15/25 For Sale $388,000 -- $161 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,127 $141,470 $28,140 $113,330
2024 $3,854 $141,470 $28,140 $113,330
2023 $3,733 $141,470 $28,140 $113,330
2022 $2,989 $89,110 $20,440 $68,670
2021 $2,989 $89,110 $20,440 $68,670
2020 $2,989 $89,110 $20,440 $68,670
2019 $2,977 $88,760 $20,440 $68,320
2018 $2,977 $88,760 $20,440 $68,320
2017 $2,991 $89,180 $19,670 $69,510
2016 $2,843 $84,770 $19,670 $65,100
2015 $2,772 $84,770 $19,670 $65,100
2014 $2,705 $84,770 $19,670 $65,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24098773

SmartMLS

APN: WINC-000104-000038-000018