$118,500
SOLD MAY 15, 2025

409 N Phillips St Algona, IA 50511

3 Beds
2 Baths
1,197 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$99 Per Sq Ft

8% Below List Price

372 Days on Market

Highlights

  • Forced Air Heating System
  • Algona Middle School Rated 9+
  • Property is Fully Fenced

About This Home

As of May 2025

This 2 story home is centrally located near St. Cecilia and Trinity Lutheran Churches. The home has a nice double unattached garage with a work area and a fenced in backyard. There are flowers and landscaping throughout the yard as well as a storage shed & deck that lead in to the kitchen and dining room area of the home. Inside, the home has a newer kitchen, a bath with laundry on the main level. There is an open floor plan with the dining room transitioning in to the living room. Upstairs has 3 bedrooms and a full bath with washer/dryer hookups. Other features include newer vinyl windows throughout, gas water heater, & water softener. All appliances included.

Last Agent to Sell the Property

Andrew Laubenthal

EXIT Realty Home/Land Properties Brokerage Phone: 515-341-6244 License #*** Listed on: 03/27/2024

EXIT Realty Home/Land Properties

Last Buyer's Agent

Tammy Schealler

Weichert, REALTORS-The 515 Agency

Weichert, REALTORS-The 515 Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,690

Year Built

  • Built in 1910

Lot Details

  • Property is Fully Fenced
  • Wood Fence

Parking

  • 2

Kitchen

  • Range
  • Microwave
  • Dishwasher

Unfinished Basement

  • Basement Fills Entire Space Under The House

Utilities

  • Forced Air Heating System
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,690

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Year Built: 1910
  • Property Type: Residential
  • Co List Office Mls Id: NOC48187
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • Living Area Units: Square Feet
  • Basement: Full, Unfinished
  • Fireplace: No
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Fencing: Full, Wood
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Other Structures: Storage

Garage/Parking

  • Garage Spaces: 2

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Cooling: Central Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Name: HRTI

Lot Info

  • Lot Dimensions: 49 x 132 sq ft
  • Lot Size Units: Acres
  • Lot Size Sq Ft: 6534

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 1830

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2024
Closed on
May 14, 2025
Sold by
Adonai Llc
Bought by
Bayliss Alex J and Bayliss Cassandra N
Seller's Agent
Andrew Laubenthal
EXIT Realty Home/Land Properties
Buyer's Agent
Tammy Schealler
Weichert, REALTORS-The 515 Agency
List Price
$129,000
Sold Price
$118,500
Premium/Discount to List
-$10,500
-8.14%
Total Days on Market
372
Views
160
Current Estimated Value
$117,934

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$566
Avg. Annual Appreciation
-9.55%
Original Mortgage
$119,696
Outstanding Balance
$119,591
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
-$5,297

Purchase Details

Closed on
Feb 14, 2011
Sold by
Hessel Todd W and Hessel Carrie E
Bought by
Adonai L L C

Purchase Details

Closed on
Aug 22, 2005
Sold by
Cumberland Devin D and Simpson Cumberland Kathy Marie
Bought by
Hessel Todd W and Hessel Carrie E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,600
Interest Rate
5.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $118,500 None Listed On Document
Warranty Deed $118,500 None Listed On Document
Warranty Deed $81,000 None Available
Warranty Deed $79,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $119,696 New Conventional
Closed $119,696 New Conventional
Previous Owner $63,600 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/15/2025 05/15/25 Sold $118,500 -8.1% $99 / Sq Ft
03/27/2024 03/27/24 For Sale $129,000 -- $108 / Sq Ft
Source: NoCoast MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,690 $99,772 $9,800 $89,972
2023 $1,830 $99,772 $9,800 $89,972
2022 $1,608 $99,012 $9,800 $89,212
2021 $1,578 $86,695 $9,800 $76,895
2020 $1,532 $82,641 $9,800 $72,841
2019 $1,582 $83,180 $0 $0
2018 $1,476 $83,180 $0 $0
2017 $1,348 $75,231 $0 $0
2016 $1,310 $75,231 $0 $0
2015 $1,016 $56,756 $0 $0
2014 $966 $56,756 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NoCoast MLS

MLS Number: NOC6315797

NoCoast MLS

APN: 22-02-433-015