NOT LISTED FOR SALE

409 Pine Terrace Unit 409 Oconomowoc, WI 53066

Estimated Value: $454,000 - $469,000

2 Beds
2 Baths
1,788 Sq Ft
$572/mo HOA Fee

Last Sold May 31, 2024

Last sale price $446,000 $249 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,403/month

3 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Community Boat Slip
  • Wooded Lot
  • Greenland Elementary School Rated A-
  • Waterfront
  • Main Floor Bedroom

About This Home

As of May 2024

A rare, sought-after Pine Terrace opportunity. Community-owned private, gated Fowler Lake lot with lake access, boat slips and gazebo for guest/family entertaining & enjoyment. Sunlight streams into the kitchen and dinette from abundant windows and sliding glass doors to deck. Glass front cabinetry and bar area in dinette. Great room with natural gas fireplace with brick surround and mantel is flanked by floor-to-ceiling built-in bookcases. Upper level is home to an incredible master suite with beautiful built-ins including a wet bar, entertainment center, seating nook, 8x8 walk-in closet, upper level loft, cedar cabinet and upper deck. Master bath features corner vanity with separate shower and deep soaking tub. 2nd master on the main floor! Full basement provides finishing opportunity.

Last Agent to Sell the Property

Lynn Zwaska

First Weber Inc - Delafield License #53481-90 Listed on: 05/02/2024

Last Buyer's Agent

Michael Tomich

Shorewest Realtors, Inc. License #73949-94

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,245

Year Built

  • Built in 1984

Lot Details

  • Waterfront
  • Wooded Lot

HOA Fees

  • $572 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Wood Siding

Interior Spaces

  • 1,788 Sq Ft Home
  • 2-Story Property
  • Wet Bar

Kitchen

  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Upstairs
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub
  • Bathtub Includes Tile Surround
  • Primary Bathroom includes a Walk-In Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Block Basement Construction

Outdoor Features

  • Deeded Waterfront Access Rights
  • Access To Lake
  • Balcony

Schools

  • Oconomowoc High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Rights
  • High Speed Internet

Community Details

Overview

  • 44 Units
  • Pine Terrace Condos

Recreation

  • Community Boat Slip

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,245

Year Built

Built in 1984

Lot Details

0

HOA Fees

$572 per month

Parking

2

Listing Details

  • Prop. Type: Condo
  • Inclusions: Oven/Range, Refrigerator, Disposal, Dishwasher, Garage Door Remotes, Washing Machine, Dryer, Water Softener, Basement Chest - everything remaining in the condo is included but no representation to condition of any fixtures or appliance is made by POA.
  • Directions: Hwy 16 by-pass to Lisbon Road, west to Pine Terrace
  • New Construction: No
  • Year Built: 1984
  • Full Street Address: 409 Pine TERRACE
  • Type 5 Heat Fuel: Natural Gas
  • Kitchen Level: Main
  • Municipality Type: City
  • Other Rm1 Level: Upper
  • Other Rm1 Name: Loft
  • Property Water Features: Lake, Deeded Water Access, Water Access/Rights, Waterfrontage on Lot
  • Lot Description Waterfront: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer
  • Has Basement: 8'+ Ceiling, Block, Full, Sump Pump
  • Interior Amenities: Water Filtration Own, Water Softener, Cable/Satellite Available, High Speed Internet, In-Unit Laundry, Loft, Pantry, Cathedral/vaulted ceiling, Walk-in closet(s), Wet Bar, Wood or Sim.Wood Floors
  • Bathroom Description: Tub Only, Ceramic Tile, Whirlpool, Master Bedroom Bath: Tub/No Shower, Master Bedroom Bath: Walk-In Shower, Master Bedroom Bath, Shower Stall
  • Room Bedroom2 Level: Main
  • Dining Room Dining Room Level: Main
  • Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Upper
  • Master Bedroom Master Bedroom Width: 13
  • Second Floor Total Sq Ft: 1788.00

Exterior Features

  • Exterior Features: Balcony, Patio/Porch, Private Entry
  • Exterior Building Type: 2 Story
  • Exterior: Brick, Brick/Stone, Wood

Garage/Parking

  • Parking Features:Workshop in Garage: Attached, 2 Car
  • Garage Spaces: 2.5

Utilities

  • Water Waste: Municipal Sewer, Municipal Water

Association/Amenities

  • Condominium Name: Pine Terrace
  • Association Pet Rules:Pets Permitted: Yes

Condo/Co-op/Association

  • Number Units In Association: 44

Schools

  • School District: Oconomowoc Area
  • High School: Oconomowoc
  • High School: Oconomowoc
  • Junior High Dist: Oconomowoc Area

Lot Info

  • Zoning: RES
  • Lot Description: Wooded

Tax Info

  • Tax Year: 2023
  • Total Taxes: 4244.77

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 3, 2025
Sold by
Rogers Susan
Bought by
Rogers Susan and Susan J Rogers Trust
Total Days on Market
3
Current Estimated Value
$462,606

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Outstanding Balance
$89,845
Interest Rate
6.76%
Mortgage Type
Credit Line Revolving
Estimated Equity
$372,761

Purchase Details

Listed on
May 2, 2024
Closed on
May 29, 2024
Sold by
Norman Susan
Bought by
Rogers Susan
Seller's Agent
Lynn Zwaska
First Weber Inc - Delafield
Buyer's Agent
Michael Tomich
Shorewest Realtors, Inc.
List Price
$450,000
Sold Price
$446,000
Premium/Discount to List
-$4,000
-0.89%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.58%

Purchase Details

Closed on
May 7, 2009
Sold by
Evans Susan
Bought by
Norman Susan and Norman David S

Purchase Details

Closed on
Jun 26, 1998
Sold by
Bidney Robert J and Bidney Sherry L
Bought by
Evans Susan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,000
Interest Rate
7.07%

Purchase Details

Closed on
Jan 18, 1996
Sold by
Lightfield David W and Lightfield Elizabeth E
Bought by
Bidney Robert and Bidney Sherry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,000
Interest Rate
7.19%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rogers Susan -- None Listed On Document
Rogers Susan $446,000 None Listed On Document
Norman Susan -- None Available
Evans Susan $210,000 Priority Title
Bidney Robert $185,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogers Susan $90,000
Previous Owner Norman Susan $60,000
Previous Owner Norman David S $70,000
Previous Owner Norman Susan $60,000
Previous Owner Norman Susan $176,400
Previous Owner Evans Susan $34,000
Previous Owner Norman David $173,800
Previous Owner Evans Susan $79,000
Previous Owner Evans Susan $107,000
Previous Owner Bidney Robert $38,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/31/2024 05/31/24 Sold $446,000 -0.9% $249 / Sq Ft
05/02/2024 05/02/24 For Sale $450,000 -- $252 / Sq Ft
Source: Metro MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,514 $422,200 $60,000 $362,200
2023 $4,450 $397,700 $60,000 $337,700
2022 $4,989 $364,400 $60,000 $304,400
2021 $4,493 $332,800 $60,000 $272,800
2020 $4,608 $266,200 $60,000 $206,200
2019 $4,461 $266,200 $60,000 $206,200
2018 $4,318 $266,200 $60,000 $206,200
2017 $4,291 $266,200 $60,000 $206,200
2016 $4,339 $266,200 $60,000 $206,200
2015 $4,317 $266,200 $60,000 $206,200
2014 $4,595 $266,200 $60,000 $206,200
2013 $4,595 $287,900 $65,000 $222,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro MLS

MLS Number: 1873606

Metro MLS

APN: OCOC-0562-998-014