NOT LISTED FOR SALE

409 Raintree Dr Unit 2 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $485,000 - $504,000

4 Beds
2.5 Baths
2,460 Sq Ft
$202/Sq Ft Est. Value

Last Sold August 20, 2024

Last sale price $480,000 $195 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,557/month

Highlights

  • Deck
  • Georgian Architecture
  • Sun or Florida Room
  • Churchill Elementary School Rated A-
  • Wood Flooring
  • 3 Car Attached Garage

About This Home

As of August 2024

This is it!! Beautiful 4 bedroom, 2 and a half bath home on the east side of Oswego. Beautiful brick exterior with updated lighting. Hardwood floors have been refinished and taken through the whole main level of the home except the family room. The front living room has been converted to a billiard room and the dining room to the perfect place to play cards or hang out with friends. The kitchen has ample counter space and storage and overlooks a beautiful sunroom allowing for a so much natural light. Upstairs, the hallway is wide and open to 3 bedrooms and a primary suite with it's own primary bathroom complete with his and her sinks and a large walk-in closet. All the carpet has been updated. The basement has been drywalled and epoxy floor has been added to make a great workout space and game area. The three car garage has also had an epoxy floor installed and the third car garage stall has been converted to a "man cave". The backyard has been updated with a beautiful gazebo creating the perfect outdoor living space. Since moving in, sellers have updated the garage, repaired the driveway, added bedroom lighting, finished the basement, added hardwood floors through most of the main floor, and added a gazebo to the backyard! Nothing to do but move in! (From previous listing in 2023:"windows, roof and mechanicals are all updated. Brand new windows, a sump pump with battery-back-up, a humidifier, and furnace. The roof and ac-unit were both installed in 2018). Sellers prefer an "as-is" sale.

Last Agent to Sell the Property

Lisa Hillman

john greene, Realtor License #475201532 Listed on: 07/06/2024

john greene, Realtor

Last Buyer's Agent

Nicholas Rusev

Runway Realty Inc License #475213794

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,696

Year Built

  • Built in 2000

Lot Details

  • 9,749 Sq Ft Lot
  • Lot Dimensions are 75x130
  • Paved or Partially Paved Lot

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Georgian Architecture
  • Asphalt Roof

Interior Spaces

  • 2,460 Sq Ft Home
  • 2-Story Property
  • Sun or Florida Room
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Finished Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Deck

Schools

  • Churchill Elementary School
  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance
  • Tanya Bennett Association, Phone Number (815) 609-2330
  • Highlands At Ogdenfalls Subdivision
  • Property managed by Highlands of Ogden falls HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,696

Year Built

Built in 2000

Lot Details

0

HOA Fees

$23 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Georgian
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Highlands at Ogdenfalls
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1108
  • Interior Amenities: Hardwood Floors, First Floor Laundry
  • LivingArea: 2460
  • Room Type: Sun Room
  • Estimated Total Finished Sq Ft: 3553
  • Basement Description: Finished,Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 2445
  • Basement Sq Ft: 1216
  • Square Footage Comments: Basement: Approx. 1108 Finished, 1216 Total.
  • Total Sq Ft: 3661
  • Unfinished Basement Sq Ft: 108
  • Upper Level Sq Ft: 1174
  • Main Level Sq Ft: 1271
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • List Price: 465000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Highlands of Ogden falls HOA
  • Management Contact Name: Tanya Bennett
  • Management Phone: 815-609-2330
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Churchill Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.2238
  • Lot Dimensions: 75X130
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9696
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2024
Closed on
Aug 19, 2024
Sold by
Hines Timothy and Terry Renada
Bought by
Tulis Onur and Mazaldzhieva Rahshan E
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Nicholas Rusev
Runway Realty Inc
List Price
$465,000
Sold Price
$480,000
Premium/Discount to List
$15,000
3.23%
Views
21
Current Estimated Value
$496,123

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,123
Avg. Annual Appreciation
3.05%
Original Mortgage
$432,000
Outstanding Balance
$427,694
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$68,429

Purchase Details

Listed on
Feb 1, 2023
Closed on
Mar 26, 2023
Sold by
Simmons Jeffery and Simmons Roxanna
Bought by
Terry Renada and Hines Timothy
Seller's Agent
Brittany Sanchez
Realty of America, LLC
Buyer's Agent
Lori Johanneson
@properties Christie's International Real Estate
List Price
$399,900
Sold Price
$408,000
Premium/Discount to List
$8,100
2.03%
Views
225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.31%
Original Mortgage
$400,610
Interest Rate
6.5%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 13, 2019
Closed on
Aug 22, 2019
Sold by
Fein Jason M and Fein Coleen
Bought by
Simmons Jeffery and Simmons Roxanna
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Traci Kearns
eXp Realty
List Price
$312,000
Sold Price
$309,000
Premium/Discount to List
-$3,000
-0.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$303,403
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 5, 2012
Sold by
Fein Jason M and Fein Cheryl A
Bought by
Fein Jason M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2011
Sold by
Fannie Mae
Bought by
Fein Jason M and Fein Cheryl A

Purchase Details

Closed on
Sep 13, 2010
Sold by
Fondeur Christian and Fondeur Veronica
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 25, 2007
Sold by
Kreger Joshua J and Kreger Kristy M
Bought by
Fondeur Christian and Fondeur Veronica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,900
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 1, 2004
Sold by
Rodarte Enrique and Rodarte Nancy J
Bought by
Kreger Joshua J and Kreger Kristy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,700
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 17, 2000
Sold by
William Ryan Homes Inc
Bought by
Rodarte Enrique and Lipp Nancy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.96%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tulis Onur $480,000 None Listed On Document
Terry Renada $408,000 Carrington Title Partners
Simmons Jeffery $309,000 First American Title
Fein Jason M -- Chicago Title Insurance Co
Fein Jason M $190,000 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Fondeur Christian $306,000 Chicago Title Insurance Co
Kreger Joshua J $293,000 Ticor Title
Rodarte Enrique $220,000 Ticor Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tulis Onur $432,000
Previous Owner Terry Renada $400,610
Previous Owner Simmons Jeffery $303,403
Previous Owner Fein Jason M $120,000
Previous Owner Fondeur Christian $45,900
Previous Owner Fondeur Christian $244,800
Previous Owner Kreger Joshua J $263,700
Previous Owner Rodarte Enrique $205,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2024 08/20/24 Sold $480,000 +3.2% $195 / Sq Ft
07/08/2024 07/08/24 Pending -- -- --
07/07/2024 07/07/24 For Sale $465,000 +14.0% $189 / Sq Ft
03/28/2023 03/28/23 Sold $408,000 +2.0% $166 / Sq Ft
02/15/2023 02/15/23 Pending -- -- --
02/01/2023 02/01/23 For Sale $399,900 +29.4% $163 / Sq Ft
08/22/2019 08/22/19 Sold $309,000 0.0% $120 / Sq Ft
07/23/2019 07/23/19 Pending -- -- --
06/03/2019 06/03/19 Price Changed $309,000 -1.0% $120 / Sq Ft
04/29/2019 04/29/19 For Sale $312,000 0.0% $122 / Sq Ft
03/09/2019 03/09/19 Pending -- -- --
02/13/2019 02/13/19 For Sale $312,000 -- $122 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,836 $134,659 $28,096 $106,563
2023 $9,696 $121,315 $25,312 $96,003
2022 $9,696 $113,378 $23,656 $89,722
2021 $9,446 $106,960 $22,317 $84,643
2020 $9,058 $101,866 $21,254 $80,612
2019 $8,977 $99,518 $21,254 $78,264
2018 $4,703 $93,295 $19,925 $73,370
2017 $8,241 $86,384 $18,449 $67,935
2016 $8,099 $83,868 $17,912 $65,956
2015 $7,817 $77,655 $16,585 $61,070
2014 -- $73,957 $15,795 $58,162
2013 -- $74,704 $15,955 $58,749
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12103400

Midwest Real Estate Data (MRED)

APN: 03-11-203-005