409 Raintree Dr Unit 2 Oswego, IL 60543
North Oswego Neighborhood
4
Beds
2.5
Baths
2,460
Sq Ft
9,749
Sq Ft Lot
Highlights
- Deck
- Georgian Architecture
- Sun or Florida Room
- Churchill Elementary School Rated A-
- Wood Flooring
- 3 Car Attached Garage
About This Home
As of August 2024This is it!! Beautiful 4 bedroom, 2 and a half bath home on the east side of Oswego. Beautiful brick exterior with updated lighting. Hardwood floors have been refinished and taken through the whole main level of the home except the family room. The front living room has been converted to a billiard room and the dining room to the perfect place to play cards or hang out with friends. The kitchen has ample counter space and storage and overlooks a beautiful sunroom allowing for a so much natural light. Upstairs, the hallway is wide and open to 3 bedrooms and a primary suite with it's own primary bathroom complete with his and her sinks and a large walk-in closet. All the carpet has been updated. The basement has been drywalled and epoxy floor has been added to make a great workout space and game area. The three car garage has also had an epoxy floor installed and the third car garage stall has been converted to a "man cave". The backyard has been updated with a beautiful gazebo creating the perfect outdoor living space. Since moving in, sellers have updated the garage, repaired the driveway, added bedroom lighting, finished the basement, added hardwood floors through most of the main floor, and added a gazebo to the backyard! Nothing to do but move in! (From previous listing in 2023:"windows, roof and mechanicals are all updated. Brand new windows, a sump pump with battery-back-up, a humidifier, and furnace. The roof and ac-unit were both installed in 2018). Sellers prefer an "as-is" sale.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,696
Year Built
- Built in 2000
Lot Details
- 9,749 Sq Ft Lot
- Lot Dimensions are 75x130
- Paved or Partially Paved Lot
HOA Fees
- $23 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Georgian Architecture
- Asphalt Roof
Interior Spaces
- 2,460 Sq Ft Home
- 2-Story Property
- Sun or Florida Room
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry on main level
- Gas Dryer Hookup
Finished Basement
- Partial Basement
- Crawl Space
Outdoor Features
- Deck
Schools
- Churchill Elementary School
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Tanya Bennett Association, Phone Number (815) 609-2330
- Highlands At Ogdenfalls Subdivision
- Property managed by Highlands of Ogden falls HOA
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 6, 2024
Closed on
Aug 19, 2024
Sold by
Hines Timothy and Terry Renada
Bought by
Tulis Onur and Mazaldzhieva Rahshan E
Seller's Agent
Lisa Hillman
john greene, Realtor
Buyer's Agent
Nicholas Rusev
Runway Realty Inc
List Price
$465,000
Sold Price
$480,000
Premium/Discount to List
$15,000
3.23%
Total Days on Market
0
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,281
Avg. Annual Appreciation
1.47%
Original Mortgage
$432,000
Outstanding Balance
$429,290
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$55,991
Purchase Details
Listed on
Feb 1, 2023
Closed on
Mar 26, 2023
Sold by
Simmons Jeffery and Simmons Roxanna
Bought by
Terry Renada and Hines Timothy
Seller's Agent
Brittany Sanchez
Realty of America, LLC
Buyer's Agent
Lori Johanneson
@properties Christie's International Real Estate
List Price
$399,900
Sold Price
$408,000
Premium/Discount to List
$8,100
2.03%
Views
225
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.31%
Original Mortgage
$400,610
Interest Rate
6.5%
Mortgage Type
FHA
Purchase Details
Listed on
Feb 13, 2019
Closed on
Aug 22, 2019
Sold by
Fein Jason M and Fein Coleen
Bought by
Simmons Jeffery and Simmons Roxanna
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Traci Kearns
eXp Realty, LLC
List Price
$312,000
Sold Price
$309,000
Premium/Discount to List
-$3,000
-0.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$303,403
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 5, 2012
Sold by
Fein Jason M and Fein Cheryl A
Bought by
Fein Jason M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 22, 2011
Sold by
Fannie Mae
Bought by
Fein Jason M and Fein Cheryl A
Purchase Details
Closed on
Sep 13, 2010
Sold by
Fondeur Christian and Fondeur Veronica
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 25, 2007
Sold by
Kreger Joshua J and Kreger Kristy M
Bought by
Fondeur Christian and Fondeur Veronica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,900
Interest Rate
6.21%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 1, 2004
Sold by
Rodarte Enrique and Rodarte Nancy J
Bought by
Kreger Joshua J and Kreger Kristy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,700
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 17, 2000
Sold by
William Ryan Homes Inc
Bought by
Rodarte Enrique and Lipp Nancy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.96%
Map
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $480,000 | None Listed On Document | |
| Warranty Deed | $408,000 | Carrington Title Partners | |
| Warranty Deed | $309,000 | First American Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co | |
| Corporate Deed | $190,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $306,000 | Chicago Title Insurance Co | |
| Warranty Deed | $293,000 | Ticor Title | |
| Warranty Deed | $220,000 | Ticor Title Insurance Compan |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $432,000 | New Conventional | |
| Previous Owner | $400,610 | FHA | |
| Previous Owner | $303,000 | New Conventional | |
| Previous Owner | $303,403 | FHA | |
| Previous Owner | $120,000 | New Conventional | |
| Previous Owner | $45,900 | Credit Line Revolving | |
| Previous Owner | $244,800 | Purchase Money Mortgage | |
| Previous Owner | $263,700 | Purchase Money Mortgage | |
| Previous Owner | $250,000 | Balloon | |
| Previous Owner | $205,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/20/2024 08/20/24 | Sold | $480,000 | +3.2% | $195 / Sq Ft |
| 07/08/2024 07/08/24 | Pending | -- | -- | -- |
| 07/07/2024 07/07/24 | For Sale | $465,000 | +14.0% | $189 / Sq Ft |
| 03/28/2023 03/28/23 | Sold | $408,000 | +2.0% | $166 / Sq Ft |
| 02/15/2023 02/15/23 | Pending | -- | -- | -- |
| 02/01/2023 02/01/23 | For Sale | $399,900 | +29.4% | $163 / Sq Ft |
| 08/22/2019 08/22/19 | Sold | $309,000 | 0.0% | $120 / Sq Ft |
| 07/23/2019 07/23/19 | Pending | -- | -- | -- |
| 06/03/2019 06/03/19 | Price Changed | $309,000 | -1.0% | $120 / Sq Ft |
| 04/29/2019 04/29/19 | For Sale | $312,000 | 0.0% | $122 / Sq Ft |
| 03/09/2019 03/09/19 | Pending | -- | -- | -- |
| 02/13/2019 02/13/19 | For Sale | $312,000 | -- | $122 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,696 | $121,315 | $25,312 | $96,003 |
| 2022 | $9,696 | $113,378 | $23,656 | $89,722 |
| 2021 | $9,446 | $106,960 | $22,317 | $84,643 |
| 2020 | $9,058 | $101,866 | $21,254 | $80,612 |
| 2019 | $8,977 | $99,518 | $21,254 | $78,264 |
| 2018 | $4,703 | $93,295 | $19,925 | $73,370 |
| 2017 | $8,241 | $86,384 | $18,449 | $67,935 |
| 2016 | $8,099 | $83,868 | $17,912 | $65,956 |
| 2015 | $7,817 | $77,655 | $16,585 | $61,070 |
| 2014 | -- | $73,957 | $15,795 | $58,162 |
| 2013 | -- | $74,704 | $15,955 | $58,749 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: 12103400
APN: 03-11-203-005
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