409 Ramsay Rd Birmingham, AL 35242
North Shelby County Neighborhood
4
Beds
4.5
Baths
4,877
Sq Ft
0.46
Acres
Highlights
- Golf Course Community
- Gated with Attendant
- Heavily Wooded Lot
- Greystone Elementary School Rated A
- Sitting Area In Primary Bedroom
- Deck
About This Home
As of April 2025Beautifully updated home features 4BR, 4.5BA, approx 4800 sf, soaring great room w/stone fp & floor to ceiling windows, opens to updated chef's kitchen w/extra large quartz island, custom cabinets & Bosch dishwasher & oven, Thermador commercial grade cooktop, king size master bedroom, new master bath w/quartz vanities, marble tile, 4 jet Rain shower head & custom designed walk-in closet, m/l office & dining room. Upstairs has 3 bedrooms and 2 baths. Daylight basement has large media room, bonus room & full bath. Quiet cul-de-sac. Roof is 7 yrs old, main hvac 6 yrs, 2nd floor hvac 2 yrs old. all the lighting has been updated. Ready to move in
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,107
Year Built
- Built in 2002
Lot Details
- 0.46 Acre Lot
- Cul-De-Sac
- Fenced Yard
- Interior Lot
- Irregular Lot
- Sprinkler System
- Heavily Wooded Lot
HOA Fees
- $138 Monthly HOA Fees
Parking
- 2 Car Garage
- Basement Garage
- Side Facing Garage
Home Design
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Central Vacuum
- Crown Molding
- Smooth Ceilings
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- French Doors
- Insulated Doors
- Great Room with Fireplace
- Dining Room
- Home Office
- Pull Down Stairs to Attic
- Home Security System
Kitchen
- Convection Oven
- Electric Oven
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Stone Countertops
- Disposal
Flooring
- Wood
- Carpet
- Stone
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Sitting Area In Primary Bedroom
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- Split Vanities
- Bathtub and Shower Combination in Primary Bathroom
- Garden Bath
- Separate Shower
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Natural lighting in basement
Outdoor Features
- Deck
- Covered patio or porch
- Exterior Lighting
Schools
- Greystone Elementary School
- Berry Middle School
- Spain Park High School
Utilities
- Two cooling system units
- Central Heating and Cooling System
- Two Heating Systems
- Heat Pump System
- Heating System Uses Gas
- Underground Utilities
- Gas Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 03-5-22-1-003-015.000
Community Details
Overview
- Association fees include common grounds mntc
Recreation
- Golf Course Community
- Tennis Courts
- Community Playground
- Park
- Trails
Security
- Gated with Attendant
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2024
Closed on
Apr 1, 2025
Sold by
Lee Rigaud P and Lee Shawna T
Bought by
Bailey Dewayne C and Lajackson Gabrielle La
Seller's Agent
Julie Kim
RealtySouth-Inverness Office
Buyer's Agent
Justin Ridgeway
Norluxe Realty Birmingham LLC
List Price
$799,900
Sold Price
$799,900
Views
569
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,955
Avg. Annual Appreciation
2.62%
Original Mortgage
$719,910
Outstanding Balance
$719,910
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$87,059
Purchase Details
Listed on
Jan 9, 2015
Closed on
Feb 21, 2015
Sold by
Liu Jiping and Yan Jiyu
Bought by
Lee Rigaud P and Lee Shawna T
Seller's Agent
Julie Kim
RealtySouth-Inverness Office
Buyer's Agent
Jason Secor
Keller Williams Realty Vestavia
List Price
$469,000
Sold Price
$425,000
Premium/Discount to List
-$44,000
-9.38%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.49%
Original Mortgage
$403,750
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 4, 2007
Sold by
Weeks W Glenn and Weeks Barbara D
Bought by
Liu Jiping and Yan Jiyu
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
6.06%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 9, 2001
Sold by
Benson Custom Homes Inc
Bought by
Weeks W Glenn and Weeks Barbara D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$422,600
Interest Rate
7.37%
Purchase Details
Closed on
Nov 29, 2000
Sold by
Greystone Development Company Llc
Bought by
Benson Custom Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,150
Interest Rate
7.82%
Mortgage Type
Construction
Similar Homes in Birmingham, AL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $799,900 | None Listed On Document | |
| Survivorship Deed | $425,000 | None Available | |
| Survivorship Deed | $486,000 | None Available | |
| Survivorship Deed | $82,600 | -- | |
| Warranty Deed | $75,050 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $719,910 | New Conventional | |
| Previous Owner | $71,465 | Credit Line Revolving | |
| Previous Owner | $403,750 | New Conventional | |
| Previous Owner | $151,000 | Unknown | |
| Previous Owner | $235,000 | Unknown | |
| Previous Owner | $422,600 | No Value Available | |
| Previous Owner | $67,150 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/02/2025 04/02/25 | Sold | $799,900 | 0.0% | $164 / Sq Ft |
| 10/24/2024 10/24/24 | For Sale | $799,900 | +88.2% | $164 / Sq Ft |
| 03/17/2015 03/17/15 | Sold | $425,000 | -9.4% | $139 / Sq Ft |
| 02/09/2015 02/09/15 | Pending | -- | -- | -- |
| 01/09/2015 01/09/15 | For Sale | $469,000 | -- | $153 / Sq Ft |
Source: Greater Alabama MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,107 | $61,760 | $0 | $0 |
| 2023 | $4,148 | $62,840 | $0 | $0 |
| 2022 | $3,582 | $54,480 | $0 | $0 |
| 2021 | $3,285 | $50,020 | $0 | $0 |
| 2020 | $3,167 | $0 | $0 | $0 |
| 2019 | $3,174 | $48,340 | $0 | $0 |
| 2017 | $3,176 | $48,380 | $0 | $0 |
| 2015 | $3,110 | $47,380 | $0 | $0 |
| 2014 | $2,977 | $45,380 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Julie Kim
RealtySouth
(205) 222-9000
84 in this area
127 Total Sales
-
Buyer's Agent in 2025
Justin Ridgeway
Norluxe Realty Birmingham LLC
(205) 613-7076
1 in this area
29 Total Sales
-
Buyer's Agent in 2015
Jason Secor
Keller Williams Realty Vestavia
(205) 281-6641
10 in this area
184 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 21399811
APN: 03-5-22-1-003-015-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
- 416 Mccormack Way
- 501 Stewards Glen
- 632 Springbank Terrace
- 908 Glassford Ct
- 837 Aberlady Place
- 1407 Legacy Dr
- 300 Woodward Ct
- 1115 Haven Rd
- 1408 Sutherland Place
- 1228 Braemer Ct
- 113 Langston Place
- 1097 Saddlecreek Pkwy
- 344 Woodward Ct
- 7011 Montrose Rd Unit 6
- 326 S Oak Trail Unit 11
- 7046 N Highfield Dr
- 292 S Oak Dr Unit 26
- 2264 Brock Cir
- 268 S Oak Dr Unit 23
- 3 Augusta Way Unit LOT 155