NOT LISTED FOR SALE

409 S Cross St Chestertown, MD 21620

Estimated Value: $592,046 - $881,000

3 Beds
2.5 Baths
2,178 Sq Ft
$329/Sq Ft Est. Value

Last Sold October 25, 2016

Last sale price $415,000 $191 Per Sq Ft

Est. 73% increase in value since last sale

Current estimated payment $4,795/month

177 Days on Market

Highlights

  • Water Oriented
  • Open Floorplan
  • Stream or River on Lot
  • River View
  • Deck
  • 4-minute walk to Wilmer Park

About This Home

As of October 2016

Water views of the Chester, a short jaunt to the historic district. Shows beautifully with all hardwoods on the first floor, and the second floor has a charming reading nook, and two very large bedrooms with a full bath. Gorgeous details throughout this lovely home. Great for entertaining with an open floor plan, cozy gas fireplace and plenty of wonderful ambiance. A must see!

Last Agent to Sell the Property

Retha Arrabal

(410) 708-2172 rarrabal@hotmail.com Doug Ashley Realtors, LLC License #107285 Listed on: 03/05/2016

Last Buyer's Agent

Gerard Cataldo

(410) 778-3050 gerardmcataldo@gmail.com Wyble Enterprises

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,595

Year Built

  • Built in 1996

Lot Details

  • Two or More Common Walls
  • Landscaped

HOA Fees

  • $425 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage

Property Views

  • River
  • Scenic Vista

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,178 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • 1 Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom

Outdoor Features

  • Water Oriented
  • River Nearby
  • Rip-Rap
  • Stream or River on Lot
  • Waterfront Park
  • Deck

Schools

  • Kent County High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 1504027051

Community Details

Overview

  • Association fees include exterior building maintenance, lawn care front, lawn care rear, lawn care side, lawn maintenance, road maintenance, snow removal
  • Stepne Manor Community

Amenities

  • Common Area

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,595

Year Built

Built in 1996

Lot Details

0

HOA Fees

$425 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Ownership: Condominium
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1996
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Interior Amenities: Combination Kitchen/Dining, Floor Plan - Open
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Common Walls: 2+ Common Walls
  • Entry Location: 1st Floor
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 2178
  • Living Area Sq Ft: 2178
  • Price Per Sq Ft: 206.15
  • Above Grade Finished Sq Ft: 2178
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Brick
  • Pool Private: No
  • View: Water, Scenic Vista, River
  • View: Yes
  • Water Access: No
  • Water Body Name: CHESTER RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Parking Space Number Assigned: 2
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 425.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA Condo Co-Op Fee Includes: Ext Bldg Maint, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Road Maintenance, Snow Removal
  • HOA Condo Co-Op Rules: Pets - Allowed
  • HOA: No
  • Senior Community: No

Schools

  • High School: KENT COUNTY

Lot Info

  • Improvement Assessed Value: 122000.00
  • Land Assessed Value: 250000.00
  • Lot Features: Landscaping, Open
  • Outdoor Living Structures: Deck(s)
  • Property Attached Yn: Yes
  • Zoning: R-5
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4506167
  • Tax Annual Amount: 5594.88
  • Assessor Parcel Number: 1504027051
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2015

Multi Family

  • Dock Slip Conveyance: None Available
  • Waterfront Features: Park, Rip-Rap

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2016
Closed on
Oct 25, 2016
Sold by
Baldwin Susan G
Bought by
Moores Sheri L and Munroe Scot D
Seller's Agent
Retha Arrabal
Doug Ashley Realtors, LLC
Buyer's Agent
Gerard Cataldo
Wyble Enterprises
List Price
$449,000
Sold Price
$415,000
Premium/Discount to List
-$34,000
-7.57%
Current Estimated Value
$716,512

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$301,512
Avg. Annual Appreciation
6.17%
Original Mortgage
$332,000
Outstanding Balance
$266,538
Interest Rate
3.42%
Mortgage Type
New Conventional
Estimated Equity
$449,974

Purchase Details

Closed on
Apr 8, 2011
Sold by
Gulbrendsen Elizabeth F
Bought by
Baldwin Susan G

Purchase Details

Closed on
Apr 4, 2011
Sold by
Gulbrendsen Elizabeth F
Bought by
Baldwin Susan G

Purchase Details

Closed on
Aug 14, 2001
Sold by
Gulbrandsen Oskar S and Gulbrandsen Elizabeth
Bought by
Gulbrandsen Elizabeth F Trustee
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Moores Sheri L $415,000 Attorney
Baldwin Susan G -- --
Baldwin Susan G -- --
Gulbrandsen Elizabeth F Trustee -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moores Sheri L $332,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/25/2016 10/25/16 Sold $415,000 -7.6% $191 / Sq Ft
08/29/2016 08/29/16 Pending -- -- --
03/05/2016 03/05/16 For Sale $449,000 -- $206 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,209 $460,000 $280,000 $180,000
2024 $7,084 $452,000 $0 $0
2023 $6,789 $444,000 $0 $0
2022 $6,789 $436,000 $261,000 $175,000
2021 $6,457 $414,667 $0 $0
2020 $6,164 $393,333 $0 $0
2019 $23,272 $372,000 $250,000 $122,000
2018 $11,562 $372,000 $250,000 $122,000
2017 $5,595 $372,000 $0 $0
2016 -- $372,000 $0 $0
2015 $6,369 $372,000 $0 $0
2014 $6,369 $372,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000479867

Bright MLS

APN: 04-027051