$725,500
SOLD MAY 20, 2025

4098 Kiser Cove Ln Terrell, NC 28682

4 Beds
2.5 Baths
2,897 Sq Ft
0.51 Acres

Recently Sold

$250 Per Sq Ft

14 Days on Market

Highlights

  • Water Views
  • Access To Lake
  • Wood Flooring
  • Bandys High School Rated 9+
  • Boat Slip
  • Screened Porch

About This Home

As of May 2025

This property that sits on over half an acre w/a deeded boat slip is a must see. Enter through the foyer to find hardwoods throughout the main level. Continue to the PRIMARY ON THE MAIN LEVEL which has a tray ceiling & walk in closet. Enter the ensuite to find a walk-in glass enclosed shower & double vanity. Experience the kitchen which had new cabinets, granite countertops & floors installed in 2021. It boasts an island w/additional storage, gas range, pantry, & breakfast nook. Kitchen opens into the living room w/gas fireplace & vaulted ceiling. Designated office space, half bath & dining room complete the main level. Continue to the upper level to find a bonus room w/access to a balcony where you can hang out & entertain. Upstairs also find 2 walk-in attic areas w/additional storage. 3 additional bedrooms & a full bath complete the upper level. Outside find a screened in porch & deck area perfect for relaxing. With views & access to the Lake come see all this property has to offer!

Last Agent to Sell the Property

Phil Puma

Puma & Associates Realty, Inc. Brokerage Email: phil@pumahomes.com License #203114 Listed on: 04/04/2025

Last Buyer's Agent

Julie Nguyen

Yancey Realty, LLC License #303283

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,759

Year Built

  • Built in 2001

Lot Details

  • Back Yard Fenced
  • Property is zoned R-30

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Propane Fireplace
  • Screened Porch
  • Water Views
  • Crawl Space
  • Laundry Room

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Outdoor Features

  • Access To Lake
  • Boat Slip

Utilities

  • Heat Pump System
  • Power Generator
  • Electric Water Heater
  • Septic Tank

Community Details

  • Kiser Commons HOA, Phone Number (845) 263-4410
  • Kiser Commons Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 4617045285810000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,759

Year Built

Built in 2001

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2001
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 250.43
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: phil@pumahomes.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Attic Walk In, Kitchen Island, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1669
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1228
  • Appliances: Dishwasher, Electric Water Heater, Gas Range, Microwave
  • Other Equipment: Fuel Tank(s), Generator, Other - See Remarks
  • Above Grade Finished Sq Ft: 2897
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Propane
  • Living Area: 2897
  • Bedroom Main: 1
  • Room Count: 14
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • View: Water
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Deed)
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 644
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Heat Pump
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Lake Access, Street Lights
  • Association Fee: 354
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Kiser Commons HOA
  • Phone: 845-263-4410
  • ResoAssociationFeeFrequency: Annually
  • Association Email: kisercommonshoa@gmail.com

Association/Amenities

  • Association Annual Expense: 354.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.51
  • Lot Size Units: Acres
  • Parcel Number: 4617045285810000
  • Development Status: Completed
  • Additional Parcels: No
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R-30

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
May 19, 2025
Sold by
Untch Donald L and Untch Cindy L
Bought by
Clark Thomas and Clark Heather
Seller's Agent
Phil Puma
Puma & Associates Realty, Inc.
Buyer's Agent
Julie Nguyen
Yancey Realty, LLC
List Price
$725,000
Sold Price
$725,500
Premium/Discount to List
$500
0.07%
Views
31
Current Estimated Value
$738,372

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,872
Avg. Annual Appreciation
6.04%
Original Mortgage
$689,225
Outstanding Balance
$687,396
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$50,976

Purchase Details

Closed on
May 31, 2017
Sold by
Tally Jeffrey L and Tally Janet C
Bought by
Untch Donald L and Untch Cindy L

Purchase Details

Closed on
Jun 17, 2008
Sold by
Sacosky Virginia L and Sacosky Michael
Bought by
Tally Jeffrey L and Tally Janet C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$327,200
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 23, 2003

Purchase Details

Closed on
May 8, 2003

Purchase Details

Closed on
Jul 16, 2001

Purchase Details

Closed on
May 7, 2001

Purchase Details

Closed on
Nov 30, 1999
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $725,500 Investors Title
Warranty Deed $725,500 Investors Title
Warranty Deed $425,000 None Available
Warranty Deed $409,000 None Available
Deed $261,500 --
Deed $470,000 --
Deed $499,000 --
Deed $95,000 --
Deed $51,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $689,225 New Conventional
Closed $689,225 New Conventional
Previous Owner $212,000 New Conventional
Previous Owner $333,000 Unknown
Previous Owner $327,200 Purchase Money Mortgage
Previous Owner $100,000 Credit Line Revolving
Previous Owner $255,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/20/2025 05/20/25 Sold $725,500 +0.1% $250 / Sq Ft
04/19/2025 04/19/25 Pending -- -- --
04/04/2025 04/04/25 For Sale $725,000 -- $250 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,759 $560,200 $40,300 $519,900
2024 $2,759 $560,200 $40,300 $519,900
2023 $2,703 $397,400 $40,300 $357,100
2022 $2,802 $397,400 $40,300 $357,100
2021 $2,802 $397,400 $40,300 $357,100
2020 $2,802 $397,400 $40,300 $357,100
2019 $2,802 $397,400 $0 $0
2018 $0 $390,500 $40,100 $350,400
2017 $0 $0 $0 $0
2016 $2,555 $0 $0 $0
2015 $2,237 $389,530 $40,100 $349,430
2014 $2,237 $372,900 $41,800 $331,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4242378

Canopy MLS (Canopy Realtor® Association)

APN: 4617045285810000