$560,000
SOLD AUG 8, 2025

40W014 Margaret Mitchell St Unit 4 Saint Charles, IL 60175

4 Beds
4 Baths
2,920 Sq Ft
1998 Built

Recently Sold

$192 Per Sq Ft

18 Days on Market

Highlights

  • Landscaped Professionally
  • Community Lake
  • Deck
  • Bell-Graham Elementary School Rated A
  • Clubhouse
  • Property is near a park

About This Home

As of August 2025

Welcome to Your Dream Home in the Highly Sought-After Fox Mill Community! Nestled on a quiet, tree-lined street just a short walk from Bell Graham Elementary, this beautifully maintained home offers the perfect blend of comfort, space, and convenience. The inviting front porch sets the tone for this warm and welcoming residence. Step inside to a grand two-story foyer and enjoy the open layout enhanced by 9-foot ceilings on the main floor. The heart of the home is the gourmet kitchen, complete with a large center island, granite countertops, walk-in pantry, and a butler's pantry-ideal for entertaining or everyday living. A first-floor den with an adjacent full bath provides the perfect space for a guest suite or home office. The convenient main-level laundry room includes direct access to the backyard. Retreat to the luxurious primary suite, featuring a spa-like bath with whirlpool tub, separate shower, dual sinks, and a massive 14' x 11' walk-in closet. The deep-pour finished basement adds incredible living space with a recreation area, game room, exercise space, additional bedroom, and full bath-offering flexibility for all your needs. Don't miss the chance to live in this vibrant community with amenities like parks, trails, and a pool. Compare and see the value for yourself-this one won't last!

Last Agent to Sell the Property

Christopher Davis

Inspire Realty Group LLC License #471020520 Listed on: 06/19/2025

Last Buyer's Agent

Tanya Callaway

Baird & Warner License #475166149

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,457

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 85 x 140
  • Landscaped Professionally

HOA Fees

  • $97 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,920 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Home Gym
  • Laundry Room

Kitchen

  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Intercom
  • Carbon Monoxide Detectors

Schools

  • Bell-Graham Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, pool
  • Laura Nicolini Association, Phone Number (630) 717-7188
  • Fox Mill Subdivision
  • Property managed by Caruso Management
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,457

Year Built

Built in 1998

Lot Details

0

HOA Fees

$97 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Fox Mill
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s), Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), In-Law Floorplan, 1st Floor Full Bath
  • LivingArea: 2920
  • Other Equipment: Intercom, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Den, Exercise Room, Recreation Room, Walk In Closet
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Cedar
  • Foundation Details: Concrete Perimeter
  • List Price: 560000
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1160
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Lake, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Caruso Management
  • Management Contact Name: Laura Nicolini
  • Management Phone: 630-717-7188

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Pool

Schools

  • Elementary School: Bell-Graham Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 85 X 140
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 11457
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Aug 4, 2025
Sold by
Manion Thomas Anthony and Manion Jennifer Pis
Bought by
Virgil Jay
Seller's Agent
Christopher Davis
Inspire Realty Group LLC
Buyer's Agent
Tanya Callaway
Baird & Warner
List Price
$560,000
Sold Price
$560,000
Views
50

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.47%
Original Mortgage
$560,000
Outstanding Balance
$559,553
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$9,733

Purchase Details

Closed on
Oct 27, 2023
Sold by
Manion Family Trust and Manion Thomas Anthony
Bought by
Manion Thomas Anthony and Manion Jennifer Pishko

Purchase Details

Closed on
Sep 10, 2023
Sold by
Manion Thomas Anthony and Manion Jennifer Pishko
Bought by
Manion Family Trust and Manion

Purchase Details

Listed on
Feb 10, 2015
Closed on
Jun 30, 2015
Sold by
Monroe William C and Monroe Anne C
Bought by
Pishko Manion Thomas Anthony and Pishko Manion Jennifer
Seller's Agent
Eric Purcell
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Nicole Moraga
@properties Christie's International Real Estate
List Price
$419,900
Sold Price
$385,000
Premium/Discount to List
-$34,900
-8.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.89%
Original Mortgage
$345,000
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 2, 2000
Sold by
Brauer William K and Brauer Jennifer L
Bought by
Monroe William C and Monroe Anne C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
7.86%

Purchase Details

Closed on
Jan 21, 1999
Sold by
Duwest Construction Company Inc
Bought by
Brauer William K and Brauer Jennifer L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
6.5%

Purchase Details

Closed on
Apr 9, 1998
Sold by
Fox Mill Ltd Partnership
Bought by
Duwest Construction Company Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,250
Interest Rate
7.19%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $560,000 Chicago Title
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed $385,000 Fox Title Company
Warranty Deed $368,000 First American Title Ins Co
Warranty Deed $330,000 First American Title Ins Co
Warranty Deed $87,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $560,000 New Conventional
Previous Owner $345,000 New Conventional
Previous Owner $195,000 No Value Available
Previous Owner $264,000 No Value Available
Previous Owner $65,250 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/08/2025 08/08/25 Sold $560,000 0.0% $192 / Sq Ft
07/07/2025 07/07/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $560,000 +45.5% $192 / Sq Ft
06/30/2015 06/30/15 Sold $385,000 -3.7% $132 / Sq Ft View Prior Sale
04/29/2015 04/29/15 Pending -- -- --
04/01/2015 04/01/15 Price Changed $399,750 -2.5% $137 / Sq Ft
03/04/2015 03/04/15 Price Changed $409,900 -2.4% $140 / Sq Ft
02/10/2015 02/10/15 For Sale $419,900 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,723 $184,140 $38,413 $145,727
2023 $11,457 $164,631 $34,343 $130,288
2022 $10,876 $150,005 $31,292 $118,713
2021 $10,221 $141,635 $29,546 $112,089
2020 $10,203 $139,597 $29,121 $110,476
2019 $10,075 $137,547 $28,693 $108,854
2018 $10,059 $137,547 $28,693 $108,854
2017 $9,968 $135,528 $28,272 $107,256
2016 $10,592 $132,106 $27,558 $104,548
2015 -- $128,458 $26,797 $101,661
2014 -- $121,120 $27,208 $93,912
2013 -- $123,152 $27,664 $95,488
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12394298

Midwest Real Estate Data (MRED)

APN: 08-23-429-014