40W437 Fair Oaks Dr Saint Charles, IL 60175
Campton Hills Neighborhood
4
Beds
3
Baths
4,828
Sq Ft
1.9
Acres
Highlights
- 1.9 Acre Lot
- Mature Trees
- Living Room with Fireplace
- Wasco Elementary School Rated A
- Deck
- Recreation Room
About This Home
As of July 2025This Sprawling Walkout Ranch Located in St. Charles, is THE ONE! Tucked away on a quiet, no through street, this beautifully maintained home offers serene living on almost two acres of wooded paradise! Enjoy peace and privacy in a setting that feels like your own slice of Narnia, complete with mature trees & abundant wildlife. Inside, the home features hardwood floors, light-filled living areas & a layout perfect for everyday living. Custom woodwork & trim, solid wood six panel doors, 4 bedrooms, 3 full bathrooms, living room with fireplace, skylights & vaulted ceiling + a light and bright kitchen with soft close Knotty Alder Cabinets, copper exhaust hood, SS appliances, granite counters & million dollar views! The master bedroom features a vaulted ceiling, bay window, updated en-suite bathroom with both a walk-in shower & walk-in closet. In the the lower level you'll discover a 35x26 foot workshop ideal for hobbyists, English finished recreation room with 2nd fireplace & 3rd full bathroom as well as tons of additional storage. The expansive 23x16 foot screened porch is a dream oasis surrounded by tranquil sounds of nature & views of the yard filled with hostas, coneflowers, black-eyed Susans & daylilies, creating a vibrant garden that blooms from spring to fall! Located in the top-rated St. Charles school district, this home combines comfort, convenience and nature in one remarkable package! Don't miss your chance to own this one-of-a-kind property where charm, privacy, and potential come together!
Last Agent to Sell the Property
Coldwell Banker Realty License #471022623 Listed on: 05/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,911
Year Built
- Built in 1959 | Remodeled in 2005
Lot Details
- 1.9 Acre Lot
- Lot Dimensions are 245x332x254x332
- Paved or Partially Paved Lot
- Mature Trees
- Wooded Lot
Parking
- 2 Car Garage
- Circular Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Asphalt Roof
- Concrete Block And Stucco Construction
- Concrete Perimeter Foundation
Interior Spaces
- 4,828 Sq Ft Home
- Historic or Period Millwork
- Skylights
- Wood Burning Fireplace
- Bay Window
- Display Windows
- Window Screens
- Mud Room
- Family Room
- Living Room with Fireplace
- 2 Fireplaces
- Dining Room
- Home Office
- Recreation Room
- Workshop
- Screened Porch
- Lower Floor Utility Room
- Storage Room
- Utility Room with Study Area
Kitchen
- Range Hood
- Microwave
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Deck
- Fire Pit
- Shed
- Breezeway
- Outdoor Grill
Utilities
- Forced Air Zoned Heating and Cooling System
- Vented Exhaust Fan
- Heating System Uses Natural Gas
- Well
- Water Softener Leased
- Septic Tank
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2025
Closed on
Jul 14, 2025
Sold by
Jones Sandra L
Bought by
Serna Daniel A and Serna Jamie R
Seller's Agent
Gina Rizza
Coldwell Banker Realty
Buyer's Agent
Ralph Binetti
RE/MAX Suburban
List Price
$600,000
Sold Price
$651,500
Premium/Discount to List
$51,500
8.58%
Views
165
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-61.50%
Original Mortgage
$401,500
Outstanding Balance
$401,500
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$202,099
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $651,500 | Chicago Title Insurance Compan |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $401,500 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $135,000 | Stand Alone Second | |
| Previous Owner | $250,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $651,500 | +8.6% | $135 / Sq Ft |
| 05/27/2025 05/27/25 | Pending | -- | -- | -- |
| 05/21/2025 05/21/25 | For Sale | $600,000 | -- | $124 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,175 | $139,687 | $31,224 | $108,463 |
| 2023 | $7,911 | $124,888 | $27,916 | $96,972 |
| 2022 | $7,627 | $112,681 | $25,436 | $87,245 |
| 2021 | $7,138 | $106,394 | $24,017 | $82,377 |
| 2020 | $7,119 | $104,863 | $23,671 | $81,192 |
| 2019 | $7,023 | $103,323 | $23,323 | $80,000 |
| 2018 | $7,432 | $108,850 | $23,323 | $85,527 |
| 2017 | $7,359 | $107,252 | $22,981 | $84,271 |
| 2016 | $7,810 | $104,544 | $22,401 | $82,143 |
| 2015 | -- | $101,657 | $21,782 | $79,875 |
| 2014 | -- | $98,199 | $22,116 | $76,083 |
| 2013 | -- | $99,846 | $22,487 | $77,359 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Gina Rizza
Coldwell Banker Realty
(630) 485-8033
8 in this area
83 Total Sales
-
Buyer's Agent in 2025
Ralph Binetti
RE/MAX Suburban
(630) 707-1776
6 in this area
204 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12363385
APN: 08-11-451-002
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