D
Seller's Agent in 2025
Deanna Bennett
Messina & Associates Real Estate
(218) 343-8444
5 in this area
486 Total Sales
41 Cato Ave Duluth, MN 55808
Riverside Neighborhood
2
Beds
1
Bath
1,296
Sq Ft
4,356
Sq Ft Lot
Highlights
- Wood Flooring
- Corner Lot
- Den
- Bonus Room
- No HOA
- 1-minute walk to Riverside Park
About This Home
As of August 2025This Move-In Ready Adorable 2+ bedroom home is perfectly situated on a corner lot just steps from Riverside Park, the Munger Trail and the Spirit Lake Marina—ideal for outdoor lovers! Walk inside to an oversized entryway featuring recessed lighting and room for seasonal attire. The living room welcomes you with engineered hardwood floors and an abundance of natural light. Enjoy an updated kitchen, with tiled flooring- Plenty of Character & Modern updates. Enjoy peace of mind with the updates throughout! A darling bath, vinyl windows, New central air, updated appliances, gleaming real hardwood floors and some engineered hardwood floors! The outside space is just as nice... grill within your fully fenced backyard, perfect for pets and parties! And the 2-car garage adds convenience & storage space. With Functionality, Updates, a FUN LOCATION and a rental license, this home has it all! Jump on a bike, grab your hiking shoes, skis or a fishing rod and off you go!
Last Agent to Sell the Property
Messina & Associates Real Estate Listed on: 06/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,213
Year Built
- Built in 1917
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 45x95
- Fenced Yard
- Corner Lot
Parking
- 2 Car Detached Garage
Home Design
- Bungalow
- Poured Concrete
- Wood Frame Construction
- Vinyl Siding
Interior Spaces
- 1,296 Sq Ft Home
- Multi-Level Property
- Woodwork
- Ceiling Fan
- Vinyl Clad Windows
- Entryway
- Living Room
- Dining Room
- Den
- Bonus Room
- Lower Floor Utility Room
- Washer and Dryer Hookup
- Storage Room
- Utility Room
- Wood Flooring
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 1 Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Stone Basement
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 010-3970-01640
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 24, 2025
Closed on
Aug 6, 2025
Sold by
Haakonson Tara Michelle and Puhalla Justin Lee
Bought by
Steffel Joel and Steffel Heather
Seller's Agent
Deanna Bennett
Messina & Associates Real Estate
Buyer's Agent
Kris Kapsner
RE/MAX Results
List Price
$249,900
Sold Price
$260,000
Premium/Discount to List
$10,100
4.04%
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,921
Avg. Annual Appreciation
-2.48%
Original Mortgage
$208,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 10, 2019
Closed on
Dec 13, 2019
Sold by
Baecker Jana K and Baecker Paul
Bought by
Puhalla Justin Lee and Haakonson Tara Michelle
Seller's Agent
Mary Beth Nevers
Messina & Associates Real Estate
Buyer's Agent
Belinda Sternberg
Century 21 Atwood
List Price
$171,000
Sold Price
$171,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.67%
Original Mortgage
$162,450
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 8, 2016
Closed on
Aug 31, 2016
Sold by
Flynn Jennifer P
Bought by
Baecker Jana K and Baecker Paul
Seller's Agent
Julie Carlson
RE/MAX Results
Buyer's Agent
Mary Beth Nevers
Messina & Associates Real Estate
List Price
$128,900
Sold Price
$128,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.00%
Original Mortgage
$122,455
Interest Rate
3.48%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 29, 2013
Sold by
Flynn Bradley D and Flynn Bradley Dale
Bought by
Flynn Jennifer P and Flynn Jennifer Patricia
Purchase Details
Closed on
Jun 24, 2005
Sold by
Ausmus Michael G and Ausmus Regina M
Bought by
Flynn Bradley D and Flynn Jennifer P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,000
Interest Rate
5.75%
Mortgage Type
Unknown
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | The Title Team | |
| Warranty Deed | $171,000 | North Shore Title | |
| Warranty Deed | $128,900 | Stewart Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $112,000 | Pioneer Abs |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $208,000 | New Conventional | |
| Previous Owner | $162,450 | New Conventional | |
| Previous Owner | $122,455 | New Conventional | |
| Previous Owner | $3,000 | Unknown | |
| Previous Owner | $108,640 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/11/2025 08/11/25 | Sold | $260,000 | +4.0% | $201 / Sq Ft | |
| 06/30/2025 06/30/25 | Pending | -- | -- | -- | |
| 06/24/2025 06/24/25 | For Sale | $249,900 | +46.1% | $193 / Sq Ft | |
| 12/13/2019 12/13/19 | Sold | $171,000 | 0.0% | $120 / Sq Ft | View Prior Sale |
| 10/21/2019 10/21/19 | Pending | -- | -- | -- | |
| 10/10/2019 10/10/19 | For Sale | $171,000 | +32.7% | $120 / Sq Ft | |
| 08/31/2016 08/31/16 | Sold | $128,900 | 0.0% | $133 / Sq Ft | View Prior Sale |
| 07/23/2016 07/23/16 | Pending | -- | -- | -- | |
| 07/08/2016 07/08/16 | For Sale | $128,900 | -- | $133 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,242 | $188,800 | $10,700 | $178,100 |
| 2023 | $2,242 | $188,800 | $10,700 | $178,100 |
| 2022 | $2,192 | $174,400 | $10,100 | $164,300 |
| 2021 | $1,580 | $153,000 | $8,800 | $144,200 |
| 2020 | $1,624 | $120,000 | $7,700 | $112,300 |
| 2019 | $1,454 | $120,000 | $7,700 | $112,300 |
| 2018 | $1,210 | $111,000 | $7,700 | $103,300 |
| 2017 | $1,352 | $102,600 | $8,300 | $94,300 |
| 2016 | $1,334 | $91,100 | $8,300 | $82,800 |
| 2015 | $1,016 | $62,100 | $5,700 | $56,400 |
| 2014 | $1,016 | $62,100 | $5,700 | $56,400 |
Source: Public Records
Agents Affiliated with this Home
-
Deanna Bennett
-
Kris Kapsner
K
Buyer's Agent in 2025
Kris Kapsner
RE/MAX
(218) 310-2367
1 in this area
83 Total Sales
-
Mary Beth Nevers
M
Seller's Agent in 2019
Mary Beth Nevers
Messina & Associates Real Estate
(218) 349-0702
33 Total Sales
-
Belinda Sternberg
Buyer's Agent in 2019
Belinda Sternberg
Century 21 Atwood
(218) 428-2252
152 Total Sales
-
Julie Carlson
Seller's Agent in 2016
Julie Carlson
RE/MAX
(218) 349-5503
51 Total Sales
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6120295
APN: 010397001640
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