41 Cottage Cir Benton, KY 42025
2
Beds
1
Bath
720
Sq Ft
3,920
Sq Ft Lot
Highlights
- Lake Property
- Screened Porch
- 1-Story Property
- Living Room with Fireplace
- Laundry in Utility Room
- Outdoor Gas Grill
About This Home
As of May 2025Looking for the cutest cottage in walking distance to Kentucky Lake? 2 bed 1 bath cottage. Large screened-in patio porch is great for BBQ's and enjoying family and friends. This home is all you need for relaxing and getting away. Sit on your covered front porch and enjoy the breeze. Comes furnished with furniture and appliances. Two sheds will hold all of your kayaks, fishing poles and lake gear. Close to 2 public boat ramps and the Jonathan Creek bridge. Come see this beautiful Lake Area cottage today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,021
Year Built
- Built in 1950
Lot Details
- 3,920 Sq Ft Lot
- Property fronts an easement
- Level Lot
Home Design
- Metal Roof
- Vinyl Siding
Interior Spaces
- 720 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Ventless Fireplace
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Stove
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry in Utility Room
- Dryer
- Washer
Outdoor Features
- Lake Property
- Patio
- Exterior Lighting
- Outbuilding
- Outdoor Gas Grill
Utilities
- Window Unit Cooling System
- Wall Furnace
- Heating System Powered By Owned Propane
- Property is located within a water district
- Electric Water Heater
- Septic System
- Lagoon System
- Cable TV Available
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 12, 2024
Closed on
May 9, 2025
Sold by
Higgins John M and John And Marlene Higgins Property Trust
Bought by
Collins Taylor Marie
Seller's Agent
Cheryl Nolte
Elite Realty
Buyer's Agent
Cheryl Nolte
Elite Realty
List Price
$136,000
Sold Price
$130,000
Premium/Discount to List
-$6,000
-4.41%
Views
170
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,246
Avg. Annual Appreciation
-6.03%
Original Mortgage
$126,100
Outstanding Balance
$125,878
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$1,876
Purchase Details
Closed on
Apr 14, 2020
Sold by
Higgins John and Higgins Marlene
Bought by
Higgins John M and Higgins Marlene J
Purchase Details
Closed on
Jul 9, 2010
Sold by
Murphy Robert L
Bought by
Higgins John and Higgins Marlene
Purchase Details
Closed on
Apr 28, 2005
Sold by
Boyer Milton W and Srail Teresa A
Bought by
Murphy Robert L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
5.99%
Mortgage Type
New Conventional
Similar Homes in Benton, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $130,000 | None Listed On Document | |
| Deed | $130,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $42,000 | None Available | |
| Warranty Deed | $45,000 | First American Title Insuran |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $126,100 | New Conventional | |
| Closed | $126,100 | New Conventional | |
| Previous Owner | $40,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/09/2025 05/09/25 | Sold | $130,000 | -1.5% | $181 / Sq Ft |
| 03/26/2025 03/26/25 | Pending | -- | -- | -- |
| 02/12/2025 02/12/25 | Price Changed | $132,000 | -2.9% | $183 / Sq Ft |
| 11/13/2024 11/13/24 | For Sale | $136,000 | +4.6% | $189 / Sq Ft |
| 11/13/2024 11/13/24 | Off Market | $130,000 | -- | -- |
| 11/12/2024 11/12/24 | For Sale | $136,000 | -- | $189 / Sq Ft |
Source: Western Kentucky Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,021 | $102,000 | $15,000 | $87,000 |
| 2023 | $1,057 | $102,000 | $0 | $0 |
| 2022 | $474 | $44,000 | $15,000 | $29,000 |
| 2021 | $480 | $44,000 | $15,000 | $29,000 |
| 2020 | $484 | $44,000 | $15,000 | $29,000 |
| 2019 | $5 | $44,000 | $15,000 | $29,000 |
| 2018 | $486 | $44,000 | $15,000 | $29,000 |
| 2017 | $486 | $44,000 | $15,000 | $29,000 |
| 2016 | $487 | $44,000 | $15,000 | $29,000 |
| 2015 | $490 | $44,000 | $15,000 | $29,000 |
| 2014 | $489 | $44,000 | $0 | $0 |
| 2010 | -- | $45,000 | $16,200 | $28,800 |
Source: Public Records
Agents Affiliated with this Home
-
Cheryl Nolte
Seller's Agent in 2025
Cheryl Nolte
Elite Realty
(270) 978-7703
27 Total Sales
Map
Source: Western Kentucky Regional MLS
MLS Number: 129528
APN: 78-0C-0B-008.000000
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