$359,000
SOLD OCT 8, 2025

41 Roy St Ludlow, MA 01056

3 Beds
1 Bath
1,308 Sq Ft
0.35 Acres

Recently Sold

$274 Per Sq Ft

5% Below List Price

70 Days on Market

Highlights

  • Fruit Trees
  • Covered Deck
  • Wood Flooring
  • East Street Elementary School Rated A-
  • Ranch Style House
  • No HOA

About This Home

As of October 2025

Your move-in ready dream home with a large four car garage, farmer’s porch, covered deck, finished basement rooms, and large level yard ready for outdoor fun (bring your playground set, soccer net, grill, and more)! Bay window and recessed lights in living room and large closet in every bedroom. The large garage can fit your cars and hobbies (awaits your Sunday vintage car, muscle car working area, and much more)! Hardwood floors throughout. Central AC. Freshly painted!

Last Agent to Sell the Property

Derek Greene

The Greene Realty Group Listed on: 07/04/2025

Last Buyer's Agent

The Jackson & Nale Team

RE/MAX Connections - Belchertown

RE/MAX Connections - Belchertown

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,225

Year Built

  • Built in 1969

Lot Details

  • 0.35 Acre Lot
  • Fenced Yard
  • Level Lot
  • Fruit Trees
  • Garden
  • Property is zoned RES A

Parking

  • 4 Car Detached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Ranch Style House
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Recessed Lighting
  • Wood Flooring

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Sump Pump
  • Block Basement Construction

Outdoor Features

  • Bulkhead
  • Covered Deck
  • Covered Patio or Porch
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number M:2D B:13150 P:87A,2555948

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,225

Year Built

Built in 1969

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1969
  • Year Built Details: Approximate
  • Year Round: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood
  • Fireplace YN: No
  • Total Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full, Partially Finished, Interior Entry, Bulkhead, Sump Pump, Concrete
  • Above Grade Finished Sq Ft: 1008
  • Below Grade Sq Ft: 300
  • Living Area: 1308
  • Spa YN: No
  • MAIN LO: K95593
  • MAIN SO: AN5402

Exterior Features

  • Exterior Features: Porch, Deck, Covered Patio/Deck, Storage, Fenced Yard, Fruit Trees, Garden, Stone Wall
  • Construction Materials: Frame
  • Fencing: Fenced/Enclosed, Fenced
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck, Covered
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 4
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 4
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Garage Door Opener, Storage, Paved Drive
  • Total Parking Spaces: 5

Utilities

  • Sewer: Private Sewer
  • Cooling: Central Air
  • Heating: Central, Forced Air, Oil
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association YN: No
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:2D B:13150 P:87A,2555948
  • Zoning: RES A
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.35
  • Lot Size Sq Ft: 15420
  • Lot Size Units: Acres
  • Property Attached YN: No

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4225

Multi Family

  • Basement Included Sq Ft: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 4, 2025
Closed on
Oct 8, 2025
Sold by
Verissimo Domingos and Verissimo Francelina
Bought by
Racine Jennifer L and Racine Daniel P
Seller's Agent
Derek Greene
The Greene Realty Group
Buyer's Agent
The Jackson & Nale Team
RE/MAX Connections - Belchertown
List Price
$379,000
Sold Price
$359,000
Premium/Discount to List
-$20,000
-5.28%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.76%
Original Mortgage
$259,000
Outstanding Balance
$258,769
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$98,627

Purchase Details

Closed on
Dec 3, 2009
Sold by
Nicoll William A and Nicoll Maria C
Bought by
Verissimo Domingos and Verissimo Francelina

Purchase Details

Closed on
Jun 27, 2006
Sold by
Nicoll Neil C
Bought by
Nicoll Maria and Nicoll William A

Purchase Details

Closed on
Jun 16, 2005
Sold by
Nicoll Neil C
Bought by
Nicoll Maria C and Nicoll William A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,600
Interest Rate
5.78%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $359,000 --
Deed $186,000 --
Deed $186,000 --
Deed $186,000 --
Deed -- --
Deed -- --
Deed -- --
Deed $197,000 --
Deed $197,000 --
Deed $197,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $259,000 New Conventional
Previous Owner $161,600 No Value Available
Previous Owner $157,600 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2025 10/08/25 Sold $359,000 -0.3% $274 / Sq Ft
09/12/2025 09/12/25 Pending -- -- --
09/08/2025 09/08/25 Price Changed $359,900 -5.0% $275 / Sq Ft
08/30/2025 08/30/25 Price Changed $379,000 -5.0% $290 / Sq Ft
08/15/2025 08/15/25 Price Changed $399,000 +5.3% $305 / Sq Ft
08/08/2025 08/08/25 Price Changed $379,000 0.0% $290 / Sq Ft
08/08/2025 08/08/25 For Sale $379,000 +5.6% $290 / Sq Ft
07/14/2025 07/14/25 Off Market $359,000 -- --
07/04/2025 07/04/25 For Sale $449,000 -- $343 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,225 $243,500 $77,900 $165,600
2024 $4,103 $226,800 $77,700 $149,100
2023 $3,920 $200,900 $68,200 $132,700
2022 $3,802 $190,200 $68,200 $122,000
2021 $3,866 $183,400 $68,200 $115,200
2020 $4,072 $197,500 $67,200 $130,300
2019 $3,036 $201,300 $66,500 $134,800
2018 $3,599 $189,300 $66,500 $122,800
2017 $3,504 $189,100 $64,600 $124,500
2016 $3,327 $183,500 $63,300 $120,200
2015 $3,143 $181,800 $62,600 $119,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73399667

MLS Property Information Network (MLS PIN)

APN: LUDL-213150-000000-D000087A