41 Terrace Ave Providence, RI 02909
Silver Lake NeighborhoodEstimated payment $2,622/month
Highlights
- 2 Car Detached Garage
- Tile Flooring
- Wood Siding
- Patio
- Property is near bus stop
- 2-minute walk to Clarence Street Playground
About This Home
Own Your Dream Home with Zero Money Down! Unlock the door to your future with an exclusive offer: Purchase this home and receive $4,499 back in closing costs credits OR $2,454 per month at an exceptional financing rate of 5.14% APR with ZERO down payment available for those who qualify. Your Private Oasis Awaits Welcome to this charming home featuring a private electric gate entrance and exceptional curb appeal. Step inside to enjoy a comfortable, well-planned flow that makes everyday living effortless. A bright three-season room welcomes you at the front of the home, offering the perfect spot to relax in any weather. The interior leads out to a private backyard complete with a patio and shed, ideal for outdoor gatherings and extra storage. A spacious 2-car garage adds convenience and functionality. A truly inviting property with great features inside and out! Move-In Ready! This home boasts: Private electric gate entrance! 3 Seasons room in front! Walks out to a private backyard with patio and shed! 2 Car garage! 24-Hour Open House Call us today for open house times! Exclusive Benefits Just for You If this home isn't quite what you're looking for, we have access to unlisted, off-market properties, distress sales, new construction, and company-owned homes that you won't find online. Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $2,454 5.14% APR. 0% Down 30 years to those who qualify. Taxes and insurance not included. Rates as of December 2025. 0% Down financing available to those who qualify. $4,499 closing costs credit or exclusive financing rate is subject to buyer using sellers preferred lender. Don't miss out on your dream home-contact us today!
Listing Agent
Your Home Sold Guaranteed Realty, The Nathan Clark Team Listed on: 12/04/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,267
Year Built
- Built in 1920
Parking
- 2 Car Detached Garage
Home Design
- Wood Siding
Interior Spaces
- 1,714 Sq Ft Home
- 2-Story Property
- Partially Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Oven
- Microwave
Flooring
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Additional Features
- Patio
- 5,625 Sq Ft Lot
- Property is near bus stop
- Heating System Uses Gas
Community Details
- Silver Lake Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,267 | $432,700 | $138,800 | $293,900 |
| 2024 | $5,388 | $293,600 | $87,700 | $205,900 |
| 2023 | $5,388 | $293,600 | $87,700 | $205,900 |
| 2022 | $5,226 | $293,600 | $87,700 | $205,900 |
| 2021 | $4,192 | $170,700 | $52,400 | $118,300 |
| 2020 | $4,192 | $170,700 | $52,400 | $118,300 |
| 2019 | $4,192 | $170,700 | $52,400 | $118,300 |
| 2018 | $3,934 | $123,100 | $44,600 | $78,500 |
| 2017 | $3,934 | $123,100 | $44,600 | $78,500 |
| 2016 | $3,934 | $123,100 | $44,600 | $78,500 |
| 2015 | $3,641 | $110,000 | $44,600 | $65,400 |
| 2014 | $3,713 | $110,000 | $44,600 | $65,400 |
| 2013 | $3,713 | $110,000 | $44,600 | $65,400 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/04/2025 12/04/25 | For Sale | $449,900 | +210.3% | $262 / Sq Ft | |
| 07/18/2016 07/18/16 | Sold | $145,000 | +3.6% | $88 / Sq Ft | View Prior Sale |
| 06/18/2016 06/18/16 | Pending | -- | -- | -- | |
| 04/25/2016 04/25/16 | For Sale | $139,900 | -- | $85 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $145,000 | -- | |
| Foreclosure Deed | $233,010 | -- | |
| Deed | $86,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $142,373 | FHA | |
| Previous Owner | $205,000 | No Value Available | |
| Previous Owner | $8,000 | No Value Available |
Source: My State MLS
MLS Number: 11614589
APN: PROV-001040-000019-000000
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