NOT LISTED FOR SALE

410 7th St Duluth, MN 55810

Estimated Value: $105,000 - $177,000

3 Beds
1 Bath
1,115 Sq Ft
$126/Sq Ft Est. Value

Last Sold October 28, 2015

Last sale price $99,900 $90 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $751/month

12 Days on Market

Highlights

  • 0.5 Acre Lot
  • Traditional Architecture
  • Bathroom on Main Level
  • Proctor Senior High School Rated 9+
  • Views
  • Forced Air Heating System

About This Home

As of October 2015

This newly renovated home on half acre lot features new kitchen including all appliances, new bathroom, new flooring throughout, new doors, new water heater, new basement windows. Patio off living room leads to large deck. Handicap accessible ramp. Home has market value of $130,000 but is being sold $30,000 below market value to income qualified households. Purchase with as little as $1000 out of pocket. Approximate house payment (includes principal, interest, taxes and insurance) of $725 per month.

Last Agent to Sell the Property

Jim Philbin

1 Roof Community Housing Listed on: 08/27/2015

Last Buyer's Agent

Lori Stoskopf

The Title Team

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,740

Year Built

  • Built in 1920

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 125 x 175

Parking

  • No Garage

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Wood Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,115 Sq Ft Home
  • Multi-Level Property
  • Combination Dining and Living Room
  • Property Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 185-0060-00990+00950

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,740

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Hwy 2 to Proctor to 3rd Ave to 7th St. Across from Bethlehem Lutheran Church
  • L O1 Office Phone1 Number: 218-727-5372
  • List Price/ Sq Ft: 89.6
  • Property Sub-Type: SF/Detached
  • Tax Year: 2014
  • View Type:Pond View: Typical
  • Lot Description Waterfront: No
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1115
  • Garage Type: None
  • Heat: Forced Air, Natural Gas
  • TotalBedrooms: 3
  • Year Built: 1920
  • Property Style: Traditional
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range/Stove, Refrigerator
  • Basement Features: Egress Windows, Unfinished
  • Basement Material: Poured Concrete
  • Estimated Basement Sq Ft: 790
  • Basement Style: Full
  • Bathroom 1 Level: Main
  • Bathroom Description: Full Main Floor
  • Formal Dining: Combine with Living Room
  • Fireplace: No
  • Stories: 1.25 - 1.75 Story
  • Total Bathrooms: 1
  • Total Fin Square Footage: 1115

Exterior Features

  • Road Frontage: City
  • Construction Status: Previously Owned
  • Exterior: Vinyl

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Schools

  • School District: Proctor #704
  • Junior High Dist: Proctor #704

Lot Info

  • Geo Update Timestamp: 2015-10-28
  • Estimated Lot Dimensions: 125 x 175
  • Estimated Number of Acres: 0.5
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Parcel Number: 185-0060-00990+00950

Rental Info

  • Lease Terms: Cash, Conventional, MHFA/WHEDA

Tax Info

  • Tax Amount: 1740

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2015
Closed on
Oct 28, 2015
Bought by
Disch Stacy Stacy
Seller's Agent
Jim Philbin
1 Roof Community Housing
Buyer's Agent
Lori Stoskopf
The Title Team
List Price
$99,900
Sold Price
$99,900
Current Estimated Value
$141,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,100
Avg. Annual Appreciation
5.67%
Original Mortgage
$99,840
Outstanding Balance
$79,679
Interest Rate
3.82%
Mortgage Type
New Conventional
Estimated Equity
$92,821

Purchase Details

Listed on
Dec 15, 2014
Closed on
Mar 2, 2015
Seller's Agent
Michelle Lyons
Port Cities Realty, LLC
Buyer's Agent
Julie Hillman
1 Roof Community Housing
List Price
$96,900
Sold Price
$80,000
Premium/Discount to List
-$16,900
-17.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
40.02%
Original Mortgage
$84,000
Interest Rate
3.8%

Purchase Details

Closed on
Mar 6, 2014
Sold by
Citimortgage Inc
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 10, 2014
Sold by
Wendt Robbie L and Wendt Melinda K
Bought by
Citimortgage Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Disch Stacy Stacy $130,000 --
-- $84,000 --
One Roof Community Housing -- Arrowhead Abstract & Title C
Federal National Mortgage Association -- None Available
Citimortgage Inc $95,573 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Disch Stacy $99,840
Closed Disch Stacy Stacy $130,000
Previous Owner -- $84,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/28/2015 10/28/15 Sold $99,900 0.0% $90 / Sq Ft
09/08/2015 09/08/15 Pending -- -- --
08/27/2015 08/27/15 For Sale $99,900 +24.9% $90 / Sq Ft
03/02/2015 03/02/15 Sold $80,000 -17.4% $72 / Sq Ft
02/05/2015 02/05/15 Pending -- -- --
12/15/2014 12/15/14 For Sale $96,900 -- $87 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $80 $5,700 $5,700 $0
2022 $90 $5,700 $5,700 $0
2021 $86 $5,400 $5,400 $0
2020 $88 $5,200 $5,200 $0
2019 $352 $5,200 $5,200 $0
2018 $358 $21,100 $21,100 $0
2017 $348 $21,100 $21,100 $0
2016 $326 $21,100 $21,100 $0
2015 $416 $20,000 $20,000 $0
2014 $416 $28,200 $27,500 $700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6018139

APN: 185006000990