$165,000
PENDING $6K PRICE DROP

Estimated payment $1,055/month

Total Views 8,224
3 Beds
2 Baths
1,338 Sq Ft
$123 Price per Sq Ft

Highlights

  • Main Floor Primary Bedroom
  • No HOA
  • Living Room
  • Bonus Room
  • Front Porch
  • Laundry Room

About This Home

One of a Kind! Don't miss this absolutely charming 1.5 story, just sitting pretty... right in the heart of Mt Sterling...and waiting to be yours! First floor features include a spacious living room, formal dining room, modern kitchen, primary bedroom and hall bath. Upstairs with two additional bedrooms, a second full bath, as well as a finished bonus area. Unfinished walkout basement with laundry connections offers room for future expansion or ample storage. Includes front driveway from E Locust as well as access from Fox Street for easy access to back door. Walking distance to downtown shoppes and services. Would make a lovely permanent home or a great addition to your rental portfolio. This property may qualify for Seller Financing (Vendee). Don't hesitate! It's Your Move!

Listing Agent

Jack Rookard

Rookard Real Estate Consultants License #180606 Listed on: 07/20/2026

Home Details

Home Type

  • Single Family

Home Design

  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,338 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Bonus Room
  • Laminate Flooring
  • Unfinished Basement
  • Walk-Out Basement
  • Partially Finished Attic

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Parking

  • Driveway
  • Off-Street Parking

Schools

  • Mt Sterling Elementary School
  • Mcnabb Middle School
  • Montgomery Co High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Electric Water Heater

Additional Features

  • Front Porch
  • 6,534 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Downtown Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 23M-80-01-003.00

Home Details

Home Type

Single Family

Lot Details

6,534 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1338.0
  • Levels: Two
  • Building: Home Warranty YN: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Room Types: Bonus Room Level: Second
  • Construction Materials:Construction Materials: Vinyl Siding
  • Cooling:Cooling: Heat Pump
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: Two
  • Patio And Porch Details:Patio And Porch Details: Front Porch
  • Patio And Porch Features:Patio And Porch Features: Porch
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • Water Heater:Water Heater: Electric
  • Special Listing Conditions:Special Listing Conditions: Bank Owned
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Laminate
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Unfinished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Fireplace: No
  • LivingArea: 1338.0
  • Lot Size Area: 0.15
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: No
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: Second
  • Room Types: Bedroom 2 Level: Second
  • Room Types: Dining Room Level: First
  • Room Types: Bedroom 3 Level: Second
  • Attic Features:Attic Features: Partially Finished
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Washer Hookup

Exterior Features

  • Roof: Shingle
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • Home Warranty: No
  • Horse: No
  • List Price: 165000.0
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Information: Garage YN: No
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Water Connected
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Mt Sterling
  • High School: Montgomery Co
  • Middle or Junior School: McNabb

Lot Info

  • Lot Size Acres: 0.15
  • Lot Size Sq Ft: 6534.0
  • Parcel Number: 23M-80-01-003.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,729 $175,000 $0 $0
2024 $1,638 $165,000 $0 $0
2023 $255 $26,000 $0 $0
2022 $294 $30,000 $0 $0
2021 $296 $30,000 $0 $0
2020 $297 $30,000 $0 $0
2019 $298 $30,000 $0 $0
2018 -- $30,000 $5,000 $25,000
2017 -- $30,000 $5,000 $25,000
2016 -- $30,000 $5,000 $25,000
2015 -- $30,000 $5,000 $25,000
2014 -- $30,000 $5,000 $25,000
2012 -- $30,000 $5,000 $25,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/06/2026 08/06/26 Pending -- -- --
07/21/2026 07/21/26 Price Changed $165,000 -3.5% $123 / Sq Ft
07/20/2026 07/20/26 For Sale $171,000 0.0% $128 / Sq Ft
02/26/2026 02/26/26 Pending -- -- --
02/19/2026 02/19/26 For Sale $171,000 -2.3% $128 / Sq Ft
01/11/2024 01/11/24 Sold $175,000 -5.4% $131 / Sq Ft View Prior Sale
12/03/2023 12/03/23 Pending -- -- --
11/14/2023 11/14/23 For Sale $185,000 -- $138 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $175,000 Metro Title Co
Source: Public Records

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26002973

ImagineMLS (Bluegrass REALTORS®)

APN: 23M-80-01-003.00

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