Michael Werner
Keller Williams Success Realty
(850) 532-6263
81 Total Sales
3 in Upper Grand Lagoon
$260K - $580K Price Range
Reflections 4100 Marriott Dr Unit 708 Floor 7 Panama City, FL 32408
Upper Grand Lagoon Area
2
Beds
2
Baths
1,458
Sq Ft
2007
Built
Highlights
- Marina
- Golf Course Community
- In Ground Pool
- Patronis Elementary School Rated A-
- 24-Hour Security
- Home fronts a lagoon or estuary
About This Home
As of July 2026Under Contract - Taking Backups. Experience elevated coastal living from the 7th floor of Reflections at Bay Point with this beautifully furnished 2-bedroom, 2-bath residence offering sweeping panoramic views in every direction. From your private balcony, take in the stunning scenery of the Pass, Grand Lagoon, St. Andrews State Park, and even partial Gulf views, all complemented by peaceful overlooks of the resort-style pool below. The unit features a spacious, open layout with a light-filled living area and direct balcony access from both the living room and the primary suite. The primary bedroom is a true retreat, complete with water views, a large walk-in tiled shower, double vanities, and sliding glass doors leading out to the balcony. The guest bedroom and full bath provide a well-appointed space for family or visitors. The kitchen is equipped with stainless steel appliances, and the unit includes a full-size stacked washer and dryer for added convenience. Major systems have been updated, with both the HVAC and water heater replaced in 2018 or newer. One of the standout features of this residence is the oversized balcony, uniquely designed with an open right side that enhances the sense of space, improves airflow, and maximizes the breathtaking views. A ceiling fan adds comfort, making it the perfect place to relax or entertain. Reflections at Bay Point offers exceptional amenities, including a large lagoon-style pool, a heated pool, hot tub, two fire pits with seating areas, and gas grilling stations, all set within the gated and highly sought after Bay Point community. Bay Point is one of Panama City Beach's premier gated communities, offering a lifestyle centered around waterfront living, a world-class marina, and championship golf. Residents enjoy access to the Nicklaus Course at Bay Point, along with on-site dining at Neon's Bar 72, open daily for food and drinks. Whether you're searching for a full-time residence, second home, or investment opportunity, this property delivers the best of waterfront living in Panama City Beach.
Last Buyer's Agent
Non Member
NON-MEMBER OFFICE
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Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,298
Year Built
- Built in 2007
Lot Details
- Property fronts a private road
Property Views
Home Design
- Entry on the 7th floor
Interior Spaces
- Ceiling Fan
- Dining Room
- Smart Thermostat
- Electric Range
- Stacked Washer and Dryer
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Parking
- Paved Parking
- Parking Lot
Outdoor Features
- In Ground Pool
- Balcony
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Air
- Underground Utilities
- Electric Water Heater
- High Speed Internet
Community Details
Overview
- Property has a Home Owners Association
- High-Rise Community
- Reflections Subdivision
Amenities
- Elevator
Recreation
- Golf Course Community
- Tennis Courts
- Community Spa
Security
- 24-Hour Security
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 15, 2026
Closed on
Jul 21, 2026
Sold by
Randle Dillard Jr Charles and Elaine Dillard Jennifer
Bought by
Seller's Agent
Zack Seltzer
Seltzer Real Estate, LLC
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$499,000
Sold Price
$475,000
Premium/Discount to List
-$24,000
-4.81%
Views
18
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.60%
Purchase Details
Closed on
Mar 9, 2023
Sold by
Dillard Charles and Dillard Jennifer Elaine
Bought by
Charles And Jennifer Dillard Revocable Trust
Purchase Details
Listed on
Sep 9, 2017
Closed on
Nov 3, 2017
Sold by
Barnes Brenda Roney and Wade Brenda Reney
Bought by
Dillard Charles and Dillard Jeanifer
Seller's Agent
Gerard Virga
Virga Realty Inc
Buyer's Agent
Zack Seltzer
Seltzer Real Estate, LLC
List Price
$242,000
Sold Price
$242,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.00%
Original Mortgage
$181,500
Interest Rate
3.83%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 30, 2014
Sold by
Wade Ronald Steve
Bought by
Wade Brenda Roney
Purchase Details
Closed on
Nov 12, 2009
Sold by
Runnels Davage J and Runnels Bonnie
Bought by
Wade Brenda Roney and Wade Ronald Steve
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,500
Interest Rate
5.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 6, 2007
Sold by
Reflections Spa & Resort Llc
Bought by
Runnels Davage J and Runnels Bonnie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,920
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Panama City, FL
-
Michael Werner
-
Samantha Tuno Holden
Samantha Tuno Holden
Responds QuicklySunspot Realty, LLC
(850) 640-6828
56 Total Sales
1 in Upper Grand Lagoon
$275,000 Price
-
Misty Curtis
Misty Curtis
Anchor Realty Florida
(850) 788-2943
122 Total Sales
3 in Upper Grand Lagoon
$255K - $359K Price Range
-
January Johnson
January Johnson
EXP Realty LLC
(850) 771-4932
129 Total Sales
9 in Upper Grand Lagoon
$480K - $670K Price Range
-
Yvette Colona
Yvette Colona
Responds QuicklyColdwell Banker Realty
(850) 771-7048
25 Total Sales
4 in Upper Grand Lagoon
$345K - $580K Price Range
-
Laurie McKay
Laurie McKay
Coastal Living Realty & Associates
(850) 818-8961
38 Total Sales
1 in Upper Grand Lagoon
$385,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $100 | -- | |
| Warranty Deed | $242,000 | Mti Title Ins Agency Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $246,000 | Destin Land & Title Inc | |
| Condominium Deed | $449,900 | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $181,500 | New Conventional | |
| Previous Owner | $184,500 | New Conventional | |
| Previous Owner | $359,920 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/22/2026 07/22/26 | Sold | $475,000 | -4.8% | $326 / Sq Ft | |
| 07/13/2026 07/13/26 | Pending | -- | -- | -- | |
| 04/15/2026 04/15/26 | For Sale | $499,000 | +106.2% | $342 / Sq Ft | |
| 06/20/2022 06/20/22 | Off Market | $242,000 | -- | -- | |
| 11/03/2017 11/03/17 | Sold | $242,000 | 0.0% | $186 / Sq Ft | View Prior Sale |
| 09/16/2017 09/16/17 | Pending | -- | -- | -- | |
| 09/08/2017 09/08/17 | For Sale | $242,000 | -- | $186 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,298 | $389,258 | ||
| 2024 | $4,815 | $353,871 | ||
| 2023 | $4,815 | $321,701 | $0 | $459,000 |
| 2022 | $3,698 | $292,455 | $0 | $0 |
| 2021 | $3,314 | $265,868 | $0 | $0 |
| 2020 | $2,989 | $243,100 | $0 | $243,100 |
| 2019 | $2,755 | $221,000 | $0 | $221,000 |
| 2018 | $2,540 | $199,750 | $0 | $0 |
| 2017 | $1,367 | $142,709 | $0 | $0 |
| 2016 | $1,354 | $139,774 | $0 | $0 |
| 2015 | $1,385 | $138,802 | $0 | $0 |
| 2014 | $1,368 | $137,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Zack Seltzer
Seller's Agent in 2026
Zack Seltzer
Seltzer Real Estate, LLC
(850) 235-0578
161 Total Sales
-
NM
Buyer's Agent in 2026
Non Member
NON-MEMBER OFFICE
-
Gerard Virga
Seller's Agent in 2017
Gerard Virga
Virga Realty Inc
(850) 258-4903
65 Total Sales
-
CS
Buyer Co-Listing Agent in 2017
Cindy Seltzer
Seltzer Real Estate, LLC
About Reflections
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 788394
APN: 40000-500-073
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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