B
Seller's Agent in 2025
Beth Reed
The Agency Chattanooga
(901) 870-1203
10 in this area
43 Total Sales
4101 Finch Ln Chattanooga, TN 37419
Lookout Valley Neighborhood
4
Beds
3.5
Baths
3,067
Sq Ft
0.54
Acres
Highlights
- Golf Course Community
- Mountain View
- Deck
- 0.54 Acre Lot
- Community Lake
- Contemporary Architecture
About This Home
As of September 2025Imagine living every day like you're on vacation in this stunning Black Creek home! With three bedrooms conveniently located on the main level, this residence offers incredible flexibility for various lifestyles and life stages.
From the moment you step through the welcoming entry, you'll be captivated by the dramatic dining room and the cozy great room, all designed to please the eye. A charming office or flex room is perfectly situated across from the formal dining area. The spacious primary bedroom offers a spa-like retreat, complete with an ideal sitting area for your morning coffee or a quiet read. The generously sized and well-appointed primary bathroom provides ample storage.
The chef's kitchen is a true delight, featuring custom cabinetry, a center island, a serving bar, and a cheerful dining area—the perfect setting for preparing meals while enjoying the company of family and friends. Step outside from the kitchen onto a brand new covered deck, ideal for casual dining and sunset conversations. You'll love the outdoor fireplace and spending relaxing moments in the large, private backyard. Two additional bedrooms on the main floor share a well-appointed bathroom. Upstairs, you'll discover a fourth bedroom and another full bathroom.
Nestled on an established and quiet cul-de-sac, this home boasts classic style combined with high-quality finishes, including granite countertops, stainless steel appliances, hardwood floors, and stylish light fixtures.
The neighborhood amenities are truly exceptional, offering miles of hiking trails, a recreation area, a park, a dog park, a picnic area, and scenic ponds. The neighborhood association actively promotes community and collaboration through planned events throughout the year.
Located just minutes from downtown Chattanooga, this home feels miles away from the hustle and bustle. Come and experience the resort-style living that awaits you here! Membership to Black Creek Club is optional.
Last Agent to Sell the Property
The Agency Chattanooga License #358281 Listed on: 06/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,136
Year Built
- Built in 2002 | Remodeled
Lot Details
- 0.54 Acre Lot
- Lot Dimensions are 67.8 x 190.6
- Cul-De-Sac
- Landscaped
- Pie Shaped Lot
- Private Yard
- Back and Front Yard
HOA Fees
- $160 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Side Facing Garage
- Driveway
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 3,067 Sq Ft Home
- 2-Story Property
- Crown Molding
- Chandelier
- Gas Log Fireplace
- Vinyl Clad Windows
- Breakfast Room
- Formal Dining Room
- Storage
- Mountain Views
- Walk-In Attic
Kitchen
- Eat-In Kitchen
- Double Oven
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Stone Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- Double Vanity
- Soaking Tub
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Deck
- Covered Patio or Porch
- Fire Pit
- Rain Gutters
Location
- Property is near a golf course
Schools
- Lookout Valley Elementary School
- Lookout Valley Middle School
- Lookout Valley High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 153e G 021
Community Details
Overview
- Black Creek Chattanooga Subdivision
- Community Lake
- Pond Year Round
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Golf Course Community
- Community Basketball Court
- Recreation Facilities
- Community Playground
- Park
- Dog Park
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 17, 2020
Closed on
May 7, 2020
Sold by
Moore Rodney E and Moore Patricia C
Bought by
Smith Randi K
Seller's Agent
Jake Kellerhals
Keller Williams Realty
Buyer's Agent
Katherine Smith
Keller Williams Realty
List Price
$489,900
Sold Price
$450,000
Premium/Discount to List
-$39,900
-8.14%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.90%
Original Mortgage
$360,000
Outstanding Balance
$321,558
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$498,775
Purchase Details
Closed on
Apr 30, 2002
Sold by
Dickert Robert S and Dickert Elizabeth Ann
Bought by
Moore Rodney E and Moore Patricia C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,000
Interest Rate
7.16%
Purchase Details
Closed on
Nov 28, 2001
Sold by
Moore Rodney E and Moore Patricia C
Bought by
Dickert Robert S and Dickert Elizabeth Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Interest Rate
6.59%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $460,000 | Chattanooga Title | |
| Warranty Deed | $254,798 | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $360,000 | New Conventional | |
| Previous Owner | $285,000 | Commercial | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $172,925 | Unknown | |
| Previous Owner | $177,000 | No Value Available | |
| Previous Owner | $236,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/10/2025 09/10/25 | Sold | $822,500 | -0.2% | $268 / Sq Ft |
| 08/05/2025 08/05/25 | Pending | -- | -- | -- |
| 06/29/2025 06/29/25 | For Sale | $824,000 | +83.1% | $269 / Sq Ft |
| 05/07/2020 05/07/20 | Sold | $450,000 | 0.0% | $155 / Sq Ft |
| 05/07/2020 05/07/20 | Sold | $450,000 | -8.1% | $155 / Sq Ft |
| 03/17/2020 03/17/20 | For Sale | $489,900 | 0.0% | $169 / Sq Ft |
| 03/16/2020 03/16/20 | Pending | -- | -- | -- |
| 03/16/2020 03/16/20 | Pending | -- | -- | -- |
| 09/06/2019 09/06/19 | For Sale | $489,900 | -- | $169 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,561 | $114,450 | $0 | $0 |
| 2023 | $2,561 | $114,450 | $0 | $0 |
| 2022 | $2,561 | $114,450 | $0 | $0 |
| 2021 | $2,561 | $114,450 | $0 | $0 |
| 2020 | $2,711 | $98,025 | $0 | $0 |
| 2019 | $2,711 | $98,025 | $0 | $0 |
| 2018 | $2,359 | $98,025 | $0 | $0 |
| 2017 | $2,711 | $98,025 | $0 | $0 |
| 2016 | $2,454 | $0 | $0 | $0 |
| 2015 | $4,619 | $88,750 | $0 | $0 |
| 2014 | $4,619 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beth Reed
-
Jeremy Saum
J
Buyer's Agent in 2025
Jeremy Saum
Nu Vision Realty
(423) 551-3948
3 in this area
82 Total Sales
-
Jake Kellerhals
Seller's Agent in 2020
Jake Kellerhals
Keller Williams Realty
(706) 217-8133
15 in this area
1,568 Total Sales
-
Katherine Smith
Buyer's Agent in 2020
Katherine Smith
Keller Williams Realty
(423) 228-0229
16 in this area
301 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1515666
APN: 153E-G-021
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Copyright© 2025 by Chattanooga Association of REALTORS®
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