NOT LISTED FOR SALE

4108 Cobalt Cir Unit SF5 Panama City Beach, FL 32408

Estimated Value: $557,000 - $628,000

4 Beds
4.5 Baths
2,788 Sq Ft
$211/Sq Ft Est. Value

Last Sold June 03, 2022

Last sale price $575,000 $206 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,098/month

66 Days on Market

Highlights

  • Marina
  • Boat Dock
  • Gated Community
  • J.R. Arnold High School Rated A-
  • Fishing
  • Clubhouse

About This Home

As of June 2022

Now is the chance to own a ''one of a kind'' home in Waterhaven which is St. Andrew's Bay front living within the comfort and privacy of a gated community. This 3 bedroom, three and half bath house is complete with upgrades, such as crown molding, solid core doors, Pella windows, French doors, 12'' baseboards, high ceilings, wood flooring, upgraded light package and the list goes on and one. As you enter the house, the oversized living area is complete with a gas fireplace and oversized windows with plantation shutters. The kitchen includes a 6 burner gas Viking stove, a Sub-zero dishwasher, microwave and ice maker. Enjoy entertaining in the large dining area or in the back courtyard, fenced for your privacy. The carriage house is perfect for guests or family. Living area, kitchen

Last Agent to Sell the Property

Cynthia McQuaig

Latitudes Realty License #3199585 Listed on: 01/24/2022

Last Buyer's Agent

Bryce Miller

Miller & Associates Realty License #SL3329752

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,059

Year Built

  • Built in 2007

Lot Details

  • Street terminates at a dead end
  • Zoning described as Resid Multi-Family

HOA Fees

  • $875 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Newly Painted Property
  • Slab Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 2,788 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Room
  • Bonus Room
  • Pull Down Stairs to Attic
  • Home Security System
  • Washer and Dryer Hookup

Kitchen

  • Gas Oven
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite

Outdoor Features

  • Balcony
  • Patio
  • Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Electric Water Heater

Community Details

Overview

  • Association fees include boat ramp, clubhouse, fishing rights, insurance, legal/accounting, ground maintenance, pest control, pool(s), sewer, trash, water
  • First Service Res Association
  • Waterhaven Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Boat Dock
  • Marina
  • Beach
  • Community Pool
  • Fishing
  • Park

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,059

Year Built

Built in 2007

Lot Details

0

HOA Fees

$875 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Detached
  • Lot Size: 0 x 0
  • Road Surface Type: Paved
  • Subdivision Name: Waterhaven
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Disposal, Gas Oven, Ice Maker, Microwave, Refrigerator, Range Hood
  • Interior Amenities: Attic, Fireplace, In-Law Floorplan, Kitchen Island, New Paint, Pantry, Pull Down Attic Stairs, Recessed Lighting
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Living Area: 2788.0
  • Dining Room Type: Bonus Room, Bedroom, Dining Room, Full Bath, Garage, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
  • Stories: 3
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Community
  • Fencing: Partial
  • Waterfront Features: Deeded Access
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Exterior Features: Balcony, Patio
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Open, Porch
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Available, Sewer Connected
  • Security Features: Security System, Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association Fee: 2625.0
  • Community Features: Barbecue, Beach, Boat Facilities, Clubhouse, Dock, Fitness Center, Fishing, Gated, Marina, Other, Park, Pool, See Remarks, Sidewalks
  • Amenities: Dock, Gated
  • Association Fee Frequency: Quarterly
  • Association Name: First Service Res
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Boat Ramp, Clubhouse, Fishing Rights, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Dead End
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 4059.0
  • Tax Year: 2021

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 25, 2019
Sold by
Campbell James I and Campbell Cynthia N
Bought by
Wilborn Thomas B
Current Estimated Value
$588,047

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,405
Outstanding Balance
$326,310
Interest Rate
4.6%
Mortgage Type
New Conventional
Estimated Equity
$261,737

Purchase Details

Closed on
Sep 6, 2013
Sold by
Boatwright J Kyle
Bought by
Campbell James I and Campbell Cynthia N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 15, 2010
Sold by
Hsbc Bank Usa National Association
Bought by
Boatwright J Kyle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,800
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 8, 2010
Sold by
Lechner Benjamin and Lechner Trudy
Bought by
Hsbc Bank Usa National Association

Purchase Details

Closed on
Jun 7, 2007
Sold by
Magnolia Beach Llc
Bought by
Lechner Benjamin L and Lechner Trudy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,500
Interest Rate
6.16%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilborn Thomas B $395,000 Florida Coastal Closing & Es
Campbell James I $344,000 None Available
Boatwright J Kyle $247,300 Rels Title
Hsbc Bank Usa National Association -- None Available
Lechner Benjamin L $1,050,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilborn Thomas B $370,405
Previous Owner Campbell James I $180,000
Previous Owner Boatwright J Kyle $197,800
Previous Owner Lechner Benjamin L $93,500
Previous Owner Lechner Benjamin L $701,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/01/2022 09/01/22 Off Market $575,000 -- --
06/03/2022 06/03/22 Sold $575,000 0.0% $206 / Sq Ft
03/31/2022 03/31/22 Pending -- -- --
02/07/2022 02/07/22 Off Market $575,000 -- --
01/24/2022 01/24/22 For Sale $599,000 -- $215 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,662 $173,850 -- --
2023 $1,662 $404,260 $0 $0
2022 $4,500 $368,665 $0 $0
2021 $4,059 $335,150 $0 $335,150
2020 $4,117 $335,150 $0 $335,150
2019 $3,925 $315,300 $0 $315,300
2018 $3,730 $294,780 $0 $0
2017 $3,682 $289,000 $0 $0
2016 $3,905 $301,104 $0 $0
2015 $4,014 $301,104 $0 $0
2014 $3,894 $292,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Cynthia McQuaig

    Seller's Agent in 2022

    Cynthia McQuaig

    Latitudes Realty

    (850) 527-3423

    3 in this area

    46 Total Sales

    Cynthia McQuaig
    Section Image
  • Bryce Miller

    Buyer's Agent in 2022

    Bryce Miller

    Miller & Associates Realty

    (850) 249-6655

    11 in this area

    97 Total Sales

    Bryce Miller
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 722008

Central Panhandle Association of REALTORS®

APN: 40000-050-084

Florida Bay County Panama City Beach 32408

4108 Cobalt Cir Unit SF5, Panama City Beach, FL

This home is located at 4108 Cobalt Cir Unit SF5, Panama City Beach, FL 32408 since 24 January 2022 and is currently estimated at $588,047, approximately $210 per square foot. This property was built in 2007. 4108 Cobalt Cir Unit SF5 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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