NOT LISTED FOR SALE

4108 Cobalt Cir Panama City Beach, FL 32408

Estimated Value: $557,000 - $628,000

4 Beds
4.5 Baths
2,788 Sq Ft
$211/Sq Ft Est. Value

Last Sold January 28, 2019

Last sale price $395,000 $142 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $3,823/month

15 Days on Market

Highlights

  • Custom Home
  • 3 Car Attached Garage
  • In-Law or Guest Suite
  • J.R. Arnold High School Rated A-

About This Home

As of January 2019

Seller will pre-pay HOA dues until June 30, 2014 at closing. Live on the bay every day in this beautiful Single Family home in the Bay front community of Waterhaven. This 3 BR 3-1/2 Bath plus a 1 BR 1 BA Carriage House features a top of the line kitchen including a 6 burner gas Viking stove, a Sub-Zero refrigerator, a wine cooler, ice maker, Bosch dish washer and microwave. Each Bedroom also has new top of the line stainless carpet. The incredible Master Bathroom was completely remodeled floor to ceiling with custom stone and an 8' glass door entering the shower, as well as a rain shower and hand shower that were also added additional features. The Carriage House has a full kitchen, and full bath with a W&D hookup. The great features of the luxury neighborhood include living in a

Last Agent to Sell the Property

Zach Ferrell

NAI Talcor - PSJ License #3102406 Listed on: 12/08/2018

Last Buyer's Agent

Zach Ferrell

NAI Talcor - PSJ License #3102406 Listed on: 12/08/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,662

Year Built

  • Built in 2007

Lot Details

  • 3,049 Sq Ft Lot
  • Zoning described as Residential Multi-Family

HOA Fees

  • $875 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Custom Home
  • Pillar, Post or Pier Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 2,788 Sq Ft Home
  • 2-Story Property

Kitchen

  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite

Laundry

  • Dryer
  • Washer

Utilities

  • Vented Exhaust Fan
  • Cable TV Available

Community Details

  • Waterhaven Subdivision

Listing and Financial Details

  • Assessor Parcel Number 40000050084

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,662

Year Built

Built in 2007

Lot Details

0

HOA Fees

$600 per month

Listing Details

  • Directions: From Thomas Dr., turn on Magnolia Beach Rd. (road toward Bay Point). Just after Pelican Bay subdivision, turn left, continuing on Magnolia Beach Rd. You will continue straight until Waterhaven's gates.
  • Prop. Type: Residential
  • Building Stories: 2
  • Property Sub Type: Detached Single Family
  • Lot Size Acres: 0.07
  • Lot Size: Irregular
  • Road Surface Type: Paved
  • Subdivision Name: Waterhaven
  • Architectural Style: Custom
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: 2
  • Property Attached Yn: No
  • Year Built: 2007
  • NAV22_Room4Name: Mother In Law
  • NAV22_ResortRentalYN: No
  • NAV22_Room3Name: Additional Bedroom
  • NAV22_Room2Name: Additional Bedroom
  • NAV22_BuildersWarrantyYN: No
  • NAV22_Room1Name: Master Bedroom
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Exhaust Fan, See Remarks, Dryer, Dishwasher, Ice Maker, Refrigerator w/Ice Maker, Washer, Microwave
  • Furnished: Unfurnished
  • Interior Amenities: Other
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace: No
  • Living Area: 2788

Exterior Features

  • Lot Features: See Remarks
  • Roof: Metal
  • Pool Features: None
  • Pool Private: No
  • Waterfront: No
  • Construction Type: HardiPlank Type, Brick
  • Foundation Details: Pillar/Post/Pier
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage Attached
  • Total Parking Spaces: 3

Utilities

  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Cable Connected, Private Trash
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 875
  • Association Fee Frequency: Monthly
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 3049.2
  • Additional Parcels: No
  • Parcel #: 40000050084
  • Zoning Description: Residential Multi-Family
  • ResoLotSizeUnits: SquareFeet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 8, 2018
Closed on
Jan 25, 2019
Sold by
Campbell James I and Campbell Cynthia N
Bought by
Wilborn Thomas B
Seller's Agent
Zach Ferrell
NAI Talcor - PSJ
Buyer's Agent
Zach Ferrell
NAI Talcor - PSJ
List Price
$429,000
Sold Price
$395,000
Premium/Discount to List
-$34,000
-7.93%
Current Estimated Value
$588,047

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,047
Avg. Annual Appreciation
6.07%
Original Mortgage
$370,405
Outstanding Balance
$326,310
Interest Rate
4.6%
Mortgage Type
New Conventional
Estimated Equity
$261,737

Purchase Details

Listed on
Dec 20, 2012
Closed on
Sep 6, 2013
Sold by
Boatwright J Kyle
Bought by
Campbell James I and Campbell Cynthia N
Seller's Agent
Bud Boatwright
Coldwell Banker Realty
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$379,000
Sold Price
$344,000
Premium/Discount to List
-$35,000
-9.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.59%
Original Mortgage
$180,000
Interest Rate
4.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 15, 2010
Sold by
Hsbc Bank Usa National Association
Bought by
Boatwright J Kyle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,800
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 8, 2010
Sold by
Lechner Benjamin and Lechner Trudy
Bought by
Hsbc Bank Usa National Association

Purchase Details

Closed on
Jun 7, 2007
Sold by
Magnolia Beach Llc
Bought by
Lechner Benjamin L and Lechner Trudy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,500
Interest Rate
6.16%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilborn Thomas B $395,000 Florida Coastal Closing & Es
Campbell James I $344,000 None Available
Boatwright J Kyle $247,300 Rels Title
Hsbc Bank Usa National Association -- None Available
Lechner Benjamin L $1,050,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilborn Thomas B $370,405
Previous Owner Campbell James I $180,000
Previous Owner Boatwright J Kyle $197,800
Previous Owner Lechner Benjamin L $93,500
Previous Owner Lechner Benjamin L $701,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/20/2022 06/20/22 Off Market $344,000 -- --
01/28/2019 01/28/19 Sold $395,000 -7.9% $142 / Sq Ft
12/26/2018 12/26/18 Pending -- -- --
12/10/2018 12/10/18 For Sale $429,000 +24.7% $154 / Sq Ft
09/06/2013 09/06/13 Sold $344,000 -9.2% $123 / Sq Ft View Prior Sale
07/11/2013 07/11/13 Pending -- -- --
12/20/2012 12/20/12 For Sale $379,000 -- $136 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,662 $173,850 -- --
2023 $1,662 $404,260 $0 $0
2022 $4,500 $368,665 $0 $0
2021 $4,059 $335,150 $0 $335,150
2020 $4,117 $335,150 $0 $335,150
2019 $3,925 $315,300 $0 $315,300
2018 $3,730 $294,780 $0 $0
2017 $3,682 $289,000 $0 $0
2016 $3,905 $301,104 $0 $0
2015 $4,014 $301,104 $0 $0
2014 $3,894 $292,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Z

    Seller's Agent in 2019

    Zach Ferrell

    NAI Talcor - PSJ

    (850) 527-2330

    114 Total Sales

    Zach Ferrell
    Section Image

  • B

    Seller's Agent in 2013

    Bud Boatwright

    Coldwell Banker Realty

  • N

    Buyer's Agent in 2013

    Non Member

    NON-MEMBER OFFICE

See All Agents

Map

Source: Forgotten Coast REALTOR® Association

MLS Number: 300363

Forgotten Coast REALTOR® Association

APN: 40000-050-084

Florida Bay County Panama City Beach 32408

4108 Cobalt Cir, Panama City Beach, FL

This home is located at 4108 Cobalt Cir, Panama City Beach, FL 32408 since 08 December 2018 and is currently estimated at $588,047, approximately $210 per square foot. This property was built in 2007. 4108 Cobalt Cir is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Forgotten Coast REALTOR® Association Property information provided by the FCRA MLS – a service of the Forgotten Coast REALTOR® Association.

IDX information is provided exclusively for consumers’ personal, non-commercial use, and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.

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