NOT LISTED FOR SALE

411 Loder St Waverly, NY 14892

Estimated Value: $132,000 - $248,465

4 Beds
2.5 Baths
2,336 Sq Ft
$91/Sq Ft Est. Value

Last Sold March 28, 2023

Last sale price $223,000 $95 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $1,437/month

133 Days on Market

Highlights

  • Deck
  • Open Patio
  • Forced Air Heating System
  • Porch
  • Water Softener is Owned
  • 4-minute walk to Waverly Village Square

About This Home

As of March 2023

Don't let the age of the house (1920) fool you, this home has been completed gutted and remodeled, built to new construction standards. Brand new describes roof, porch, deck, electric, plumbing, furnace, Pella windows, walls, insulation, all LED lighting, flooring, new kitchen, 3 new bathrooms. Kitchen offers plenty of cabinets/storage, beautiful tile counters, plenty of outlets for small appliances and TV's, upgraded range includes a dehydrator, air fryer, WiFi connectivity. Open floor plan offers a variety of options for dining, seating, furniture arranging. 1st floor washer/dryer hook-up.

Last Agent to Sell the Property

Nikki Shadduck

Listing by Henry Dunn Inc. License #10401269300 Listed on: 10/16/2022

Last Buyer's Agent

Non Member

Listing by Non-Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,127

Year Built

  • Built in 1920

Lot Details

  • 10,454 Sq Ft Lot

Parking

  • No Garage

Home Design

  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 2,336 Sq Ft Home
  • 2-Story Property
  • Partial Basement

Kitchen

  • Oven
  • Free-Standing Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Deck
  • Open Patio
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Electric Water Heater
  • Water Softener is Owned
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16.19-1-44

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,127

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1920
  • Water Body Name: None
  • Subdivision Name: NONE
  • Directions: From Broad St. in Waverly, tiurn onto Loder St., property on your left. From Chemung St. in Waverly, turn onto Loder St. property is on your right.
  • Architectural Style: Two Story
  • Flooring: Carpet, Laminate, Varies
  • Garage Yn: No
  • Year Built Details: Existing
  • Master Plan Zoning: res
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Free-Standing Range, Microwave, Oven, Refrigerator, Water Softener Owned
  • Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Acres: 0.24
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Deck
  • Foundation Details: Stone
  • Patio And Porch Features: Deck, Open, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Electric, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Sewer Connected, Water Available
  • Water Source: Not Connected, Public

Schools

  • Junior High Dist: Waverly

Lot Info

  • Parcel Number: 16.19-1-44
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4127.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2022
Closed on
Mar 28, 2023
Sold by
White Christian
Bought by
Rogars Wendy M
Seller's Agent
Nikki Shadduck
Henry Dunn Inc.
Buyer's Agent
Non Member
Non-Member
List Price
$269,000
Sold Price
$223,000
Premium/Discount to List
-$46,000
-17.1%
Views
2
Current Estimated Value
$211,616

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,384
Avg. Annual Appreciation
-1.89%
Original Mortgage
$218,960
Outstanding Balance
$212,556
Interest Rate
6.32%
Mortgage Type
FHA
Estimated Equity
-$940

Purchase Details

Listed on
Jan 28, 2022
Closed on
Apr 13, 2022
Sold by
Chemung Canal T Co
Bought by
White Christine
Seller's Agent
Nikki Shadduck
Henry Dunn, Inc. Sayre
Buyer's Agent
Nikki Shadduck
Henry Dunn, Inc. Sayre
List Price
$35,000
Sold Price
$23,000
Premium/Discount to List
-$12,000
-34.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
992.70%

Purchase Details

Closed on
Mar 27, 2007
Sold by
Trudeau Michael and Trudeau Cathy
Bought by
Gallow Darlene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Interest Rate
6.33%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 3, 2006
Sold by
Tioga State Bank
Bought by
Trudeau Cathy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,937
Interest Rate
6.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 30, 2005
Sold by
Casterline Jeffrey
Bought by
Tioga State Bank

Purchase Details

Closed on
Jul 12, 2001
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rogars Wendy M $223,000 None Available
White Christine $23,000 None Available
Gallow Darlene $72,000 Betty Keene
Trudeau Cathy $41,250 Betty Keene
Tioga State Bank $60,000 Thomas Cusimano
-- $18,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rogars Wendy M $218,960
Previous Owner Gallow Darlene $72,000
Previous Owner Trudeau Cathy $30,937
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/28/2023 03/28/23 Sold $223,000 -17.1% $95 / Sq Ft
02/26/2023 02/26/23 Pending -- -- --
10/16/2022 10/16/22 For Sale $269,000 +1069.6% $115 / Sq Ft
04/14/2022 04/14/22 Sold $23,000 -34.3% $10 / Sq Ft View Prior Sale
04/01/2022 04/01/22 Pending -- -- --
01/28/2022 01/28/22 For Sale $35,000 -- $15 / Sq Ft
Source: Elmira-Corning Regional Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,937 $74,900 $10,500 $64,400
2023 $38 $74,900 $10,500 $64,400
2022 $3,645 $74,900 $10,500 $64,400
2021 $3,866 $74,900 $10,500 $64,400
2020 $3,664 $74,900 $10,500 $64,400
2019 $1,219 $74,900 $10,500 $64,400
2018 $3,537 $74,900 $10,500 $64,400
2017 $3,904 $74,900 $10,500 $64,400
2016 $3,430 $74,900 $10,500 $64,400
2015 -- $74,900 $10,500 $64,400
2014 -- $74,900 $10,500 $64,400
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Elmira-Corning Regional Association of REALTORS®

MLS Number: EC268197

APN: 492001-166-019-0001-044-000-0000