NOT LISTED FOR SALE

411 Ruskin Loop Hernando, MS 38632

Estimated Value: $395,472 - $500,000

5 Beds
3 Baths
3,166 Sq Ft
$137/Sq Ft Est. Value

Last Sold March 17, 2023

Current estimated payment $2,787/month

252 Days on Market

Highlights

  • New Construction
  • Open Floorplan
  • Main Floor Primary Bedroom
  • Oak Grove Central Elementary School Rated A-
  • Wood Flooring
  • Farmhouse Style Home

About This Home

As of March 2023

Grant's fabulous new Willow B plan with 3-car garage! Two beds, two baths, open kitchen and great room, breakfast room, butler's pantry, walk-in pantry, laundry access from primary bath, formal dining room, and covered front and rear porches, just to talk about the ground floor! Upstairs find a huge open playroom, full bath, and three more bedrooms. Bedroom 3, over the garage, is made even bigger by the third car bay! The home will include hardwood throughout main living areas, and upgraded into the primary bedroom and stairs, as well. All counters throughout the house are upgraded to either quartz or Level 3 granite! Upgraded tile! Upgraded backsplash! Upgraded fireplace surround! 5-burner gas stove, built-in double ovens and microwave, deep storage drawers, and beautiful cabinetry make for a gorgeous kitchen! The primary bath features separate his and hers vanities, linen closet, plus another storage closet, Grant's king spa shower with double shower heads, built-in shower bench, and frameless glass doors! The Grant Wow factor is definitely at home here! Pictures selections are subject to change, based on availability.

Last Listed By

Sharon Thornton

Grant New Homes Llc Dba Grant & Co. License #S-51908 Listed on: 05/01/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,765

Year Built

  • Built in 2022 | New Construction

Lot Details

  • 0.28 Acre Lot
  • Interior Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage

Home Design

  • Farmhouse Style Home
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 3,166 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Doors
  • Great Room with Fireplace
  • Combination Kitchen and Living
  • Prewired Security

Kitchen

  • Walk-In Pantry
  • Double Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Multiple Shower Heads
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on lower level

Outdoor Features

  • Rain Gutters
  • Front Porch

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Underground Utilities
  • Natural Gas Connected
  • Cable TV Available

Community Details

  • The Crossroads Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number Unassigned

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,765

Year Built

Built in 2022 | New Construction

Lot Details

0

HOA Fees

$38 per month

Parking

3

Listing Details

  • Architectural Style: Farmhouse
  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2022
  • Lot Size Acres: 0.28
  • Subdivision Name: The Crossroads
  • Directions: From Memphis/Southaven, take I-55 south to Nesbit Exit 284. Turn right to head west to Hwy 51. Turn left on Hwy 51. Take 3rd left into Crossroads neighborhood. Right on Ruskin Loop. 2nd house on right.
  • New Construction: Yes
  • Appliances Microwave: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Range Hood, Stainless Steel Appliance(s), Vented Exhaust Fan
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Door Features: Fiberglass, Insulated
  • Fireplace Features: Gas Log, Great Room
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Crown Molding, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)
  • Window Features: Low Emissivity Windows, Vinyl
  • Fireplace: Yes
  • ResoLivingAreaSource: Builder
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:Kitchen Island2: Yes
  • Kitchen Features:KitchenFamily Room Combo: Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Interior Features:Primary Downstairs: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Fireplace Features:Great Room2: Yes
  • Kitchen Features:Custom Cabinets: Yes
  • Kitchen Features:Quartz Counters: Yes
  • Bathroom Features:Two Shower Heads: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Appliances:Plumbed For Ice Maker: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Rain Gutters
  • Foundation Details: Slab
  • Lot Features: Interior Lot
  • Roof: Architectural Shingles
  • Patio And Porch Features: Front Porch, Rear Porch
  • Pool Private: No
  • Construction Type: Brick, HardiPlank Type
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Window Features:Vinyl2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Door Features:Insulated: Yes
  • Door Features:Fiberglass: Yes
  • Lot Features:Interior Lot: Yes
  • Window Features:Low Emissivity Windows: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Attached, Garage Faces Side, See Remarks
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:See Remarks3: Yes
  • General Property Information:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Heating: Central, Natural Gas
  • Laundry Features: Laundry Room, Lower Level, See Remarks
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Security: Prewired
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Tax and Financial Information:Association Fee: 450.0
  • Tax and Financial Information:Association Fee Frequency: Annually
  • Association Fee Includes:Other19: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: Unassigned
  • Lot Size Sq Ft: 12196.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 76.1
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 22, 2025
Sold by
Logos Trust and Darrow Mason Michael
Bought by
Desoto County
Total Days on Market
252
Current Estimated Value
$435,118

Purchase Details

Closed on
Feb 4, 2025
Sold by
Wilson & Associates Pllc
Bought by
Planet Home Lending Llc

Purchase Details

Listed on
May 1, 2022
Closed on
Mar 17, 2023
Sold by
Kim Grant Homes Llc
Bought by
Lofton Shelly S
Seller's Agent
Sharon Thornton
Grant New Homes Llc Dba Grant & Co.
Buyer's Agent
ShaRonica Porter
Century 21 Patterson & Associates Real Estate Co
List Price
$502,060
Sold Price
$466,598
Premium/Discount to List
-$35,462
-7.06%
Views
189

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.14%
Original Mortgage
$451,025
Interest Rate
6.6%

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Desoto County -- None Listed On Document
Planet Home Lending Llc $405,000 None Listed On Document
Lofton Shelly S -- Memphis Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lofton Shelly S $451,025
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/17/2023 03/17/23 Sold -- -- --
12/12/2022 12/12/22 Price Changed $459,950 -2.1% $145 / Sq Ft
11/03/2022 11/03/22 Price Changed $469,950 -3.9% $148 / Sq Ft
09/16/2022 09/16/22 Price Changed $489,260 -1.1% $155 / Sq Ft
08/20/2022 08/20/22 Price Changed $494,950 -1.4% $156 / Sq Ft
05/20/2022 05/20/22 For Sale $502,060 -- $159 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,765 $27,134 $3,500 $23,634
2023 $3,765 $3,938 $0 $0
2022 $546 $3,938 $3,938 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4016252

MLS United

APN: 3081012700006200