NOT LISTED FOR SALE

411 Sumner St Waterloo, IA 50703

Unity Neighborhood

Estimated Value: $70,000 - $120,862

5 Beds
2 Baths
1,970 Sq Ft
$45/Sq Ft Est. Value

Last Sold January 31, 2025

Last sale price $78,000 $40 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $586/month

35 Days on Market

About This Home

As of January 2025

Here is your chance to build instant equity and make this house your own! A very spacious home with five bedrooms and two bathrooms. This home boasts in an abundance of space perfect for your family and entertaining. Come inside and see for yourself all this place has to offer. Being sold as-is.

Last Agent to Sell the Property

Haley Andersen

Structure Real Estate License #B6520500 Listed on: 11/22/2024

Last Buyer's Agent

Lindsay Varney

Structure Real Estate License #S69290

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,542

Year Built

  • Built in 1912

Lot Details

  • 6,674 Sq Ft Lot
  • Lot Dimensions are 47x142

Parking

  • No Garage

Home Design

  • 1,970 Sq Ft Home
  • Shingle Roof
  • Vinyl Siding

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level

Schools

  • Cunningham Elementary School
  • George Washington Carver Academy Middle School
  • East High School

Utilities

  • Central Air
  • Heating Available

Additional Features

  • Unfinished Basement

Listing and Financial Details

  • Assessor Parcel Number 891324251010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,542

Year Built

Built in 1912

Lot Details

0

Listing Details

  • Parcel Number: 891324251010
  • Year Built: 1912
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • Lot Size Acres: 0.15
  • Road Surface Type: Gravel
  • Co List Office Phone: 319-260-2016
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Shingle
  • TotalFinishedSquareFootage: 1970
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • BelowGradeArea: 960

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Parking Features: None

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Sewer: City Sewer
  • Water Source: City

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Cunningham
  • High School: East High
  • Middle Or Junior School: George Washington Carver Academy

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 47x142
  • Lot Size Sq Ft: 6674
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 1542

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2024
Closed on
Mar 11, 2025
Sold by
Silva Leticia and Hernandez Javier Silva
Bought by
Sime Llc
Seller's Agent
Haley Andersen
Structure Real Estate
Buyer's Agent
Lindsay Varney
Structure Real Estate
List Price
$90,000
Sold Price
$78,000
Premium/Discount to List
-$12,000
-13.33%
Views
122
Current Estimated Value
$88,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,716
Avg. Annual Appreciation
15.38%
Original Mortgage
$62,400
Outstanding Balance
$61,940
Interest Rate
6.5%
Mortgage Type
Seller Take Back
Estimated Equity
$26,776

Purchase Details

Listed on
Nov 22, 2024
Closed on
Jan 28, 2025
Sold by
Veridian Credit Union
Bought by
Silva Leticia and Hernandez Javier Silva
Seller's Agent
Haley Andersen
Structure Real Estate
Buyer's Agent
Lindsay Varney
Structure Real Estate
List Price
$90,000
Sold Price
$78,000
Premium/Discount to List
-$12,000
-13.33%
Views
122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,400
Outstanding Balance
$61,940
Interest Rate
6.5%
Mortgage Type
Seller Take Back
Estimated Equity
$26,776

Purchase Details

Closed on
Oct 2, 2024
Sold by
Black Hawk County
Bought by
Veridian Credit Union

Purchase Details

Closed on
Jun 7, 2007
Sold by
Gardner Louise and Gardner Henry
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Mar 25, 2005
Sold by
Gardner Louise and Gardner Henry
Bought by
Gardner Henry and Gardner Louise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
8.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sime Llc -- None Listed On Document
Silva Leticia $78,000 Title Services
Veridian Credit Union $103,495 None Listed On Document
Wells Fargo Bank Na $36,326 Title Services Corporation
Gardner Henry -- All American Escrow & Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Silva Leticia $62,400
Previous Owner Gardner Henry $75,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2025 01/31/25 Sold $78,000 -7.7% $40 / Sq Ft
12/27/2024 12/27/24 Pending -- -- --
12/20/2024 12/20/24 Price Changed $84,500 -6.1% $43 / Sq Ft
11/22/2024 11/22/24 For Sale $90,000 -4.3% $46 / Sq Ft
02/15/2023 02/15/23 Sold $94,000 -5.1% $48 / Sq Ft View Prior Sale
01/15/2023 01/15/23 Pending -- -- --
01/13/2023 01/13/23 Price Changed $99,000 -13.9% $50 / Sq Ft
11/19/2022 11/19/22 Price Changed $114,999 -4.2% $58 / Sq Ft
11/01/2022 11/01/22 Price Changed $119,999 -3.9% $61 / Sq Ft
08/31/2022 08/31/22 For Sale $124,900 -- $63 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,452 $92,440 $5,880 $86,560
2024 $1,452 $77,160 $5,880 $71,280
2023 $1,192 $77,160 $5,880 $71,280
2022 $1,162 $54,300 $5,880 $48,420
2021 $1,176 $54,300 $5,880 $48,420
2020 $1,158 $51,950 $3,530 $48,420
2019 $1,158 $51,950 $3,530 $48,420
2018 $1,158 $51,950 $3,530 $48,420
2017 $1,194 $51,950 $3,530 $48,420
2016 $1,178 $51,950 $3,530 $48,420
2015 $1,178 $51,950 $3,530 $48,420
2014 $1,202 $51,950 $3,530 $48,420
Source: Public Records

Agents Affiliated with this Home

  • Haley Andersen

    Seller's Agent in 2025

    Haley Andersen

    Structure Real Estate

    (319) 243-5654

    1 in this area

    105 Total Sales

    Haley Andersen
    Section Image

  • L

    Buyer's Agent in 2025

    Lindsay Varney

    Structure Real Estate

    (319) 231-4270

    2 in this area

    10 Total Sales

    Lindsay Varney
    Section Image
  • Ken Draine

    Seller's Agent in 2023

    Ken Draine

    Skogman Realty

    (319) 610-8640

    6 in this area

    25 Total Sales

    Ken Draine
    Section Image
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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20245188

Northeast Iowa Regional Board of REALTORS®

APN: 8913-24-251-010

Iowa Black Hawk County Waterloo 50703 Unity

411 Sumner St, Waterloo, IA

Not Listed for Sale

Detached

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