4110 Cobalt Cir Unit SF6 Panama City Beach, FL 32408
Upper Grand Lagoon NeighborhoodEstimated payment $3,606/month
Highlights
- Waterfront
- Boat Dock
- Bay View
- J.R. Arnold High School Rated A-
- Heated In Ground Pool
- Gated Parking
About This Home
RARE SINGLE FAMILY IN WATERHAVEN MOVE-IN READY! This exceptional property is one of only six unique homes in the exclusive Waterhaven community, a rare gem! Featuring a fully equipped separate CARRIAGE HOUSE/In-Law Suite. With a prime location on the East end of Panama City Beach and Bay access to the Gulf, this home offers a perfect blend of luxury living and coastal convenience.
Inside, the home features a gourmet kitchen equipped with Viking and Sub-Zero appliances, stainless steel finishes, an ice maker, and a wine fridge, ideal for both everyday living and entertaining. Hardwood floors extend throughout, including in the master suite, and plantation shutters add a classic touch. The home has been thoughtfully updated, offering a fresh and modern feel. Above the 2-car spacious garage, a one-bedroom, one-bathroom carriage house provides a private guest suite. Waterhaven residents enjoy a range of top-tier amenities, including the Owner's Club with a conference room and kitchen, a movie theater, and a state-of-the-art fitness center. The resort-style heated pool with large grills is perfect for gatherings, while the private marina offers direct access to the water. This is a rare opportunity to own one of Waterhaven's six Single Family homes, combining luxury, exclusivity, and an unbeatable location.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,254
Year Built
- Built in 2007
Parking
- 2 Car Attached Garage
- Gated Parking
- On-Street Parking
Home Design
- Traditional Architecture
- HardiePlank Type
Interior Spaces
- 3-Story Property
- Crown Molding
- Recessed Lighting
- Fireplace
- Plantation Shutters
- Living Room
- Dining Room
- Bonus Room
- Bay Views
Kitchen
- Breakfast Bar
- Microwave
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Viking Appliances
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Home Security
- Home Security System
- Security Gate
Outdoor Features
- Heated In Ground Pool
- Balcony
- Deck
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Property fronts a private road
- Central Heating and Cooling System
Community Details
Overview
- Property has a Home Owners Association
- Association fees include boat ramp, clubhouse, fitness facility, insurance, legal/accounting, ground maintenance, pest control, pool(s), sewer, trash, water
- Waterhaven Subdivision
Amenities
- Community Barbecue Grill
- Clubhouse
Recreation
- Boat Dock
- Waterfront
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,254 | $458,711 | -- | -- |
| 2023 | $5,254 | $417,010 | $0 | $417,010 |
| 2022 | $4,863 | $417,010 | $0 | $417,010 |
| 2021 | $4,108 | $339,203 | $0 | $339,203 |
| 2020 | $2,492 | $339,203 | $0 | $0 |
| 2019 | $2,455 | $331,415 | $0 | $0 |
| 2018 | $3,936 | $311,250 | $0 | $0 |
| 2017 | $3,886 | $305,150 | $0 | $0 |
| 2016 | $3,477 | $305,150 | $0 | $0 |
| 2015 | $3,580 | $305,150 | $0 | $0 |
| 2014 | $3,562 | $267,235 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | Pending | -- | -- | -- |
| 08/04/2025 08/04/25 | For Sale | $599,900 | 0.0% | $213 / Sq Ft |
| 08/04/2025 08/04/25 | Price Changed | $599,900 | -3.1% | $213 / Sq Ft |
| 08/03/2025 08/03/25 | Off Market | $619,000 | -- | -- |
| 07/18/2025 07/18/25 | Price Changed | $619,000 | -1.6% | $220 / Sq Ft |
| 06/13/2025 06/13/25 | Price Changed | $629,000 | -1.6% | $224 / Sq Ft |
| 05/06/2025 05/06/25 | Price Changed | $639,000 | -1.5% | $227 / Sq Ft |
| 04/11/2025 04/11/25 | Price Changed | $649,000 | -3.0% | $231 / Sq Ft |
| 04/09/2025 04/09/25 | For Sale | $669,000 | 0.0% | $238 / Sq Ft |
| 03/26/2025 03/26/25 | Pending | -- | -- | -- |
| 02/26/2025 02/26/25 | Price Changed | $669,000 | -1.5% | $238 / Sq Ft |
| 11/12/2024 11/12/24 | For Sale | $679,000 | -- | $241 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $490,550 | Accommodation | |
| Warranty Deed | $389,000 | Diamond Title Agency Inc | |
| Warranty Deed | $389,900 | Diamond Title Agency Inc | |
| Warranty Deed | $359,000 | Mti Title Ins Agency Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $343,000 | New Conventional | |
| Previous Owner | $311,920 | New Conventional | |
| Previous Owner | $259,000 | New Conventional |
Source: Central Panhandle Association of REALTORS®
MLS Number: 764967
APN: 40000-050-085
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