$100,000
SOLD JAN 14, 2026

412 Jay St Elgin, IL 60120

Elgin National Watch Historic District Neighborhood
3 Beds
2 Baths
1,215 Sq Ft
1900 Built

Recently Sold

$82 Per Sq Ft

5 Days on Market

Highlights

  • Wood Flooring
  • Screened Patio
  • Laundry Room
  • 2 Car Detached Garage
  • Living Room
  • Forced Air Heating System

About This Home

As of January 2026

Multiple offers, highest & best due Monday 1/5/26 at noon. Fixer upper, sold as is! 3 BEDROOM, 2 BATHS, BASEMENT, 2 CAR GARAGE, LARGE YARD, CLOSE TO SCHOOLS. SOLD "AS IS". NO CONVENTIONAL FINANCING - NEEDS CASH OR HARD MONEY LOAN. NO UTILITIES ON AT PROPERTY, CAN ONLY SHOW DURING THE DAY. Sold as is. Lots of potential! Property has fire damage, needs a full renovation.

Last Agent to Sell the Property

Patrick Kalamatas

103 Realty License #471019970 Listed on: 12/30/2025

Last Buyer's Agent

Patrick Kalamatas

103 Realty License #471019970 Listed on: 12/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,316

Year Built

  • Built in 1900

Parking

  • 2 Car Detached Garage
  • Parking Available
  • Driveway

Home Design

  • Cedar

Interior Spaces

  • 1,215 Sq Ft Home
  • 1.5-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Laundry Room

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Additional Features

  • Screened Patio
  • Lot Dimensions are 66 x 148

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,316

Year Built

Built in 1900

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1215
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Cedar
  • Patio And Porch Features: Screened
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Yes, Garage Owned, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 66 X 148
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3

Tax Info

  • Tax Annual Amount: 5315.96
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 30, 2025
Closed on
Jan 14, 2026
Sold by
Dreaming Tree Llc
Bought by
Cruz Isaias M
Seller's Agent
Patrick Kalamatas
103 Realty
Buyer's Agent
Patrick Kalamatas
103 Realty
List Price
$99,900
Sold Price
$100,000
Premium/Discount to List
$100
0.1%
Views
130

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
491.01%

Purchase Details

Listed on
Dec 30, 2025
Closed on
Dec 22, 2025
Sold by
Grotto Properties Llc
Bought by
Dreaming Tree Llc
Seller's Agent
Patrick Kalamatas
103 Realty
Buyer's Agent
Patrick Kalamatas
103 Realty
List Price
$99,900
Sold Price
$100,000
Premium/Discount to List
$100
0.1%
Views
130

Purchase Details

Closed on
Nov 10, 2010
Sold by
Aurora Loan Services Llc
Bought by
Grotto Properties Llc

Purchase Details

Closed on
Aug 2, 2010
Sold by
Rojas Gerardo
Bought by
Aurora Loan Services Llc

Purchase Details

Closed on
Oct 2, 2003
Sold by
Ibarra Enrique and Benitez Rafael
Bought by
Rojas Gerardo and Rojas Maria Del Carmen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,850
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 20, 2003
Sold by
Scott Vicki L
Bought by
Ibarra Enrique and Benitez Rafael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,120
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100,000 Citywide Title
Warranty Deed $40,000 First American Title Insurance
Special Warranty Deed $60,500 Forum Title Insurance Co
Sheriffs Deed -- Forum Title Insurance Co
Warranty Deed $156,500 Chicago Title Insurance Comp
Warranty Deed $114,000 Nlt Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $140,850 Purchase Money Mortgage
Previous Owner $91,120 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/14/2026 01/14/26 Sold $100,000 +0.1% $82 / Sq Ft
01/05/2026 01/05/26 Pending -- -- --
12/30/2025 12/30/25 For Sale $99,900 -- $82 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,316 $66,426 $13,496 $52,930
2023 $5,116 $60,011 $12,193 $47,818
2022 $4,745 $54,720 $11,118 $43,602
2021 $4,564 $51,160 $10,395 $40,765
2020 $4,285 $46,987 $9,924 $37,063
2019 $4,180 $44,758 $9,453 $35,305
2018 $3,766 $38,088 $8,905 $29,183
2017 $3,703 $36,006 $8,418 $27,588
2016 $3,563 $33,404 $7,810 $25,594
2015 -- $30,618 $7,159 $23,459
2014 -- $30,240 $7,071 $23,169
2013 -- $35,235 $7,258 $27,977
Source: Public Records

Agents Affiliated with this Home

  • Patrick Kalamatas

    Seller's Agent in 2026

    Patrick Kalamatas

    103 Realty

    (312) 217-4398

    1 in this area

    407 Total Sales

    Patrick Kalamatas
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12537323

Midwest Real Estate Data (MRED)

APN: 06-24-256-015

Illinois Kane County Elgin 60120 Elgin National Watch Historic District

412 Jay St, Elgin, IL

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

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