Seller's Agent in 2025
Stacey LaCroix
Strano & Associates
(618) 407-4156
503 Total Sales
412 Monroe St Waterloo, IL 62298
Estimated Value: $202,000 - $212,000
2
Beds
1
Bath
772
Sq Ft
$268/Sq Ft
Est. Value
Highlights
- A-Frame Home
- No HOA
- 1 Car Detached Garage
- Rogers Elementary School Rated A-
- Home Office
- 4-minute walk to Koenigsmark Park
About This Home
As of August 2025Welcome to your dream home in Waterloo! This charming 2-bedroom, 1-bathroom residence has undergone thoughtful updates, making it the epitome of modern comfort and style. Discover freshly painted interiors, illuminated by an abundance of natural light that floods through the windows. New 4-inch trim frames the space beautifully. The kitchen boasts a host of upgrades including a sleek backsplash, elegant quartz countertops, under cabinet lighting, a brand new garbage disposal, and new appliances! The bathroom features a tiled shower, a stylish vanity, an LED mirror, and updated plumbing fixtures that ensure efficiency. Additional enhancements include some new light fixtures throughout the home. The laundry is located in the full, unfinished basement. Outside, a generously sized yard is complete with a charming fire pit area and refreshed landscaping. Don't miss out on the opportunity to make this updated home yours!
Last Agent to Sell the Property
Strano & Associates License #475141617 Listed on: 07/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,254
Year Built
- Built in 1953 | Remodeled
Lot Details
- 10,524 Sq Ft Lot
- Level Lot
Parking
- 1 Car Detached Garage
Home Design
- A-Frame Home
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 772 Sq Ft Home
- 1-Story Property
- Double Pane Windows
- Living Room
- Combination Kitchen and Dining Room
- Home Office
- Vinyl Flooring
- Washer and Dryer
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Basement Ceilings are 8 Feet High
- Laundry in Basement
Outdoor Features
- Front Porch
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-24-383-013-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2025
Closed on
Aug 21, 2025
Sold by
Garwood Brendon and Garwood Alexandra
Bought by
Harper Valerie Ewing
Seller's Agent
Stacey LaCroix
Strano & Associates
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$209,000
Sold Price
$208,000
Premium/Discount to List
-$1,000
-0.48%
Views
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$938
Avg. Annual Appreciation
-1.32%
Original Mortgage
$268,000
Outstanding Balance
$267,300
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
-$60,238
Purchase Details
Listed on
Mar 27, 2024
Closed on
Jun 6, 2024
Sold by
Sarkel Homes Llc
Bought by
Garwood Brendon
Seller's Agent
Monica Schmidt
eXp Realty
Buyer's Agent
Stacey LaCroix
Strano & Associates
List Price
$199,900
Sold Price
$192,000
Premium/Discount to List
-$7,900
-3.95%
Views
164
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.84%
Original Mortgage
$192,000
Interest Rate
6.6%
Mortgage Type
VA
Purchase Details
Closed on
Mar 20, 2024
Sold by
Judicial Sales Corporation
Bought by
Sarkel Homes Llc
Purchase Details
Closed on
May 26, 2022
Sold by
Goessling Adam and Goessling Melissa
Bought by
Goessling Adam
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Harper Valerie Ewing | $208,000 | None Listed On Document | |
| Garwood Brendon | $192,000 | None Listed On Document | |
| Sarkel Homes Llc | $110,000 | None Listed On Document | |
| Goessling Adam | -- | New Title Company Name |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Harper Valerie Ewing | $268,000 | |
| Previous Owner | Garwood Brendon | $192,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $208,000 | -0.5% | $269 / Sq Ft | |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- | |
| 07/11/2025 07/11/25 | For Sale | $209,000 | +8.9% | $271 / Sq Ft | |
| 06/06/2024 06/06/24 | Sold | $192,000 | -0.8% | $249 / Sq Ft | View Prior Sale |
| 06/06/2024 06/06/24 | Pending | -- | -- | -- | |
| 04/17/2024 04/17/24 | Price Changed | $193,500 | -3.2% | $251 / Sq Ft | |
| 03/27/2024 03/27/24 | For Sale | $199,900 | -- | $259 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,254 | $49,668 | $16,158 | $33,510 |
| 2023 | $2,256 | $41,820 | $14,970 | $26,850 |
| 2022 | $0 | $40,910 | $15,200 | $25,710 |
| 2021 | $2,183 | $39,520 | $12,150 | $27,370 |
| 2020 | $1,878 | $34,030 | $12,150 | $21,880 |
| 2019 | $1,881 | $33,700 | $12,150 | $21,550 |
| 2018 | $1,738 | $30,760 | $9,210 | $21,550 |
| 2017 | $1,679 | $31,314 | $9,376 | $21,938 |
| 2016 | $0 | $31,820 | $8,300 | $23,520 |
| 2015 | $1,761 | $32,540 | $9,710 | $22,830 |
| 2014 | $1,616 | $31,300 | $9,710 | $21,590 |
| 2012 | -- | $32,550 | $11,080 | $21,470 |
Source: Public Records
Agents Affiliated with this Home
-
Stacey LaCroix
-
Tammy Hines
Buyer's Agent in 2025
Tammy Hines
Tammy Mitchell Hines & Co.
(618) 698-9199
789 Total Sales
-
Monica Schmidt
Seller's Agent in 2024
Monica Schmidt
eXp Realty
(618) 567-9203
321 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25046157
APN: 07-24-383-013-000
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