412 Ruddiman Dr Muskegon, MI 49445
Estimated Value: $375,837 - $498,000
2
Beds
2
Baths
1,501
Sq Ft
$386/mo
HOA Fee
Highlights
- Docks
- Water Access
- Deck
- North Muskegon Middle School Rated A-
- Property fronts a channel
- Contemporary Architecture
About This Home
As of October 2016Discover this beautiful end unit Channel Point Condo. Awesome views of both Muskegon Lake and Bear Lake Channel. Enjoy sitting on your deck and watching the boaters passing through the Channel. This two bedroom two bath condo has been completely updated. Brand new modern kitchen, baths, flooring, crown molding, the list goes on. Boat slip included with easy access to Bear Lake, Muskegon Lake and onto Lake Michigan. Enjoy the ease of condo living allowing you the time to get out on the water to play!!
Last Agent to Sell the Property
Coldwell Banker Woodland Schmidt Muskegon License #6502381483 Listed on: 08/05/2016
Last Buyer's Agent
Cynthia Maurer
J Nedeau Realtor Inc
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,714
Year Built
- Built in 1988
Lot Details
- Property fronts a channel
HOA Fees
- $386 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Wood Siding
Interior Spaces
- 1,501 Sq Ft Home
- 2-Story Property
- Living Room with Fireplace
- Dining Area
- Recreation Room
- Partial Basement
Kitchen
- Range
- Dishwasher
- Kitchen Island
- Snack Bar or Counter
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Water Access
- No Wake Zone
- Docks
- Shared Waterfront
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- Association fees include trash, snow removal, lawn/yard care
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 5, 2016
Closed on
Oct 25, 2016
Sold by
Byrd Steve and Stowe Byrd Carol
Bought by
Collins Dan M and Collins Kellie L
Seller's Agent
Cindy Maurer
Coldwell Banker Woodland Schmidt Muskegon
Buyer's Agent
Cindy Maurer
Coldwell Banker Woodland Schmidt Muskegon
List Price
$229,900
Sold Price
$215,000
Premium/Discount to List
-$14,900
-6.48%
Total Days on Market
47
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$224,709
Avg. Annual Appreciation
8.53%
Original Mortgage
$172,000
Outstanding Balance
$140,655
Interest Rate
3.42%
Mortgage Type
New Conventional
Estimated Equity
$294,513
Purchase Details
Closed on
Jul 25, 2014
Sold by
Hoover Richard L and Hoover Sharon L
Bought by
Byrd Steve and Stowe Byrd Carol
Purchase Details
Closed on
Mar 14, 2006
Sold by
Owen J Dean
Bought by
Hoover Richard L and Hoover Sharon L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,750
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Mar 7, 2006
Sold by
Owen Patricia
Bought by
Owen J Dean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,750
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Muskegon, MI
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Collins Dan M | $215,000 | Chicago Title Michigan Inc | |
| Byrd Steve | $147,500 | Chicago Title | |
| Hoover Richard L | -- | Harbor Title | |
| Owen J Dean | -- | Harbor Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Collins Dan M | $172,000 | |
| Previous Owner | Hoover Richard L | $103,700 | |
| Previous Owner | Hoover Richard L | $103,750 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/26/2016 10/26/16 | Sold | $215,000 | -6.5% | $143 / Sq Ft |
| 09/21/2016 09/21/16 | Pending | -- | -- | -- |
| 08/05/2016 08/05/16 | For Sale | $229,900 | -- | $153 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,322 | $153,900 | $0 | $0 |
| 2023 | $1,261 | $137,400 | $0 | $0 |
| 2022 | $5,832 | $119,900 | $0 | $0 |
| 2021 | $5,665 | $115,100 | $0 | $0 |
| 2020 | $5,612 | $105,200 | $0 | $0 |
| 2019 | $5,421 | $97,300 | $0 | $0 |
| 2018 | $5,299 | $90,200 | $0 | $0 |
| 2017 | $5,258 | $85,300 | $0 | $0 |
| 2016 | $783 | $72,800 | $0 | $0 |
| 2015 | -- | $66,400 | $0 | $0 |
| 2014 | -- | $65,600 | $0 | $0 |
| 2013 | -- | $64,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Maurer
Seller's Agent in 2016
Cindy Maurer
Coldwell Banker Woodland Schmidt Muskegon
(231) 343-3816
51 Total Sales
-
C
Buyer's Agent in 2016
Cynthia Maurer
J Nedeau Realtor Inc
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 16036226
APN: 23-161-000-0005-00
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