4121 Cobalt Cir Unit P104 Panama City Beach, FL 32408
Upper Grand Lagoon Neighborhood
3
Beds
2.5
Baths
1,608
Sq Ft
$693/mo
HOA Fee
Highlights
- Boat Dock
- Deeded access to the beach
- Waterfront
- Patronis Elementary School Rated A-
- Bay View
- Living Room
About This Home
As of February 2022CURRENTLY UNDER CONTRACT. SELLERS TAKING BACK UP OFFERS. This is a beautifully remodeled WATERFRONT condo, and is the only Waterfront condo available in Waterhaven! This beautifully updated and elegant condo with beautiful views of St. Andrews Bay features an open floor plan with beautiful hardwood flooring, tray ceilings, luxury appliances, plantation shutters, and crown molding just to name a few things. French doors open to the spacious balcony for a relaxing cup of coffee or afternoon cocktail. The cooking enthusiast will appreciate the Viking professional gas stove, Sub-Zero refrigerator, Bosch dishwasher, wine cooler and ice maker in the kitchen with ample cabinet and countertop space.
Last Agent to Sell the Property
Trish Wheeler
Keller Williams Success Realty License #0705623 Listed on: 01/20/2022
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,633
Year Built
- Built in 2007
HOA Fees
- $693 Monthly HOA Fees
Property Views
- Bay
- Gulf
Interior Spaces
- 1,608 Sq Ft Home
- Living Room
- Dining Room
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Deeded access to the beach
- Waterfront
- High Speed Internet
Community Details
Overview
- Association fees include management, boat ramp, clubhouse, fishing rights, insurance, legal/accounting, ground maintenance, pest control, pool(s), sewer, trash
- Low-Rise Condominium
- Waterhaven Subdivision
Recreation
- Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 20, 2022
Closed on
Feb 4, 2022
Sold by
Allen Smith Mark
Bought by
Elias Revocable Family Trust
Seller's Agent
Trish Wheeler
Keller Williams Success Realty
Buyer's Agent
Tina Gates
Anchor Realty Florida
List Price
$515,000
Sold Price
$520,000
Premium/Discount to List
$5,000
0.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.27%
Purchase Details
Listed on
Jun 17, 2020
Closed on
Oct 21, 2020
Sold by
Whalen Pamela S and Whalen Joel C
Bought by
Smith Mark Allen and Smith Angie Glover
Seller's Agent
Bonnie Hall
Coldwell Banker Realty
Buyer's Agent
Trish Wheeler
Counts Real Estate Group
List Price
$425,000
Sold Price
$400,000
Premium/Discount to List
-$25,000
-5.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.55%
Original Mortgage
$280,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 18, 2018
Closed on
Jul 17, 2018
Sold by
Murray Robert E and Murray Sylvia M
Bought by
Whalen Pamela Sharpe and Whalen Joel Charles
Seller's Agent
Lisa Hughley and Associates
Classic Luxury Real Estate LLC
Buyer's Agent
Darette Joy Villareal
Realty ONE Group Emerald Coast
List Price
$359,900
Sold Price
$359,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Purchase Details
Listed on
Feb 2, 2015
Closed on
Feb 26, 2016
Sold by
Hw St Andrews Condos Llc
Bought by
Murray Robert E and Murray Sylvia M
Seller's Agent
Christopher Langille
Berkshire Hathaway HomeServices Beach Properties of Florida
Buyer's Agent
Mary Tisdale
Keller Williams Realty Emerald Coast
List Price
$319,900
Sold Price
$300,000
Premium/Discount to List
-$19,900
-6.22%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.91%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $520,000 | South Oak Title | |
| Warranty Deed | $400,000 | Advantage Title Llc | |
| Warranty Deed | $372,000 | Rodgers Kiefer Title | |
| Warranty Deed | $300,000 | Mti Title Ins Agency Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $280,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | Pending | -- | -- | -- |
| 07/15/2025 07/15/25 | For Sale | $629,000 | +21.0% | $391 / Sq Ft |
| 01/22/2023 01/22/23 | Off Market | $520,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $300,000 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $400,000 | -- | -- |
| 02/04/2022 02/04/22 | Sold | $520,000 | +1.0% | $323 / Sq Ft |
| 01/20/2022 01/20/22 | For Sale | $515,000 | +28.8% | $320 / Sq Ft |
| 10/21/2020 10/21/20 | Sold | $400,000 | -5.9% | $249 / Sq Ft |
| 08/25/2020 08/25/20 | Pending | -- | -- | -- |
| 06/17/2020 06/17/20 | For Sale | $425,000 | +18.1% | $264 / Sq Ft |
| 07/17/2018 07/17/18 | Sold | $359,900 | 0.0% | $224 / Sq Ft |
| 06/07/2018 06/07/18 | Pending | -- | -- | -- |
| 05/18/2018 05/18/18 | For Sale | $359,900 | +20.0% | $224 / Sq Ft |
| 02/26/2016 02/26/16 | Sold | $300,000 | -6.2% | $187 / Sq Ft |
| 11/17/2015 11/17/15 | Pending | -- | -- | -- |
| 02/02/2015 02/02/15 | For Sale | $319,900 | -- | $199 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,414 | $400,541 | -- | -- |
| 2023 | $4,414 | $388,875 | $0 | $388,875 |
| 2022 | $4,178 | $329,588 | $0 | $0 |
| 2021 | $3,633 | $299,625 | $0 | $299,625 |
| 2020 | $0 | $299,625 | $0 | $0 |
| 2019 | $3,613 | $290,062 | $0 | $290,062 |
| 2018 | $3,613 | $282,603 | $0 | $0 |
| 2017 | $3,278 | $256,912 | $0 | $0 |
| 2016 | $3,108 | $212,356 | $0 | $0 |
| 2015 | $3,109 | $193,051 | $0 | $0 |
| 2014 | $2,966 | $175,501 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
T
Seller's Agent in 2025
Tina Gates
Anchor Realty Florida
(850) 238-2366
26 in this area
34 Total Sales
-
T
Seller's Agent in 2022
Trish Wheeler
Keller Williams Success Realty
-
B
Seller's Agent in 2020
Bonnie Hall
Coldwell Banker Realty
-
Buyer's Agent in 2020
Patricia Wheeler
Keller Williams Success Realty
(850) 527-2275
11 in this area
125 Total Sales
-
L
Seller's Agent in 2018
Lisa Hughley and Associates
Classic Luxury Real Estate LLC
(678) 923-5152
74 Total Sales
-
D
Buyer's Agent in 2018
Darette Joy Villareal
Realty ONE Group Emerald Coast
(850) 420-0407
57 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 721315
APN: 40000-050-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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