S
Seller's Agent in 2025
Scott Childs
Beachy Beach Real Estate
(303) 888-5539
2 in this area
13 Total Sales
4123 Cobalt Cir Unit P-114 Panama City Beach, FL 32408
2
Beds
2
Baths
1,322
Sq Ft
$711/mo
HOA Fee
Highlights
- Beach
- Deeded access to the beach
- Bay View
- J.R. Arnold High School Rated A-
- Fishing
- Gated Parking
About This Home
As of August 2025CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Located in Waterhaven's luxury Bay front Community. The amazing water front unit overlooks the St Andrews Bay and offers some of the areas most spectacular views. Beautifully, fully furnished and move-in ready, this 2 bedroom 2 bath home includes a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner stove with convection oven, Bosch dishwasher, ice maker and Sub-Zero wine chiller at the wet bar. From the breath-taking views to many upgrades throughout, you'll want to call this house your home. Enjoy the bay view lounging at the pool or enjoy a walk along one of the largest private piers in the area. Club house includes movie theater, meeting room, kitchen, fitness center and outdoor kitchen. Must see to appreciate this gem!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,138
Year Built
- Built in 2007
HOA Fees
- $711 Monthly HOA Fees
Parking
- Gated Parking
Home Design
- Entry on the 2nd floor
- Exterior Columns
- Metal Roof
- HardiePlank Type
Interior Spaces
- 1,322 Sq Ft Home
- 3-Story Property
- Wet Bar
- Furnished
- Storage
- Bay Views
Kitchen
- Convection Oven
- Gas Oven
- Gas Cooktop
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Wine Cooler
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Home Security
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
Overview
- Association fees include management, boat ramp, clubhouse, fishing rights, insurance, legal/accounting, ground maintenance, pest control, pool(s), sewer
- 5 Units
- Firstservice Association
- Low-Rise Condominium
- Waterhaven Subdivision
Amenities
- Community Barbecue Grill
- Clubhouse
- Community Storage Space
- Elevator
Recreation
- Beach
- Community Pool
- Fishing
Security
- Security Service
- Gated Community
- Fire and Smoke Detector
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 5, 2025
Closed on
Aug 22, 2025
Sold by
Mathews Jane and Mathews Roland
Bought by
Baker Murray
Seller's Agent
Scott Childs
Beachy Beach Real Estate
Buyer's Agent
Scott Pelletier
Sterling Realty LLC
List Price
$540,000
Sold Price
$535,000
Premium/Discount to List
-$5,000
-0.93%
Views
5
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.30%
Purchase Details
Listed on
Apr 14, 2023
Closed on
May 25, 2023
Sold by
Gulf-Chem Llc
Bought by
Mathews Roland and Mathews Jane
Seller's Agent
Tina Gates
Anchor Realty Florida
Buyer's Agent
Tanya Childs
Beachy Beach Real Estate
List Price
$499,000
Sold Price
$494,000
Premium/Discount to List
-$5,000
-1%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.61%
Original Mortgage
$395,200
Interest Rate
6.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 28, 2020
Sold by
Solomito Joseph Anthony and Solomitto Patti Anne
Bought by
Gulf Chem Llc
Purchase Details
Closed on
Apr 17, 2018
Sold by
Travcy Watson Rentals Llc
Bought by
Solomito Patti Anne and Solomito Joseph Anthony
Purchase Details
Closed on
Jul 29, 2016
Sold by
Brown Dale E and Brown Cynthia Ritzer
Bought by
Tracey Watson Rentals Llc
Purchase Details
Closed on
Nov 10, 2014
Sold by
Brown Dale E
Bought by
Brown Dale E and Brown Ritzer
Purchase Details
Closed on
Sep 5, 2012
Sold by
Hw St Andrews Condos Llc
Bought by
Brown Dale E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $535,000 | Provident Title | |
| Warranty Deed | $535,000 | Provident Title | |
| Warranty Deed | $494,000 | Setco Services | |
| Warranty Deed | $389,900 | Setco Services Llc | |
| Warranty Deed | $305,000 | Provident Title Llc | |
| Warranty Deed | $252,000 | None Available | |
| Warranty Deed | $252,000 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $248,000 | Mti Title Ins Agency Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $395,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $535,000 | -0.9% | $405 / Sq Ft |
| 08/05/2025 08/05/25 | For Sale | $540,000 | +9.3% | $408 / Sq Ft |
| 05/25/2023 05/25/23 | Sold | $494,000 | -1.0% | $374 / Sq Ft |
| 04/14/2023 04/14/23 | For Sale | $499,000 | -- | $377 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,494 | $419,900 | -- | $419,900 |
| 2023 | $3,494 | $276,250 | $0 | $276,250 |
| 2022 | $3,235 | $276,250 | $0 | $276,250 |
| 2021 | $3,068 | $252,530 | $0 | $252,530 |
| 2020 | $3,112 | $252,530 | $0 | $252,530 |
| 2019 | $3,000 | $240,218 | $0 | $240,218 |
| 2018 | $2,624 | $206,401 | $0 | $0 |
| 2017 | $2,590 | $202,353 | $0 | $0 |
| 2016 | $2,679 | $205,610 | $0 | $0 |
| 2015 | $2,581 | $192,504 | $0 | $0 |
| 2014 | $2,552 | $190,546 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Childs
-
Tanya Childs
Seller Co-Listing Agent in 2025
Tanya Childs
Beachy Beach Real Estate
(720) 883-3829
17 in this area
106 Total Sales
-
S
Buyer's Agent in 2025
Scott Pelletier
Sterling Realty LLC
-
Tina Gates
T
Seller's Agent in 2023
Tina Gates
Anchor Realty Florida
(850) 238-2366
27 in this area
36 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 740149
APN: 40000-050-010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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