$505,000
SOLD AUG 14, 2025

41235 Silver Dr Umatilla, FL 32784

4 Beds
3.5 Baths
3,581 Sq Ft
0.4 Acres

Recently Sold

$141 Per Sq Ft

11% Below List Price

151 Days on Market

Highlights

  • 65 Feet of Lake Waterfront
  • Screened Pool
  • Deck
  • Oak Trees
  • Open Floorplan
  • Living Room with Fireplace

About This Home

As of August 2025

The Seller is offering a $10,000 Concession toward’s the buyer’s closing costs!! Welcome to your modern cabin-style home, where rustic charm meets contemporary sophistication. You will feel transcended as you drive into the inviting community and begin to notice how each residence harmoniously blends with the natural surroundings, creating a serene and peaceful atmosphere. Upon arrival, the home’s artistic touches and warm color palette immediately evoke a sense of coziness and elegance. The 3 level, spacious floor plan provides plenty of private spaces offering a cozy, cabin-like feel while maintaining a modern aesthetic. Large windows and sliding glass doors allow abundant sunshine to fill the space, enhancing the connection between the interior and the beautiful natural elements outside. Take in the unbelievable views and breath in the fresh air from the abundant deck space. Whether it’s the lush greenery or tranquil water views, the scenery provides a perfect backdrop for relaxation and reflection. Enjoy your private waterfront on South Twin Lake while fishing, boating, kayaking or paddle boarding. This beautiful, well cared for 4 bedroom/3 1/2 bathroom home with almost a 1/2 ACRE LOT and NO HOA is sure to check all the boxes!! On the main level you will find the living space, fireplace, primary bedroom with en-suite bathroom, kitchen, dining room, laundry room and 1/2 bathroom; 2 bedrooms, 1 bathroom, loft and bonus room are on the 2nd level; and a newly updated 1 bedroom, 1 bathroom in-law suite with full kitchen and game room are on the basement level with its own private entrance and direct access to the screened-in pool. There are 2 storage or workshops spaces, 1 in the 2 car garage and 1 on the back side of the home, as well as a 2nd level storage area above the golf cart garage. Enjoy Florida living in this convenient location with all the major shopping, dining and entertainment that Lake County has to offer. Located just minutes from Lake Sumter State College, Umatilla Municipal Airport, North Lake Community Park, Alexander Springs, Ocala National Forest, Downtown Mount Dora. The home is currently an active short-term rental with numerous 5-star reviews. Be sure to check out the virtual walk-thru to tour this amazing home.

Last Agent to Sell the Property

Kerry Gutierrez

BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P Brokerage Phone: 407-730-8737 License #3268992 Listed on: 01/21/2025

Last Buyer's Agent

Kerry Gutierrez

BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P Brokerage Phone: 407-730-8737 License #3268992 Listed on: 01/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,074

Year Built

  • Built in 1985

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 81x215
  • 65 Feet of Lake Waterfront
  • Lake Front
  • Unincorporated Location
  • Southeast Facing Home
  • Wood Fence
  • Mature Landscaping
  • Oversized Lot
  • Irregular Lot
  • Well Sprinkler System
  • Oak Trees
  • Garden
  • Property is zoned R-2

Parking

  • 3 Car Attached Garage
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • Golf Cart Garage

Home Design

  • Cabin
  • Frame Construction
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 3,581 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Built-In Features
  • Shelving
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Electric Fireplace
  • Blinds
  • Sliding Doors
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Bonus Room
  • Storage Room
  • Inside Utility
  • Lake Views

Kitchen

  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Parquet
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Makeup or Vanity Space

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Interior and Exterior Basement Entry
  • Crawl Space

Home Security

  • Security Gate
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • In Ground Pool
  • Fiberglass Pool
  • Fence Around Pool
  • Pool Lighting

Outdoor Features

  • Riparian rights to water flowing past the property
  • Water Skiing Allowed
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Private Mailbox

Additional Homes

  • 223 SF Accessory Dwelling Unit

Schools

  • Umatilla Elementary School
  • Umatilla Middle School
  • Umatilla High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • Private Sewer
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Silver Beach Heights Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,074

Year Built

Built in 1985

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cabin
  • Construction Materials: HardiPlank Type, Frame
  • Fireplace: Yes
  • Living Area: 3581
  • Lot Size Acres: 0.4
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 4405
  • Lot Size Sq Ft: 17415
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 409.24
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Lake Nona Village Pl Ste 203
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 141.02
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Kitchen,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 223.00
  • Attribution Contact: 407-730-8737
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric, Living Room
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl, Parquet
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Crawlspace
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Stories: 3
  • Window Features: Skylight(s), Aluminum Frames, Blinds
  • Has Basement: Exterior Entry, Finished, Interior Entry
  • Additional Rooms: Bonus Room,Great Room,Inside Utility,Interior In-Law Suite w/Private Entry,Storage Rooms
  • Living Area Meters: 332.69

Exterior Features

  • Direction Faces: Southeast
  • Pool Features: Fiberglass, In Ground, Lighting, Screen Enclosure
  • Exterior Features: Balcony, Garden, Lighting, Private Mailbox, Sliding Doors, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Water
  • Water Body Name: SOUTH TWIN LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Front Porch, Patio, Rear Porch, Screened, Side Porch
  • Road Surface Type: Asphalt, Paved
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 65
  • Flood Zone Panel: 12069C0210E
  • Water Frontage Feet Lake: 65

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Garage, Workshop in Garage

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Private, Public, Sewer Connected, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Private Sewer, Septic Tank
  • Water Source: Public
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK
  • Association: No
  • Security: Security Gate, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Umatilla Elem
  • High School: Umatilla High
  • Middle Or Junior School: Umatilla Middle

Lot Info

  • Zoning: R-2
  • Parcel Number: 01-18-26-0300-00H-00100
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: In County, Irregular Lot, Landscaped, Oversized Lot, Paved, Unincorporated
  • Lot Dimensions: 81x215
  • Property Attached Yn: No
  • Flood Zone Code: X/AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to verify with local municipality.
  • Month To Month Or Weekly YN: 0

Tax Info

  • Tax Annual Amount: 7074.33
  • Tax Block: 00H
  • Tax Book Number: 14-25
  • Tax Lot: 1

Multi Family

  • Waterfront Features: Lake Front, Riparian Rights

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2025
Closed on
Aug 14, 2025
Sold by
Casa Comfort Llc
Bought by
Rivera Roderick and Viana Gonzalez B
Seller's Agent
Kerry Gutierrez
BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P
Buyer's Agent
Kerry Gutierrez
BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P
List Price
$565,000
Sold Price
$505,000
Premium/Discount to List
-$60,000
-10.62%
Views
311
Current Estimated Value
$527,796

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,796
Avg. Annual Appreciation
13.05%
Original Mortgage
$378,750
Outstanding Balance
$377,751
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$150,045

Purchase Details

Listed on
Feb 3, 2022
Closed on
Apr 29, 2022
Sold by
Street Ann and Kelly Jaden Blaze
Bought by
Casa Comfort Llc
Seller's Agent
Patricia Woodhouse
RE/MAX CENTRAL REALTY
Buyer's Agent
Simon Diaz
SPECTRUM PROPERTY GROUP LLC
List Price
$449,900
Sold Price
$399,900
Premium/Discount to List
-$50,000
-11.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.37%
Original Mortgage
$299,925
Interest Rate
4.67%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 15, 2016
Sold by
Willets Ruth M
Bought by
Kelly David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,196
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 1, 2016
Bought by
Kelly David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,196
Interest Rate
3.75%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $505,000 Fidelity National Title Of Flo
Warranty Deed $505,000 Fidelity National Title Of Flo
Warranty Deed $399,900 Orlando Title Professionals
Warranty Deed $210,000 Principal Title Services Llc
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,750 New Conventional
Closed $378,750 New Conventional
Previous Owner $299,925 Construction
Previous Owner $206,196 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2025 08/14/25 Sold $505,000 -4.7% $141 / Sq Ft
06/21/2025 06/21/25 Pending -- -- --
04/17/2025 04/17/25 Price Changed $530,000 -5.4% $148 / Sq Ft
02/27/2025 02/27/25 Price Changed $560,000 -0.7% $156 / Sq Ft
02/20/2025 02/20/25 Price Changed $564,000 -0.2% $157 / Sq Ft
01/21/2025 01/21/25 For Sale $565,000 +41.3% $158 / Sq Ft
05/03/2022 05/03/22 Sold $399,900 -5.9% $157 / Sq Ft View Prior Sale
02/20/2022 02/20/22 Pending -- -- --
02/15/2022 02/15/22 Price Changed $425,000 -5.5% $167 / Sq Ft
02/03/2022 02/03/22 For Sale $449,900 -- $176 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,074 $465,243 $106,250 $358,993
2025 $6,502 $465,243 $106,250 $358,993
2024 $6,502 $465,243 $106,250 $358,993
2023 $6,502 $441,686 $100,000 $341,686
2022 $5,199 $346,150 $85,000 $261,150
2021 $2,939 $222,860 $0 $0
2020 $3,078 $219,784 $0 $0
2019 $3,054 $214,843 $0 $0
2018 $2,922 $210,838 $0 $0
2017 $3,445 $208,767 $0 $0
2016 $2,413 $175,501 $0 $0
2015 $2,468 $174,282 $0 $0
2014 $2,471 $172,899 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6273450

Stellar MLS

APN: 01-18-26-0300-00H-00100