NOT LISTED FOR SALE

413 E Hammond St Otsego, MI 49078

Estimated Value: $192,000 - $253,440

2 Beds
2 Baths
1,176 Sq Ft
$188/Sq Ft Est. Value

Last Sold February 19, 2025

Last sale price $238,000 $202 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $1,343/month

61 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Stream or River on Lot
  • Eat-In Kitchen
  • Otsego High School Rated 9+
  • Porch
  • Snack Bar or Counter

About This Home

As of February 2025

Very sharp home features high ceilings and is move-in ready. 2 bedrooms. 2 full baths. Primary bedroom has a private bath with tiled shower. Appliances are included.

Last Agent to Sell the Property

Mark Doorlag

Doorlag Realty Company License #6506046636 Listed on: 12/03/2024

Last Buyer's Agent

Amy Hamilton

Jaqua, REALTORS License #6501343755

Jaqua, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,083

Year Built

  • Built in 1910

Lot Details

  • 9,540 Sq Ft Lot
  • Lot Dimensions are 56x165
  • 100 Feet of Waterfront
  • Garden

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,176 Sq Ft Home
  • 1-Story Property
  • Replacement Windows
  • Laminate Flooring
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Michigan Basement
  • Laundry in Basement
  • Crawl Space

Outdoor Features

  • Stream or River on Lot
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,083

Year Built

Built in 1910

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1910
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 208.25
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 56x165
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1176.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2083.0
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 100.0
  • Appliances Microwave: Yes
  • Landscape:Garden Area: Yes
  • Substructure:Michigan Basement: Yes
  • Substructure:Crawl Space: Yes
  • General Property Info:SqFt Above Grade: 1176.0
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Laminate Floor: Yes
  • Remarks Misc: Public Remarks: Very sharp home features high ceilings and is move-in ready. 2 bedrooms. 2 full baths. Primary bedroom has a private bath with tiled shower. Appliances are included.
  • Remarks Misc: Agent Only Remarks: Previous pending sale fell through due to buyer changing her mind. Had nothing at all to do with the home or any inspections results.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Laminate
  • Interior Amenities: Center Island, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space, Michigan Basement
  • LivingArea: 1176.0
  • Window Features: Replacement
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 975.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 244900.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Water Body Name: Creek
  • Waterfront Features: Stream/Creek
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener
  • Parking Features Garage Door Opener2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Utilities: Natural Gas Connected
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 0.22
  • Lot Size Area: 0.22
  • Lot Dimensions: 56x165
  • Lot Size Sq Ft: 9540.0

Tax Info

  • Tax Annual Amount: 2083.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2024
Closed on
Feb 19, 2025
Sold by
Southwest Michigan Home Buyers Llc
Bought by
Ciampa Lucas and Norman Jordan
Seller's Agent
Mark Doorlag
Doorlag Realty Company
Buyer's Agent
Amy Hamilton
Jaqua, REALTORS
List Price
$249,900
Sold Price
$238,000
Premium/Discount to List
-$11,900
-4.76%
Views
75
Current Estimated Value
$220,610

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,390
Avg. Annual Appreciation
-9.05%
Original Mortgage
$238,000
Outstanding Balance
$236,591
Interest Rate
6.93%
Mortgage Type
VA
Estimated Equity
-$15,981

Purchase Details

Closed on
Mar 20, 2024
Sold by
Lafountain Jereme
Bought by
Southwest Michigan Home Buyers Llc

Purchase Details

Closed on
Aug 15, 2013
Sold by
Lafountain Jereme and Lafountain Megan May
Bought by
Lafoutain Jereme

Purchase Details

Closed on
Aug 24, 2006
Sold by
Lamper Robert L
Bought by
Vanatta John and Van Atta Carol

Purchase Details

Closed on
Jun 7, 2006
Sold by
Lamper Robert L
Bought by
Lafountain Jereme and Lafountain Megan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,000
Interest Rate
6.66%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ciampa Lucas $238,000 Chicago Title Of Michigan
Southwest Michigan Home Buyers Llc $69,000 Chicago Title Of Michigan
Southwest Michigan Home Buyers Llc $69,000 Chicago Title Of Michigan
Southwest Michigan Home Buyers Llc -- None Listed On Document
Southwest Michigan Home Buyers Llc -- None Listed On Document
Lafoutain Jereme -- Title Source Inc
Vanatta John $20,500 None Available
Lafountain Jereme $82,000 Devon
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ciampa Lucas $238,000
Previous Owner Lafountain Jereme $82,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/19/2025 02/19/25 Sold $238,000 -2.8% $202 / Sq Ft
01/25/2025 01/25/25 Pending -- -- --
12/13/2024 12/13/24 Price Changed $244,900 -2.0% $208 / Sq Ft
12/03/2024 12/03/24 For Sale $249,900 0.0% $213 / Sq Ft
11/27/2024 11/27/24 Pending -- -- --
11/25/2024 11/25/24 For Sale $249,900 -- $213 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,206 $65,200 $11,500 $53,700
2024 $1,350 $54,500 $6,800 $47,700
2023 $1,502 $49,000 $6,400 $42,600
2022 $1,350 $43,700 $6,400 $37,300
2021 $1,345 $39,600 $6,400 $33,200
2020 $1,326 $38,000 $6,400 $31,600
2019 $1,290 $35,400 $6,400 $29,000
2018 $1,263 $33,700 $6,400 $27,300
2017 $0 $33,300 $10,500 $22,800
2016 $0 $28,900 $7,800 $21,100
2015 -- $28,900 $7,800 $21,100
2014 $1,283 $29,500 $10,600 $18,900
2013 $1,283 $29,300 $10,400 $18,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 24060914

MichRIC

APN: 54-453-018-00