Seller's Agent in 2025
Ryan Gehris
USRealty.com, LLP
(866) 807-9087
1 in this area
2,095 Total Sales
413 Fern Trail Signal Mountain, TN 37377
4
Beds
2.5
Baths
2,112
Sq Ft
1
Acres
Highlights
- Water Views
- Deck
- 3 Fireplaces
- Thrasher Elementary School Rated A-
- Contemporary Architecture
- Bonus Room
About This Home
As of August 2025Welcome to 413 Fern Trail, a Shoal Creek Oasis! This custom four bedroom 2 1/2 bath architect designed contemporary is located in the heart of the Palisades just 1 mile from the top of the mountain. This home has an open concept design, with all four bedrooms on the same level. There are two wood-burning fireplaces in the main residence, with wood burning stove in a lower-level studio.
Last Buyer's Agent
Comps Non Member Licensee
COMPS ONLY
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,000
Year Built
- Built in 1977
Lot Details
- 1 Acre Lot
- Lot Dimensions are 199.53x15.5
Parking
- 2 Car Attached Garage
Home Design
- Contemporary Architecture
- Block Foundation
- Built-Up Roof
- Wood Siding
Interior Spaces
- 2,112 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- 3 Fireplaces
- Wood Burning Fireplace
- Double Pane Windows
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Water Views
- Finished Basement
- Partial Basement
- Attic Floors
- Laundry Room
Kitchen
- Convection Oven
- Electric Range
- Dishwasher
- Trash Compactor
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
Outdoor Features
- Deck
- Porch
Schools
- Thrasher Elementary School
- Signal Mountain Middle School
- Signal Mtn High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- North Palisades Subdivision
Listing and Financial Details
- Assessor Parcel Number 108j A 002.01
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 28, 2025
Closed on
Aug 8, 2025
Sold by
Berganini Fred J
Bought by
Reedy Allison and Wolfe Samuel
Seller's Agent
Ryan Gehris
USRealty.com, LLP
Buyer's Agent
Comps Non Member Licensee
COMPS ONLY
List Price
$529,900
Sold Price
$529,900
Views
52
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.43%
Original Mortgage
$379,900
Outstanding Balance
$379,574
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$147,740
Purchase Details
Closed on
Sep 23, 2003
Sold by
Eggen Todd N
Bought by
Berganini Fred J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 29, 1995
Bought by
Eggen Todd N
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $529,900 | Cumberland Title & Guaranty | |
| Quit Claim Deed | -- | -- | |
| Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $379,900 | New Conventional | |
| Previous Owner | $146,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $529,900 | 0.0% | $251 / Sq Ft |
| 06/12/2025 06/12/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $529,900 | -- | $251 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,704 | $76,175 | $0 | $0 |
| 2023 | $1,704 | $76,175 | $0 | $0 |
| 2022 | $1,704 | $76,175 | $0 | $0 |
| 2021 | $1,704 | $76,175 | $0 | $0 |
| 2020 | $1,706 | $61,700 | $0 | $0 |
| 2019 | $1,706 | $61,700 | $0 | $0 |
| 2018 | $1,706 | $61,700 | $0 | $0 |
| 2017 | $1,706 | $61,700 | $0 | $0 |
| 2016 | $1,494 | $0 | $0 | $0 |
| 2015 | $1,494 | $54,025 | $0 | $0 |
| 2014 | $1,494 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Gehris
-
C
Buyer's Agent in 2025
Comps Non Member Licensee
COMPS ONLY
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1513660
APN: 108J-A-002.01
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
Ten-X does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited
Copyright© 2025 by Chattanooga Association of REALTORS®
Nearby Homes
- 958 Signal Rd
- 1018 Ridgeway Ave
- 304 Dawn St
- 921 Ridgeway Ave
- 907 Kentucky Ave
- 122 Green Gorge Rd
- 103 Brow View Ln
- 1425 Sunset Dr
- 1419 Sunset Dr
- 0 E Brow Rd Unit RTC2924570
- 0 E Brow Rd Unit 1515597
- 1301 E Brow Rd
- 1305 E Brow Rd
- 1161 Mountain Creek Rd
- 103 Arrow Dr
- 1157 Mountain Creek Rd
- 5734 U S 127
- 1123 Mountain Creek Rd
- 779 James Blvd
- 206 Palisades Dr