NOT LISTED FOR SALE

413 Montclair Tower Dr Saint Charles, MO 63303

Estimated Value: $230,000 - $264,000

3 Beds
1.5 Baths
1,344 Sq Ft
$183/Sq Ft Est. Value

Last Sold October 11, 2022

Current estimated payment $1,609/month

21 Days on Market

Highlights

  • 2-Story Property
  • End Unit
  • Brick Veneer
  • Harvest Ridge Elementary School Rated A
  • 1 Car Attached Garage
  • Walk-In Closet

About This Home

As of October 2022

This cute condo (2003 build) features an open kitchen/living room combo, all bedrooms being on the second floor, and a brand new 2022 HVAC system. The kitchen has brand new quartz countertops along with recent repairs done to the roof. The home sits right down the road from the Ameristar Casino and only minutes away from other places like The Family Arena, Lindenwood University, and Woodlands Park.

Last Agent to Sell the Property

Marty Walsh

Offerpad Brokerage, LLC License #2021043200 Listed on: 09/02/2022

Last Buyer's Agent

Melissa Cording

Elevate Realty, LLC License #2018002442

Property Details

Home Type

  • Co-Op

Est. Annual Taxes

  • $2,353

Year Built

  • Built in 2003

Lot Details

  • 4,169 Sq Ft Lot
  • End Unit

HOA Fees

  • $110 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Assigned Parking

Home Design

  • 2-Story Property
  • Villa
  • Brick Veneer
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • Sliding Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Schools

  • Harvest Ridge Elem. Elementary School
  • Barnwell Middle School
  • Francis Howell North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • 200 Units

Listing and Financial Details

  • Assessor Parcel Number 3-0162-9436-04-013D.0000000

Property Details

Home Type

Co-Op

Est. Annual Taxes

$2,353

Year Built

Built in 2003

Lot Details

0

HOA Fees

$110 per month

Parking

1

Listing Details

  • Property Type: Condo/Coop/Villa
  • Type: Condo, Cooperative, Villa
  • Style: 2 Story
  • Style Description: Townhouse
  • Municipality Township: St. Charles
  • Special Areas: Entry Foyer, Living Room
  • Unit Location: End Unit
  • Age: 19
  • Ownership: Private
  • Year Built: 2003
  • Special Features: None
  • Property Sub Type: Coop
  • Stories: 2

Interior Features

  • Basement: Full, Poured Concrete
  • Dining Room: Dining/Living Rm Cmb
  • Interior Amenities: Walk-In Closets
  • Kitchen: Center Island, Pantry
  • Main Half Bathrooms: 1
  • Total Living Area: 1344.00
  • Windows/Doors: Sliding Glass Doors
  • Appliances: Dishwasher, Microwave, Range/Oven-Electric
  • Bathrooms: 2.00
  • Bedrooms: 3.00
  • Room Cnt: 7
  • Square Footage: 1344
  • Total Full Baths: 1
  • Total Half Baths: 1

Exterior Features

  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • Parking: Assigned/1 Space, Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 110
  • Association Fee Frequency: Monthly
  • Total Number of Units: 200.00

Schools

  • School District: Francis Howell R-III
  • Elementary School: Harvest Ridge Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High
  • Elementary School: Harvest Ridge Elem.
  • Junior High School: Barnwell Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell North High

Lot Info

  • Lot Description: Sidewalks
  • Lot Sq Ft: 4169
  • Acres: 0.0957

Tax Info

  • Taxes Paid: 1988
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 3-0162-9436-04-013D.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 26, 2025
Sold by
Cording David and Cording Melissa
Bought by
Triple Strand Properties Llc
Current Estimated Value
$245,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$397,500
Outstanding Balance
$397,500
Interest Rate
6.75%
Mortgage Type
Credit Line Revolving
Estimated Equity
-$151,784

Purchase Details

Listed on
Sep 2, 2022
Closed on
Oct 11, 2022
Sold by
Op Spe Phx1 Llc
Bought by
Cording David and Cording Melissa
Seller's Agent
Marty Walsh
Offerpad Brokerage, LLC
Buyer's Agent
Melissa Cording
Elevate Realty, LLC
List Price
$234,900
Views
93

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.00%
Original Mortgage
$185,320
Interest Rate
5.66%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 28, 2022
Closed on
Jul 28, 2022
Sold by
Smith Leslie C
Bought by
Op Spe Phx1 Llc
Seller's Agent
Chad Wilson
Keller Williams Realty West
Buyer's Agent
Default Zmember
Zdefault Office
List Price
$205,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
78.96%

Purchase Details

Listed on
Jun 15, 2016
Closed on
Sep 15, 2016
Sold by
Wasser Joshua A and Wasser Jacqueline R
Bought by
Smith Leslie C
Seller's Agent
Jackie Wasser
Jenah Realty Group
Buyer's Agent
Stephanie Theobald
Keller Williams Realty West
List Price
$139,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.07%
Original Mortgage
$127,645
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 24, 2004
Sold by
Fischer & Frichtel Inc
Bought by
Wasser Douglas G and Wasser Cynthia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,247
Interest Rate
5.67%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Triple Strand Properties Llc -- None Listed On Document
Cording David -- Touchtone Title And Escrow
Op Spe Phx1 Llc -- Touchstone Title & Abstract
Smith Leslie C $130,000 None Available
Wasser Douglas G $136,050 Ust
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Triple Strand Properties Llc $397,500
Previous Owner Cording David $185,320
Previous Owner Smith Leslie C $127,645
Previous Owner Wasser Douglas G $129,247
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/11/2022 10/11/22 Sold -- -- --
09/24/2022 09/24/22 Pending -- -- --
09/02/2022 09/02/22 For Sale $234,900 +14.6% $175 / Sq Ft
07/28/2022 07/28/22 Sold -- -- --
07/28/2022 07/28/22 Pending -- -- --
07/28/2022 07/28/22 For Sale $205,000 +46.5% $153 / Sq Ft
09/15/2016 09/15/16 Sold -- -- --
08/31/2016 08/31/16 Pending -- -- --
06/15/2016 06/15/16 For Sale $139,900 -- $104 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,353 $43,635 -- --
2023 $2,352 $39,476 $0 $0
2022 $1,986 $30,964 $0 $0
2021 $1,988 $30,964 $0 $0
2020 $1,838 $27,488 $0 $0
2019 $1,830 $27,488 $0 $0
2018 $1,711 $24,343 $0 $0
2017 $1,686 $24,343 $0 $0
2016 $1,659 $23,063 $0 $0
2015 $1,655 $23,063 $0 $0
2014 $1,715 $23,213 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS22057091

MARIS MLS

APN: 3-0162-9436-04-013D.0000000