NOT LISTED FOR SALE

413 S 3rd St Effingham, IL 62401

Estimated Value: $116,653 - $316,000

2 Beds
2.5 Baths
1,929 Sq Ft
$94/Sq Ft Est. Value

Sale Details

Date Sold: June 13, 2025

Last sale price $172,000 $89 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,122 / mo

2 Days on Market

Highlights

  • Spa
  • Deck
  • Fenced Yard
  • Cape Cod Architecture
  • Workshop
  • Front Porch

About This Home

As of June 2025

Here is a 'Cute as Button' 2 bed 2.5 bath House in Central Effingham! This home sits on 3 lots, with a pretty white picket fence surrounding a nicely landscaped yard! Step inside to an inviting foyer with coat closet, into the living room with fireplace and built-in's, into the sunroom with newer windows! To the Dining Room attached to the Kitchen nicely remodeled and includes solid counters and appliances! A 1/2 bath and pantry finish out this level. Upstairs you have two nice bedrooms with built-in dresser and walk-in closets, and a Full Bathroom. The basement is finished for more space, a family room, a bathroom, laundry room, and storage. Walk-out door to get outside and enjoy this spacious yard with a 23x19 wood deck with hot tub. Firepit area! Shed with workshop and storage! Carport on the house! Water Heater 2022, HVAC 2023! 100amp Breaker Panel! Move-Right-In!

Last Agent to Sell the Property

Brian Henning

Full Circle Realty License #471019637 Listed on: 05/27/2025

Last Buyer's Agent

Stacy Nelson

Dammerman and Associates Elite Realty License #475190052

Dammerman and Associates Elite Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,611

Year Built

  • Built in 1940

Lot Details

  • 16,553 Sq Ft Lot
  • Fenced Yard

Parking

  • 1 Carport Space

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Masonite

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • Workshop

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet

Finished Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access

Outdoor Features

  • Spa
  • Deck
  • Shed
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Gillenwater Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316037025 & 026

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,611

Year Built

Built in 1940

Lot Details

0.38 Acres

Listing Details

  • Above Grade Finished Sq Ft: 1199.0
  • Directions: From East Fayette, South on 3rd St. Just before the tracks on your right. Corner of National and 3rd.
  • Lot Size Acres: 0.38
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Gravel
  • Building Stories: 2
  • Subdivision Name: Gillenwater Add
  • Year Built: 1940
  • Architectural Style: Cape Cod
  • Garage Yn: No
  • Unit Levels: Two
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Range, Refrigerator
  • Has Basement: Finished, Walk-Up Access, Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 730.0
  • Interior Amenities: Fireplace, Pantry, Walk-In Closet(s)
  • Private Spa: Yes
  • Fireplace Features: Family/Living/Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Stories: 2

Exterior Features

  • Construction Type: Masonite
  • Exterior Features: Deck, Fence, Hot Tub/Spa, Shed, Workshop
  • Roof: Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Deck

Garage/Parking

  • Carport Spaces: 1.0
  • Parking Features: Carport

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 16553.0
  • Parcel #: 0316037025 & 026
  • Zoning: RES

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 1611.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2025
Closed on
Jun 13, 2025
Sold by
Bought by
Seller's Agent
Brian Henning
Full Circle Realty
Buyer's Agent
Stacy Nelson
Dammerman and Associates Elite Realty
List Price
$159,900
Sold Price
$172,000
Premium/Discount to List
$12,100
7.57%
Views
10
Current Estimated Value
$182,163

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,163
Avg. Annual Appreciation
5.79%
Original Mortgage
$168,884
Outstanding Balance
$168,465
Interest Rate
6.99%
Mortgage Type
FHA
Estimated Equity
$13,698

Purchase Details

Closed on
Jun 26, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,000
Interest Rate
4.94%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$516,000 None Listed On Document
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $168,884
Previous Owner $67,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/13/2025 06/13/25 Sold $172,000 +7.6% $89 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
05/27/2025 05/27/25 For Sale $159,900 -- $83 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,658 $30,540 $11,650 $18,890
2023 $1,482 $27,760 $10,590 $17,170
2022 $1,363 $25,470 $9,720 $15,750
2021 $1,393 $25,210 $9,620 $15,590
2020 $1,356 $24,500 $9,350 $15,150
2019 $1,326 $24,260 $9,260 $15,000
2018 $1,266 $23,320 $8,900 $14,420
2017 $1,236 $22,870 $8,730 $14,140
2016 $1,198 $22,210 $8,480 $13,730
2015 -- $21,560 $8,230 $13,330
2014 -- $20,930 $7,990 $12,940
2013 -- $20,520 $7,830 $12,690
2012 -- $20,210 $7,710 $12,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6252152

APN: 0316037025

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