$325,000

413 Terning Way Howard Lake, MN 55349

Estimated payment $2,069/month

Total Views 1,123
3 Beds
2 Baths
1,328 Sq Ft
$245 Price per Sq Ft

Highlights

  • No HOA
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Stainless Steel Appliances
  • Living Room
  • Combination Kitchen and Dining Room

About This Home

This like new home is full of warmth, character, and room to grow. Step inside to an inviting living area with large windows and tons of natural light. The kitchen and dining area sit at the heart of the home, offering a comfortable space for everyday living and entertaining. The primary bedroom features its own private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. The partially finished basement is still a blank canvas, ready for your imagination-future playroom, media room, or extra storage. The drywall is up, you just need to paint and add flooring! Outside, the property features a large open yard with plenty of space to relax, entertain or garden. This home is ready to welcome its next chapter - come take a look!

Listing Agent

Candice Lehn

Edina Realty, Inc. Listed on: 11/24/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,373

Year Built

  • Built in 2020

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 62x144x91x141

Parking

  • 3 Car Attached Garage

Home Design

  • Split Level Home
  • Vinyl Siding

Interior Spaces

  • 1,328 Sq Ft Home
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Sump Pump
  • Drain
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service

Community Details

  • No Home Owners Association
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050002080

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,373

Year Built

Built in 2020

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2020
  • Above Grade Finished Sq Ft: 1328
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Drain Tiled, Partially Finished, Sump Pump, Walkout
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 1328
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt

Garage/Parking

  • Parking Features: Attached Garage, Concrete

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: In-Ground Sprinkler

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 62x144x91x141
  • Lot Size Sq Ft: 10454.4
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 109050002080
  • Tax Annual Amount: 4373
  • TaxWithAssessments: 6690.0000

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,690 $310,000 $53,700 $256,300
2024 $4,124 $306,900 $49,800 $257,100
2023 $3,770 $311,600 $41,800 $269,800
2022 $3,246 $276,000 $38,800 $237,200
2021 $438 $207,600 $21,400 $186,200
2020 $194 $26,600 $16,000 $10,600
2019 $194 $9,500 $0 $0
2018 $522 $9,500 $0 $0
2017 $536 $3,600 $0 $0
2016 $574 $0 $0 $0
2015 $74 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/24/2025 11/24/25 For Sale $325,000 -- $245 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $222,000 Land Title Inc
Warranty Deed $3,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $224,242 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 6820803

NorthstarMLS

APN: 109-050-002080