$290,000
SOLD SEP 19, 2025

4131 Merrifield Ct Chipley, FL 32428

3 Beds
2.5 Baths
2,000 Sq Ft
0.3 Acres

Recently Sold

$145 Per Sq Ft

15% Below List Price

164 Days on Market

Highlights

  • Golf Course Community
  • Lake View
  • Craftsman Architecture
  • New Construction
  • Waterfront
  • No HOA

About This Home

As of September 2025

Introducing this splendid newly constructed 2,000 square foot residence, perfectly positioned to overlook the serene Boat Lake. This two-story gem is built with longevity in mind, featuring 2x6 construction in the walls and foam insulation in the ceiling, ensuring superior energy efficiency and structural integrity. The array of custom details includes soaring ceilings on the first floor, a built-in fireplace for cozy evenings, and an abundance of recessed and custom lighting fixtures. The grandeur is amplified by expansive crown molding and tall, elegant windows with transoms enhancing select doorways. The dining space, enriched with captivating lake views, opens onto a generous covered back patio through a sleek glass door, ideal for alfresco dining or morning coffee. The kitchen is a chef's delight, boasting plentiful cabinetry and sprawling granite countertops. A covered front porch adds to the home's charm. Ascend to the second level where the extensive master suite awaits, featuring a spacious closet within the ensuite bathroom, and offering stunning views of the lake. A glass door from the master suite opens to a private covered balcony, extending the living space outdoors. Nestled at the end of a quiet cul-de-sac just off Shenandoah Boulevard and approximately a mile from Hwy 77, this home offers convenient access to Panama City, Chipley, and the World's Most Beautiful Beaches. Residents can also enjoy a leisurely round of golf at the nearby 18-hole course, suitable for all skill levels. This exceptional property promises a lifestyle of luxury and tranquility.

Last Agent to Sell the Property

Cindy Birge

Elite Realty License #3055777 Listed on: 03/15/2025

Last Buyer's Agent

Cindy Birge

Elite Realty License #3055777 Listed on: 03/15/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 70x148x130x210
  • Waterfront

Parking

  • Paved Parking

Home Design

  • Craftsman Architecture
  • HardiePlank Type

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Lake Views
  • Fire and Smoke Detector
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Utilities

  • Central Heating and Cooling System

Community Details

Overview

  • No Home Owners Association
  • Sunny Hills Subdivision

Recreation

  • Golf Course Community
  • Park

Home Details

Home Type

Single Family

Year Built

Built in 2024 | New Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.3
  • Lot Size: 70x148x130x210
  • Subdivision Name: Sunny Hills
  • Architectural Style: Craftsman
  • Unit Levels: Two
  • New Construction: Yes
  • Building Stories: 2
  • Property Sub Type Additional: Single Family Residence
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Appliances: Electric Range
  • Interior Amenities: Interior Steps
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Laundry, Living Room, Primary Bedroom, Patio
  • Stories: 2

Exterior Features

  • View: Lake
  • View: Yes
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Patio And Porch Features: Balcony, Covered, Patio, Porch

Garage/Parking

  • Parking Features: Paved
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Boat Facilities, Golf, Park
  • Amenities: Gazebo
  • Association: No

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 13068.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2025
Closed on
Sep 19, 2025
Sold by
Fernandez Joey
Bought by
Davis Tisha
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Cindy Birge
Elite Realty
List Price
$339,900
Sold Price
$290,000
Premium/Discount to List
-$49,900
-14.68%
Views
93
Current Estimated Value
$292,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,468
Avg. Annual Appreciation
3.19%
Original Mortgage
$232,000
Outstanding Balance
$231,796
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$60,672

Purchase Details

Closed on
May 5, 2022
Sold by
Jadwiga Kuc
Bought by
Fernandez Joey

Purchase Details

Closed on
Feb 21, 2017
Sold by
Diaz Boguslawa
Bought by
Kuc Jadwiga and Kuc Stanley

Purchase Details

Closed on
Mar 24, 2015
Sold by
Kuc Jadwiga and Kuc Stanislaw
Bought by
Diaz Boguslawa

Purchase Details

Closed on
Jul 11, 2013
Sold by
Mierzwa Anthony and Weber Boguslawa
Bought by
Kue Jadwiga and Kue Stanislaw

Purchase Details

Closed on
Feb 1, 2012
Sold by
Kuc Jadwiga and Kuc Stanislaw
Bought by
Mierzwa Anthony and Weber Boguslawa
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 Panhandle Land Title
Warranty Deed $15,000 Diamond Title
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/19/2025 09/19/25 Sold $290,000 -7.9% $145 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
06/11/2025 06/11/25 Price Changed $314,900 -7.4% $157 / Sq Ft
03/15/2025 03/15/25 For Sale $339,900 -- $170 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,213 $197,652 $11,000 $186,652
2024 $106 $5,000 $5,000 --
2023 $105 $5,000 $5,000 $0
2022 $72 $3,500 $3,500 $0
2021 $62 $2,000 $2,000 $0
2020 $58 $1,800 $1,800 $0
2019 $58 $1,800 $1,800 $0
2018 $59 $1,800 $1,800 $0
2017 $61 $1,800 $1,800 $0
2016 $61 $1,800 $0 $0
2015 $65 $2,000 $0 $0
2014 -- $2,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 770415

Central Panhandle Association of REALTORS®

APN: 00000000-19-1092-0006