NOT LISTED FOR SALE

4132 Cobalt Cir Unit RO15 Panama City Beach, FL 32408

Estimated Value: $550,000 - $734,000

4 Beds
4.5 Baths
3,716 Sq Ft
$1,082/mo HOA Fee

Last Sold July 15, 2024

Last sale price $510,000 $137 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $4,753/month

317 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Fishing
  • J.R. Arnold High School Rated A-
  • Heated In Ground Pool
  • Bay View

About This Home

As of July 2024

Upscale - Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. This beautiful 3 story townhome includes 4 bedrooms, 4 1/2 baths and separate carriage house over the 2 car garage that's perfect for family and friends. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner stove with convection oven, Bosch dishwasher, ice maker and Sub-Zero wine chiller at the wet bar. The pantry and laundry room are located in between the garage and the kitchen. Through the French doors in the dining room, you can relax in your own private courtyard. From the built-in bookcases in the living area to the crown molding throughout, you'll want to call this house your home. Enjoy the bay view lounging at the pool or enjoy a walk along one of the largest private piers in the area. Club house includes movie theater, meeting room, kitchen, fitness center and outdoor kitchen. Must see to appreciate this gem!

Last Agent to Sell the Property

Tina Gates

Anchor Realty Florida Listed on: 04/04/2023

Last Buyer's Agent

Tina Gates

Anchor Realty Florida

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,375

Year Built

  • Built in 2007

Lot Details

  • Landscaped

HOA Fees

  • $1,082 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Additional Parking
  • On-Street Parking

Home Design

  • Entry on the 3rd floor
  • Exterior Columns
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 3,716 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Bookcases
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Storage
  • Washer and Dryer Hookup
  • Bay Views

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • In-Law or Guest Suite

Home Security

Pool

  • Heated In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Balcony
  • Covered Patio or Porch
  • Outdoor Living Area

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet

Community Details

Overview

  • Association fees include management, clubhouse, insurance, legal/accounting, ground maintenance, pest control, pool(s), sewer, trash, water
  • First Service Resid. Association
  • Low-Rise Condominium
  • Waterhaven Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Boat Dock
  • Beach
  • Community Pool
  • Fishing

Security

  • Security Service
  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,375

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,082 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Condominium
  • Road Surface Type: Paved
  • Subdivision Name: Waterhaven
  • Architectural Style: Low Rise
  • Entry Level: 3
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Range Hood, Wine Cooler
  • Interior Amenities: Wet Bar, Bookcases, In-Law Floorplan, Kitchen Island, Other, Pantry, Split Bedrooms, Storage
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 3715.55
  • Dining Room Type: Bedroom, Dining Room, In-Law Suite, Kitchen, Living Room, Primary Bedroom
  • Stories: 3
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Fenced, Gas Heat, In Ground, Community
  • View: Bay, Other
  • View: Yes
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Exterior Features: Balcony, Columns, Outdoor Living Area
  • Patio And Porch Features: Balcony, Covered, Porch
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Attached, Garage, On Street
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, High Speed Internet Available, Sewer Connected, Trash Collection
  • Security Features: Fire Alarm, Fire Sprinkler System, Gated Community, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s), Multi Units
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 3247.14
  • Community Features: Barbecue, Beach, Boat Facilities, Clubhouse, Dock, Fitness Center, Fishing, Other, Pool, See Remarks, Waterfront, Gated, Sidewalks
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association Name: First Service Resid.
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Landscaped, Other

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 3375.0
  • Tax Year: 2022

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2023
Closed on
Jul 15, 2024
Sold by
Gilbert Howard T
Bought by
Knaps Mark and Knaps Candice Northrop
Seller's Agent
Tina Gates
Anchor Realty Florida
Buyer's Agent
Tina Gates
Anchor Realty Florida
List Price
$549,000
Sold Price
$510,000
Premium/Discount to List
-$39,000
-7.1%
Views
199
Current Estimated Value
$638,459

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$128,459
Avg. Annual Appreciation
19.02%
Original Mortgage
$130,000
Outstanding Balance
$123,683
Interest Rate
6.29%
Mortgage Type
New Conventional
Estimated Equity
$514,776

Purchase Details

Closed on
Nov 30, 2017
Sold by
Mccain Lioyd Russel and Mccain Patricia S
Bought by
Gilbert Howard T and Gilbert Virginia C

Purchase Details

Closed on
Mar 5, 2015
Sold by
Hw St Andrews Condos Llc
Bought by
Mccain Lloyd Russel and Mccain Patricia S

Purchase Details

Closed on
Mar 4, 2015
Sold by
Hw St Andrews Condos Llc
Bought by
Mccain Lloyd Russel and Mccain Patricia S
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Knaps Mark $510,000 Defender Title & Escrow
Gilbert Howard T $362,500 Attorney
Mccain Lloyd Russel $289,000 Mti Title Ins Agency Inc
Mccain Lloyd Russel $289,000 Mti Title Ins Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Knaps Mark $130,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/15/2024 07/15/24 Sold $510,000 -5.4% $137 / Sq Ft
02/25/2024 02/25/24 Pending -- -- --
02/15/2024 02/15/24 Price Changed $539,000 -1.8% $145 / Sq Ft
10/02/2023 10/02/23 For Sale $549,000 0.0% $148 / Sq Ft
10/02/2023 10/02/23 Off Market $549,000 -- --
09/22/2023 09/22/23 Price Changed $549,000 -0.2% $148 / Sq Ft
09/07/2023 09/07/23 Price Changed $549,999 -3.1% $148 / Sq Ft
08/03/2023 08/03/23 Price Changed $567,500 -0.4% $153 / Sq Ft
07/14/2023 07/14/23 Price Changed $570,000 -0.9% $153 / Sq Ft
05/17/2023 05/17/23 Price Changed $575,000 -0.3% $155 / Sq Ft
04/13/2023 04/13/23 For Sale $576,900 -- $155 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,872 $562,060 -- $562,060
2023 $3,872 $345,533 $0 $0
2022 $3,479 $335,469 $0 $0
2021 $3,493 $325,698 $0 $0
2020 $3,488 $335,800 $0 $0
2019 $3,441 $328,090 $0 $0
2018 $3,424 $308,125 $0 $0
2017 $2,948 $268,178 $0 $0
2016 $2,932 $262,662 $0 $0
2015 $3,995 $296,077 $0 $0
2014 $3,640 $269,161 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 740118

Central Panhandle Association of REALTORS®

APN: 40000-050-071