4134 Cobalt Cir Unit RO14 Panama City Beach, FL 32408
Upper Grand Lagoon NeighborhoodEstimated payment $4,619/month
Highlights
- Waterfront
- Boat Dock
- Gated Community
- J.R. Arnold High School Rated A-
- Boat or Launch Ramp
- Maid or Guest Quarters
About This Home
Seller financing available.
Connect with listing agent for details.
Luxurious Townhome with Private In-Law Suite in Gated Waterhaven Community
Experience the perfect blend of elegance, modern comfort, and versatile living in this beautifully updated three-story townhome, located in the prestigious, gated Waterhaven community. Boasting over $50,000 in recent improvements, this 4-bedroom, 4.5-bath residence offers over-the-top functionality with a separate carriage house in-law suite ideal for guests, multigenerational living.
Step inside to discover luxury vinyl plank flooring, fresh designer paint, upgraded lighting, new blinds, and stylish fans throughout. The gourmet kitchen is a chef's dream, featuring a large island, freshly painted cabinetry, and high-end appliances including a Viking range, Subzero refrigerator, new Bosch dishwasher, microwave, ice-maker, and beverage fridge at the wet bar.
Elegant French doors open from the dining room to a private courtyard, perfect for relaxing or entertaining under the stars. Attention to detail is found throughout the home, from intricate wood trim and crown molding to tray ceilings and curated wallpaper accents.
Above the two-car garage, the fully equipped carriage house offers a private retreat with its own kitchen, full bath, and sitting area providing exceptional flexibility for extended family, guests, or a home office.
Waterhaven residents enjoy resort-style amenities, including a bay front pool, expansive private pier, community clubhouse with theater, kitchen, fitness center, outdoor grilling station, and a grand meeting room for events.
Open House Schedule
-
Saturday, September 13, 202512:00 to 2:00 pm9/13/2025 12:00:00 PM +00:009/13/2025 2:00:00 PM +00:00Welcome home, gates will be open call listing agent with any questions. Jen V 401-548-2690Add to Calendar
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $6,086
Year Built
- Built in 2007
HOA Fees
- $1,409 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Newly Painted Property
- Exterior Columns
- Wallpaper
- Metal Roof
Interior Spaces
- 2,860 Sq Ft Home
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Recessed Lighting
- Living Room
- Dining Room
Kitchen
- Gas Oven or Range
- Microwave
- Dishwasher
- Wine Refrigerator
- Kitchen Island
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- Maid or Guest Quarters
- In-Law or Guest Suite
- Cultured Marble Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Hollywood Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Boat or Launch Ramp
- Docks
- Balcony
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Multiple cooling system units
- Cooling System Mounted To A Wall/Window
- Multiple Water Heaters
Listing and Financial Details
- Assessor Parcel Number 40000-050-070
Community Details
Overview
- Association fees include accounting, ground keeping, internet service, management, master, sewer, water
- 3 Buildings
- 3 Units
- Waterhaven Subdivision
Amenities
- Game Room
- Recreation Room
- Elevator
- Community Storage Space
Recreation
- Boat Dock
- Community Boat Launch
- Waterfront
Pet Policy
- Pets Allowed
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,930 | $551,834 | -- | $551,834 |
| 2023 | $4,930 | $372,632 | $0 | $414,700 |
| 2022 | $4,376 | $338,756 | $0 | $0 |
| 2021 | $3,733 | $307,960 | $0 | $307,960 |
| 2020 | $3,786 | $307,960 | $0 | $307,960 |
| 2019 | $3,864 | $310,350 | $0 | $310,350 |
| 2018 | $3,881 | $306,850 | $0 | $0 |
| 2017 | $3,788 | $297,440 | $0 | $0 |
| 2016 | $3,858 | $297,440 | $0 | $0 |
| 2015 | $3,966 | $297,440 | $0 | $0 |
| 2014 | $3,621 | $271,700 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Price Changed | $499,999 | -5.6% | $175 / Sq Ft |
| 08/03/2025 08/03/25 | Price Changed | $529,900 | -1.9% | $185 / Sq Ft |
| 07/13/2025 07/13/25 | Price Changed | $539,999 | -1.8% | $189 / Sq Ft |
| 05/24/2025 05/24/25 | For Sale | $549,999 | +103.7% | $192 / Sq Ft |
| 07/20/2022 07/20/22 | Off Market | $270,000 | -- | -- |
| 07/01/2017 07/01/17 | Sold | $270,000 | -14.3% | $94 / Sq Ft |
| 06/03/2017 06/03/17 | Pending | -- | -- | -- |
| 09/25/2016 09/25/16 | For Sale | $315,000 | -- | $110 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | Omega National Title Agency Ll | |
| Warranty Deed | -- | None Available | |
| Special Warranty Deed | $270,000 | Shore To Shore Llc | |
| Trustee Deed | $211,000 | None Available | |
| Special Warranty Deed | $1,052,500 | Northwest Fl Title Svcs Llc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $125,000 | New Conventional | |
| Previous Owner | $52,600 | Credit Line Revolving | |
| Previous Owner | $841,984 | Purchase Money Mortgage |
Source: Emerald Coast Association of REALTORS®
MLS Number: 977144
APN: 40000-050-070
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