$525,000
SOLD AUG 28, 2025

4136 Cobalt Cir Unit RO13 Panama City Beach, FL 32408

Upper Grand Lagoon Neighborhood
4 Beds
4.5 Baths
2,939 Sq Ft
2007 Built

Recently Sold

$179 Per Sq Ft

0 Day on Market

Highlights

  • Deeded access to the beach
  • Gated Community
  • Dining Room
  • J.R. Arnold High School Rated A-
  • Living Room
  • 2 Car Garage

About This Home

As of August 2025

Waterhave 4 bedroom/4.5 bath townhome

Last Agent to Sell the Property

Tina Gates

Anchor Realty Florida Listed on: 08/01/2025

Last Buyer's Agent

Tina Gates

Anchor Realty Florida

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,323

Year Built

  • Built in 2007

Parking

  • 2 Car Garage

Interior Spaces

  • 3-Story Property
  • Living Room
  • Dining Room

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Deeded access to the beach

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management, boat ramp, clubhouse, fitness facility, legal/accounting, ground maintenance, pest control, pool(s), sewer, trash, water
  • Low-Rise Condominium
  • Waterhaven Subdivision

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,323

Year Built

Built in 2007

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Condominium
  • Subdivision Name: Waterhaven
  • Architectural Style: Low Rise
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 3

Interior Features

  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Dining Room Type: Dining Room, Kitchen, Living Room, Primary Bedroom
  • Stories: 3

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes

Utilities

  • Utilities: Trash Collection
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Amenities: Beach Rights, Gated, Barbecue
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Boat Ramp, Clubhouse, Fitness Facility, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 6323.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2025
Closed on
Aug 28, 2025
Sold by
Blair William Clint and Stacy Read
Bought by
Elias Revocable Family Trust and Elias
Seller's Agent
Tina Gates
Anchor Realty Florida
Buyer's Agent
Tina Gates
Anchor Realty Florida
List Price
$525,000
Sold Price
$525,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
455.65%

Purchase Details

Listed on
Dec 1, 2023
Closed on
Mar 14, 2024
Sold by
Mishra Manoj and Mishra Neha
Bought by
Blair William Clint and Blair Stacy Read
Seller's Agent
Shirlise Hamati
Counts Real Estate Group Inc
Buyer's Agent
Tina Gates
Anchor Realty Florida
List Price
$555,000
Sold Price
$533,000
Premium/Discount to List
-$22,000
-3.96%
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.03%

Purchase Details

Closed on
Dec 7, 2020
Sold by
Holt William Stapp and Holt Cynthia Gwaltney
Bought by
Mishra Manoj and Mishra Neha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
2.8%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Mar 15, 2019
Sold by
Lott Bradley and Lott Rosanne
Bought by
Gwaltney Holt William Stapp and Gwaltney Holt Cynthia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2012
Sold by
Hw St Andrews Condos Llc
Bought by
Lott Bradley

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,920
Interest Rate
3.53%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 Clear Title
Warranty Deed $525,000 Clear Title
Warranty Deed $533,000 None Listed On Document
Warranty Deed $375,000 Setco Services Llc
Warranty Deed $420,000 Diamond Title Agency Inc
Warranty Deed $289,900 Mti Title Ins Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $210,000 Balloon
Previous Owner $15,000 Seller Take Back
Previous Owner $336,000 New Conventional
Previous Owner $42,000 Non Purchase Money Mortgage
Previous Owner $231,920 Seller Take Back
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Sold $525,000 0.0% $179 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $525,000 -1.5% $179 / Sq Ft
03/14/2024 03/14/24 Sold $533,000 -4.0% $181 / Sq Ft
02/29/2024 02/29/24 Pending -- -- --
12/01/2023 12/01/23 For Sale $555,000 -- $189 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,368 $468,771 -- --
2023 $5,368 $426,155 $0 $426,155
2022 $4,752 $390,363 $0 $0
2021 $4,296 $354,875 $0 $354,875
2020 $4,357 $354,875 $0 $354,875
2019 $3,623 $290,800 $0 $290,800
2018 $3,458 $273,100 $0 $0
2017 $3,414 $267,750 $0 $0
2016 $3,964 $305,656 $0 $0
2015 $4,027 $298,163 $0 $0
2014 $3,669 $271,057 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    Tina Gates

    Anchor Realty Florida

    (850) 238-2366

    28 in this area

    38 Total Sales

    Tina Gates
    Section Image
  • Shirlise Hamati

    Seller's Agent in 2024

    Shirlise Hamati

    Counts Real Estate Group Inc

    (850) 276-7312

    20 in this area

    75 Total Sales

    Shirlise Hamati
    Section Image
  • Jessie Pate

    Seller Co-Listing Agent in 2024

    Jessie Pate

    Counts Real Estate Group Inc

    (850) 527-7192

    19 in this area

    74 Total Sales

    Jessie Pate
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 777038

Central Panhandle Association of REALTORS®

APN: 40000-050-069

Florida Bay County Panama City Beach 32408 Upper Grand Lagoon

4136 Cobalt Cir Unit RO13, Panama City Beach, FL

This home is located at 4136 Cobalt Cir Unit RO13, Panama City Beach, FL 32408 and is currently priced at $525,000, approximately $178 per square foot. This property was built in 2007. 4136 Cobalt Cir Unit RO13 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Patronis Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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