$294,000
SOLD JUL 23, 2025
3 Beds
2 Baths
1,386 Sq Ft
1925 Built

Recently Sold

$212 Per Sq Ft

29 Days on Market

Highlights

  • Deck
  • Mud Room
  • Laundry Room
  • South Elgin High School Rated A-
  • Living Room
  • Central Air

About This Home

As of July 2025

Welcome to 414 Dwight Street, a charming and well-maintained home nestled in the heart of Elgin. This inviting property features a classic exterior and a warm, comfortable interior ideal for both first-time buyers and growing households. Inside, you'll find a spacious living room filled with natural light, a functional kitchen with ample cabinet space, and a separate dining area perfect for everyday meals or hosting guests. The home offers 3 generously sized bedrooms, 2 bathrooms, and a full basement providing additional storage. Outside, enjoy a large deck and oversized yard, prefect for entertaining. Just minutes from parks, downtown Elgin, and public transportation. This is a great opportunity to own a solid home in a convenient location-schedule your showing today!

Last Agent to Sell the Property

Michael Scanlon

eXp Realty License #475188240 Listed on: 05/01/2025

eXp Realty

Co-Listed By

Steven

eXp Realty License #475195144

Last Buyer's Agent

Eddie Quintana-Garcia

Netgar Investments, Inc License #475176345

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,652

Year Built

  • Built in 1925

Lot Details

  • Lot Dimensions are 132x66
  • Paved or Partially Paved Lot

Parking

  • 1 Car Garage

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,386 Sq Ft Home
  • 2-Story Property
  • Mud Room
  • Family Room
  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House
  • Laundry Room

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,652

Year Built

Built in 1925

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1925
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1386
  • Room Type: Mud Room, Other Room, Pantry
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 294000
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: On Site, Detached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 132X66
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8

Tax Info

  • Tax Annual Amount: 5652
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Jul 2, 2025
Sold by
Csma Blt Llc
Bought by
Ochoa Jesus Navarrete and Diaz Maria E
Seller's Agent
Michael Scanlon
eXp Realty
Buyer's Agent
Eddie Quintana-Garcia
Netgar Investments, Inc
List Price
$294,000
Sold Price
$294,000
Views
97

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.85%
Original Mortgage
$14,700
Outstanding Balance
$14,700
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$271,397

Purchase Details

Closed on
Jul 28, 2015
Sold by
Bltrejv3 Chicago Llc
Bought by
Csma Blt Llc

Purchase Details

Closed on
Nov 26, 2012
Sold by
Gonzalez Jorge
Bought by
Bltrejv3 Chicago Llc

Purchase Details

Closed on
Oct 25, 1999
Sold by
Marron Jose T
Bought by
Gonzalez Jorge

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,556
Interest Rate
7.72%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 25, 1997
Sold by
Chapman Scott Allan
Bought by
Gonzalez Jorge and Marron Jose T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,299
Interest Rate
7.46%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $294,000 None Listed On Document
Warranty Deed $13,744,500 Attorney
Sheriffs Deed $32,500 Greater Illinois Title Compa
Quit Claim Deed -- First American Title Ins Co
Warranty Deed $87,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $14,700 New Conventional
Open $288,674 FHA
Previous Owner $249,930,700 Loan Amount Between Ten & Ninety Nine Billion
Previous Owner $20,000 Stand Alone Second
Previous Owner $107,590 FHA
Previous Owner $102,556 FHA
Previous Owner $86,299 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 Sold $294,000 0.0% $212 / Sq Ft
05/30/2025 05/30/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $294,000 -- $212 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,873 $73,391 $13,160 $60,231
2023 $5,652 $66,303 $11,889 $54,414
2022 $5,242 $60,457 $10,841 $49,616
2021 $5,043 $56,523 $10,136 $46,387
2020 $4,729 $51,851 $9,676 $42,175
2019 $4,613 $49,391 $9,217 $40,174
2018 $3,860 $39,042 $8,683 $30,359
2017 $3,796 $36,909 $8,209 $28,700
2016 $3,652 $34,242 $7,616 $26,626
2015 -- $31,386 $6,981 $24,405
2014 -- $30,999 $6,895 $24,104
2013 -- $36,183 $7,077 $29,106
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12351910

Midwest Real Estate Data (MRED)

APN: 06-24-404-008