$90,000
SOLD JUN 30, 2025

414 N Water St Georgetown, OH 45121

3 Beds
2.5 Baths
1,484 Sq Ft
8,041 Sq Ft Lot

Recently Sold

$61 Per Sq Ft

50% Below List Price

109 Days on Market

Highlights

  • Traditional Architecture
  • Central Air
  • Concrete Flooring
  • No HOA

About This Home

As of June 2025

HUD Case # 411-652903. This 2 story home features an updated kitchen with adjoining breakfast room with walkout to deck. Primary bdrm with adjoining bath, full basement, covered front porch. Move-in condition with lots of room. HUD homes are sold in AS IS condition with no warranties.

Last Agent to Sell the Property

Chris Parchman

Coldwell Banker Realty License #2016002503 Listed on: 01/30/2025

Coldwell Banker Realty

Co-Listed By

Cheryl Eckelman

Coldwell Banker Realty License #2020001254

Last Buyer's Agent

Lora Westfall

Comey & Shepherd License #2017001895

Comey & Shepherd

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,382

Year Built

  • Built in 1938

Lot Details

  • 8,041 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,484 Sq Ft Home
  • 2-Story Property
  • Vinyl Clad Windows
  • Basement Fills Entire Space Under The House
  • Oven or Range

Flooring

  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Air
  • Natural Gas Not Available
  • Electric Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,382

Year Built

Built in 1938

Lot Details

0

Listing Details

  • Suburb: Pleasant Twp.
  • Land Description: Less than .5 Acre
  • Broker Approved: Yes
  • Basement Sq Ft: 824
  • Census Tract Realist: 9518.00
  • Cooling: Central Air
  • Heating: Electric
  • Lot Area Realist: 8040.00
  • Sub Lease Expiration Date: 1800-01-01T00:00:00.000-05:00
  • Suburb S I C: Pleasant Twp.
  • Taxes Annual: 1382
  • Price Per Acre: 487540.63
  • Zoning: Residential
  • Basement Features: Concrete Floor
  • Level 1 Bathroom Type: Partial
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: No
  • Breakfast Room Area: 144
  • Living Great Rm Area: 234
  • Living Great Rm Dim: 18 x 13
  • Living Great Rm Len: 18
  • Living Great Rm Wid: 13
  • Living Room Feat: Walkout, Laminate Floor
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Electric
  • Year Built: 1938
  • Architecture: Traditional
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bedrooms: 3
  • Directions: Mt Orab Pike to Ohio St to N Water St
  • Lot Measurement: Acres
  • Status: Sold
  • Property Subtype 1: Single Family Residence
  • Street Direction: N
  • Occupancy: At Closing
  • Second Floor Area: 660
  • ADU Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedroom 2: 10x11 Level: 2
  • Bedroom 3: 10x9 Level: 2
  • Breakfast Room: 12x12 Level: 1
  • Living Room: 18x13 Level: 1
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $691
  • Appliances: Oven/Range, Refrigerator
  • Bedroom 2 Area: 110
  • Basement: Full
  • Bedroom 3 Area: 90
  • Bathrooms: 3.00
  • Kitchen Dim: 0 x 0
  • Levels: Two
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Level 1 Bath: 2
  • Bathroom 2: Full
  • Bathroom 2 Level: 2
  • Laundryroom Dim: 0 x 0
  • Recreation Room Dim: 0 x 0
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 1484.00
  • Total Rooms: 6
  • Windows: Vinyl
  • PrimaryBedroomArea: 143
  • PrimaryBedroomDim: 13 x 11
  • PrimaryBedroomLen: 13
  • Primary Bathrooms: Shower
  • PrimaryBedFeat: Bath Adjoins, Wall-to-Wall Carpet
  • P R I M A R Y B E D R O O M: 13x11 Level: 2

Exterior Features

  • Roof: Shingle
  • Construction: Vinyl Siding
  • Foundation: Stone
  • Listing Price: 144000.00
  • Acres: 0.1846
  • New Construction: No

Garage/Parking

  • Parking: On Street

Utilities

  • Gas: None
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Georgetown Ex Vill S

Lot Info

  • Lot Size Sq Ft: 8041.00
  • Total Assessed Value: None

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2025
Closed on
Jun 18, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Tumbleweed Jane Llc
Seller's Agent
Chris Parchman
Coldwell Banker Realty
Buyer's Agent
Lora Westfall
Comey & Shepherd
List Price
$180,000
Sold Price
$90,000
Premium/Discount to List
-$90,000
-50%
Views
226

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
493.41%

Purchase Details

Closed on
Oct 30, 2024
Sold by
Huntington National Bank
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Sep 19, 2024
Sold by
Garton Matthew D
Bought by
Huntington National Bank

Purchase Details

Listed on
Sep 29, 2021
Closed on
Dec 7, 2021
Sold by
Cremer Properties Llc
Bought by
Garton Matthew D
Seller's Agent
Jay Anderson
Ron's Realty Buy Kallam, Georg
Buyer's Agent
Michael Jennings
Plum Tree Realty
List Price
$159,900
Sold Price
$167,000
Premium/Discount to List
$7,100
4.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.73%
Original Mortgage
$163,975
Interest Rate
2.98%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 19, 2020
Sold by
Long Melissa L
Bought by
Cremer Properties Llc

Purchase Details

Listed on
Feb 27, 2014
Closed on
Jun 25, 2014
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Long Melissa L
Seller's Agent
Craig Wilson
Wilson Realtors, West Union
Buyer's Agent
Jo Ann Morgan
Ring Real Estate Co., Georgeto
List Price
$30,900
Sold Price
$17,000
Premium/Discount to List
-$13,900
-44.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.76%

Purchase Details

Closed on
Jan 21, 2014
Sold by
Jones Rodger L and Jones Rodger
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jun 20, 1995
Sold by
Taylor Richard
Bought by
Jones Rodger L and Jones Bernie M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $90,000 None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Sheriffs Deed $149,520 None Listed On Document
Warranty Deed $167,000 Technetitle
Warranty Deed $31,000 Technetitle
Limited Warranty Deed -- None Available
Sheriffs Deed $30,000 None Available
Deed $61,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $163,975 FHA
Previous Owner $56,000 Unknown
Previous Owner $55,700 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2025 06/30/25 Sold $90,000 -37.5% $61 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
04/23/2025 04/23/25 Price Changed $144,000 -11.1% $97 / Sq Ft
03/18/2025 03/18/25 Price Changed $162,000 -10.0% $109 / Sq Ft
01/30/2025 01/30/25 For Sale $180,000 +7.8% $121 / Sq Ft
12/07/2021 12/07/21 Sold $167,000 +4.4% $113 / Sq Ft
10/01/2021 10/01/21 Pending -- -- --
09/29/2021 09/29/21 For Sale $159,900 +840.6% $108 / Sq Ft
09/23/2014 09/23/14 Off Market $17,000 -- --
06/24/2014 06/24/14 Sold $17,000 -45.0% $11 / Sq Ft
05/22/2014 05/22/14 Pending -- -- --
02/27/2014 02/27/14 For Sale $30,900 -- $21 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,117 $56,320 $3,540 $52,780
2023 $1,382 $23,780 $2,990 $20,790
2022 $1,234 $23,780 $2,990 $20,790
2021 $1,053 $23,780 $2,990 $20,790
2020 $1,131 $19,820 $2,500 $17,320
2019 $1,125 $19,820 $2,500 $17,320
2018 $811 $19,820 $2,500 $17,320
2017 $647 $18,660 $2,750 $15,910
2016 $647 $18,660 $2,750 $15,910
2015 $673 $18,660 $2,750 $15,910
2014 $673 $18,410 $2,500 $15,910
2013 $342 $18,410 $2,500 $15,910
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1829606

MLS of Greater Cincinnati (CincyMLS)

APN: 33-066108-0000