Seller's Agent in 2024
Terri Gander
Gander Lighthouse Real Estate Group LLC
(314) 486-3598
2 in this area
100 Total Sales
Last list price
4141 Mcclay Rd Saint Charles, MO 63304
4
Beds
3
Baths
1,559
Sq Ft
9,714
Sq Ft Lot
Highlights
- Home Theater
- Primary Bedroom Suite
- Traditional Architecture
- Central Elementary School Rated A-
- Deck
- Main Floor Primary Bedroom
About This Home
As of April 2024Updated 4 BDRM, 2.5 BTH ranch home w/1600+ sq ft of living space in the heart of St. Charles. Oversized, extra deep 2 car garage, covered porch, professional landscaping, fenced in level lot w/patio & deck boast the appeal of the exterior of this home. Interior features living rm w/wood crown molding & woodwork around vinyl windows. Spacious eat-in kitchen w/gleaming wood flooring & updated Kraftmade kitchen cabinets w/crown molding. Master bdrm w/half bth. 2 add'l bedrooms and updated full bth w/ceramic tile & whirlpool tub on main level. Extensive woodwork & fresh paint throughout home. Partially finished walk-out lower level features HUGE family/rec rm w/newer friese carpeting, full bth w/walk-in shower & add'l bdrm w/closet and sliders out to patio & level backyard. Home is move in ready & waiting for it's new owners. Make your appointment today before it's gone!
Last Agent to Sell the Property
Sunshine Realty License #2000174189 Listed on: 08/25/2016
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,307
Year Built
- 1975
Lot Details
- 9,714 Sq Ft Lot
- Chain Link Fence
- Level Lot
Parking
- 2 Car Attached Garage
- Oversized Parking
- Garage Door Opener
- Off-Street Parking
Home Design
- Traditional Architecture
Interior Spaces
- 1,559 Sq Ft Home
- Historic or Period Millwork
- Insulated Windows
- Tilt-In Windows
- Window Treatments
- Sliding Doors
- Six Panel Doors
- Family Room
- Living Room
- Breakfast Room
- Combination Kitchen and Dining Room
- Home Theater
- Partially Carpeted
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Built-In or Custom Kitchen Cabinets
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Bedroom in Basement
- Finished Basement Bathroom
- Basement Storage
Outdoor Features
- Deck
- Covered Patio or Porch
Utilities
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
Community Details
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 11, 2024
Closed on
Apr 3, 2024
Sold by
Werley Tanner L and Werley Amanda
Bought by
Crider Steven Wayne and Crider Amy Duyen
Seller's Agent
Terri Gander
Gander Lighthouse Real Estate Group LLC
Buyer's Agent
Amanda Alejandro
Realty Shop
List Price
$265,000
Views
265
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.03%
Original Mortgage
$285,000
Outstanding Balance
$280,675
Interest Rate
6.88%
Mortgage Type
VA
Estimated Equity
-$4,204
Purchase Details
Listed on
May 11, 2019
Closed on
Jun 19, 2019
Sold by
White James R and White Sarah D
Bought by
Werley Tanner L
Seller's Agent
Annette Butler
Expert, REALTORS
Buyer's Agent
Terri Gander
Gander Lighthouse Real Estate Group LLC
List Price
$167,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.39%
Original Mortgage
$174,080
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Listed on
Aug 25, 2016
Closed on
Oct 20, 2016
Sold by
Hardwick Brian
Bought by
White James R and White Sarah D
Seller's Agent
Evelyn Krazer
Sunshine Realty
Buyer's Agent
Annette Butler
Expert, REALTORS
List Price
$159,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.54%
Original Mortgage
$156,120
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 13, 2011
Sold by
Hardwick Brian and Hale Garnette
Bought by
Hardwick Brian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,000
Interest Rate
4.52%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 18, 2004
Sold by
Lasalle Bank Na
Bought by
Hardwick Brian and Hale Garnette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,790
Interest Rate
5.76%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 21, 2004
Sold by
Sedgwick Anne M and Sedgwick Mark T
Bought by
Lasalle National Bank Assn and Structured Asset Securities Corp Structu
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,790
Interest Rate
5.76%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Vue Title | |
| Warranty Deed | -- | Title Partners Agency Llc | |
| Warranty Deed | $159,000 | None Available | |
| Interfamily Deed Transfer | -- | Continental Title | |
| Corporate Deed | -- | Stc | |
| Trustee Deed | $110,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $285,000 | VA | |
| Previous Owner | $174,080 | VA | |
| Previous Owner | $156,120 | FHA | |
| Previous Owner | $93,000 | New Conventional | |
| Previous Owner | $101,790 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/05/2024 04/05/24 | Sold | -- | -- | -- |
| 04/05/2024 04/05/24 | Pending | -- | -- | -- |
| 03/01/2024 03/01/24 | For Sale | $265,000 | +58.7% | $149 / Sq Ft |
| 06/21/2019 06/21/19 | Sold | -- | -- | -- |
| 06/07/2019 06/07/19 | Pending | -- | -- | -- |
| 05/11/2019 05/11/19 | For Sale | $167,000 | +4.4% | $107 / Sq Ft |
| 10/20/2016 10/20/16 | Sold | -- | -- | -- |
| 09/10/2016 09/10/16 | Pending | -- | -- | -- |
| 08/25/2016 08/25/16 | For Sale | $159,900 | -- | $103 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,307 | $46,653 | -- | -- |
| 2023 | $2,304 | $37,103 | $0 | $0 |
| 2022 | $2,065 | $30,773 | $0 | $0 |
| 2021 | $2,061 | $30,773 | $0 | $0 |
| 2020 | $1,761 | $25,579 | $0 | $0 |
| 2019 | $1,755 | $25,579 | $0 | $0 |
| 2018 | $1,604 | $22,291 | $0 | $0 |
| 2017 | $1,596 | $22,291 | $0 | $0 |
| 2016 | $1,637 | $22,946 | $0 | $0 |
| 2015 | $1,605 | $22,946 | $0 | $0 |
| 2014 | $1,442 | $19,983 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Gander
-
Amanda Alejandro
Buyer's Agent in 2024
Amanda Alejandro
Realty Shop
(314) 372-0324
6 in this area
819 Total Sales
-
Annette Butler
A
Seller's Agent in 2019
Annette Butler
Expert, REALTORS
(314) 415-2125
1 in this area
24 Total Sales
-
Evelyn Krazer
Seller's Agent in 2016
Evelyn Krazer
Sunshine Realty
(314) 283-1501
9 in this area
412 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS16060604
APN: 3-0009-4987-00-0070.0000000
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