$90,000

415 Cutler St Waterloo, IA 50703

Common Grounds Neighborhood

Estimated payment $590/month

3 Beds
1 Bath
1,354 Sq Ft
$66 Price per Sq Ft

About This Home

Charming 3-Bedroom with Historic Character Move-In Ready Style Meets Everyday Function Step into this spacious 1,354 sq. ft. single-family home, built in 1920, combining timeless craftsmanship with functional living spaces. Featuring an expansive 3-bedroom, 1-bathroom footprint, this property stands out with distinct historic character and structural versatility. Classic Craftsmanship: Rich, beautiful original woodwork flows throughout the main living areas and formal dining room. Indoor-Outdoor Appeal: Enjoy a welcoming, enclosed front porch—ideal for seasonal relaxation—and a generous, level backyard. Functional Layout: A full, unfinished basement provides extensive storage or mechanical utility space, paired with convenient off-street parking. Layout: 3 Bedrooms | 1 Full Bath | Formal Dining Interior Area: 1,354 Sq. Ft.

Listing Agent

Martin Stokes

Martin Inc., Realtors License #B42433 Listed on: 06/10/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,225

Year Built

  • Built in 1920

Lot Details

  • 6,450 Sq Ft Lot
  • Lot Dimensions are 50x129
  • Property is zoned R-2

Parking

  • No Garage

Home Design

  • 1,354 Sq Ft Home
  • Block Foundation
  • Asphalt Roof
  • Aluminum Siding

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Lincoln Elementary Waterloo
  • George Washington Carver Academy Middle School
  • East High School

Utilities

  • Forced Air Heating System

Additional Features

  • Basement

Listing and Financial Details

  • Assessor Parcel Number 891314432011

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,225

Year Built

Built in 1920

Lot Details

6,450 Sq Ft Lot

Listing Details

  • Parcel Number: 891314432011
  • Year Built: 1920
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.15
  • Road Surface Type: Alley Paved
  • Co List Office Phone: 319-235-6553
  • MLS Status: ACTIVE
  • Reso Fireplace Features: None
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 1354
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 634
  • BelowGradeArea: 624

Exterior Features

  • Construction Type: Aluminum Siding

Garage/Parking

  • Parking Features: None

Utilities

  • Cooling: None
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lincoln Elementary Waterloo
  • High School: East High
  • Middle Or Junior School: George Washington Carver Academy

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 50x129
  • Lot Size Sq Ft: 6450
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 1225

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,224 $66,650 $6,370 $60,280
2024 $1,224 $56,430 $6,370 $50,060
2023 $1,032 $58,980 $6,370 $52,610
2022 $1,006 $47,010 $6,370 $40,640
2021 $1,060 $47,010 $6,370 $40,640
2020 $1,042 $46,770 $6,130 $40,640
2019 $1,042 $46,770 $6,130 $40,640
2018 $1,042 $46,770 $6,130 $40,640
2017 $1,074 $46,770 $6,130 $40,640
2016 $1,062 $46,770 $6,130 $40,640
2015 $1,062 $46,770 $6,130 $40,640
2014 $1,166 $50,460 $6,130 $44,330
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/10/2026 06/10/26 For Sale $90,000 -- $66 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Available
Joint Tenancy Deed $39,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $28,125 New Conventional
Source: Public Records

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20262691

Northeast Iowa Regional Board of REALTORS®

APN: 8913-14-432-011

Iowa Black Hawk County Waterloo 50703 Common Grounds

415 Cutler St, Waterloo, IA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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Listing Agent
Martin Stokes
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Martin Inc., Realtors
(319) 250-5887
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