$345,000
SOLD JUL 25, 2025

415 Olive St Palatka, FL 32177

3 Beds
2 Baths
2,094 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$165 Per Sq Ft

6% Below List Price

256 Days on Market

Highlights

  • Wood Flooring
  • Bonus Room
  • Home Office
  • 4 Fireplaces
  • No HOA
  • Wrap Around Porch

About This Home

As of July 2025

Spring as Sprung! Motivated sellers! Here is your chance! Located in the North Historic District of the 'Fishing village' of Palatka on an original brick street, this darling home is surrounded by historic homes and dwellings. Updated throughout, too. Victorian era color palate used throughout. HVAC down stairs. Downstairs bedroom has its own entrance so it could be rented separately! Upstairs each room has an a/c splitter and a gas fireplace. Four fireplaces that are gas powered and toasty. Stunning windows everywhere! 49 in total! The upstairs sunroom has 13! Open for cool cross winds coming in from the river. Modern kitchen with Granite counters. Formal dining and living rooms. Gorgeous wood and tile floors. Wrap around porch. Lush landscaping. Wrap staircase with vintage wood work. Circa 1885 historic home built for descendant of Fl's first governor. New metal roof. Lovingly tended by present owners. You'll fall in love, too! Office could be 4th bedroom w/closet

Last Agent to Sell the Property

DELLA STOUT

CAMELLIA REAL ESTATE LLC License #3262128 Listed on: 09/09/2024

Last Buyer's Agent

Maureen Aspinwall

MOMENTUM REALTY License #3473082

MOMENTUM REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,878

Year Built

  • Built in 1885 | Remodeled

Parking

  • 2 Car Garage
  • Additional Parking
  • Off-Street Parking

Home Design

  • Entry on the 1st floor
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,094 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • 4 Fireplaces
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Bonus Room

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Electric Cooktop
  • Plumbed For Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • In-Law or Guest Suite
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry on upper level
  • Dryer

Schools

  • Palatka High School

Utilities

  • Cooling Available
  • Central Heating
  • Tankless Water Heater

Additional Features

  • Energy-Efficient HVAC
  • Wrap Around Porch
  • 7,405 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Dicks Map Subdivision

Listing and Financial Details

  • Assessor Parcel Number 421027685002100011

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,878

Year Built

Built in 1885 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 2
  • Year Built: 1885
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.17
  • Lot Size: per plat
  • Subdivision Name: Dicks Map
  • Architectural Style: Historic, Victorian
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • Efficiency: HVAC, Water Heater
  • General Property Information Living Area2: 2094.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Appliances Dryer: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Utilities Natural Gas Available: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.17
  • General Property Information Carport YN: No
  • Levels Two: Yes
  • Room Types Dining Room: Yes
  • Room Types Living Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition UpdatedRemodeled: Yes
  • Room Types Office: Yes
  • Room Types Bonus Room: Yes
  • Laundry Features Upper Level: Yes
  • Interior Features Guest Suite: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
  • Major Appliances: Convection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Range, Plumbed For Ice Maker, Tankless Water Heater
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 4
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Living Area: 2094.0
  • Appliances Dishwasher: Yes
  • Appliances:Tankless Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 4
  • Fireplace Features:Gas: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Appliances:Plumbed For Ice Maker: Yes

Exterior Features

  • Waterfront: No
  • Roof: Metal
  • Construction Type: Frame, Wood Siding
  • Other Structures: Other
  • Patio And Porch Features: Porch, Side Porch, Wrap Around
  • Property Condition: Updated/Remodeled
  • Construction Materials:Frame: Yes
  • Construction Materials:Wood Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Wrap Around: Yes
  • Patio and Porch Features:Side Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Off Street
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Cable Available, Natural Gas Available, Sewer Connected
  • Laundry Features: Upper Level
  • Cooling: Split System
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • High School: Palatka

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 7405.2
  • Parcel #: 421027685002100011
  • Zoning Description: Residential

Green Features

  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Water Heater: Yes

Tax Info

  • Tax Annual Amount: 4878.35
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2024
Closed on
Jun 26, 2025
Sold by
Baradell Clifton Louis and Dunn James William
Bought by
Langley Shari Lynne and Langley Robert Owen
Seller's Agent
DELLA STOUT
CAMELLIA REAL ESTATE LLC
Buyer's Agent
Maureen Aspinwall
MOMENTUM REALTY
List Price
$365,950
Sold Price
$345,000
Premium/Discount to List
-$20,950
-5.72%
Views
235

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.21%
Original Mortgage
$345,000
Outstanding Balance
$344,503
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$2,804

Purchase Details

Listed on
Aug 23, 2021
Closed on
Nov 16, 2021
Sold by
Davenport J Patrick J and Davenport Amber
Bought by
Baradell Clifton Louis and Dunn James William
Seller's Agent
MeLissa Pellerito
FLORIDA HOMES REALTY & MTG LLC
Buyer's Agent
THRESHA TAYLOR
COLDWELL BANKER BEN BATES INC
List Price
$235,000
Sold Price
$225,000
Premium/Discount to List
-$10,000
-4.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.28%
Original Mortgage
$180,000
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 6, 2013
Closed on
Dec 23, 2013
Sold by
Smith Randall C and Smith Sandra M
Bought by
Davenport J P and Davenport Amber
Seller's Agent
SANDRA SMITH
WATSON REALTY CORP
Buyer's Agent
BRENDA BOND
FLORIDA HOMES REALTY & MTG LLC
List Price
$164,000
Sold Price
$145,000
Premium/Discount to List
-$19,000
-11.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.72%
Original Mortgage
$80,000
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 30, 2012
Closed on
Aug 9, 2012
Sold by
Baumer Robert W
Bought by
Smith Sandra M and Smith Randall C
Seller's Agent
Tina Duck
DUCK REALTY INC
Buyer's Agent
Frank Alters
COLDWELL BANKER VANGUARD REALTY
List Price
$149,900
Sold Price
$134,000
Premium/Discount to List
-$15,900
-10.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.93%
Original Mortgage
$122,710
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 1, 2010
Sold by
U S Bank National Association
Bought by
Baumer Robert W

Purchase Details

Closed on
Mar 24, 2010
Sold by
Gagnon Daniel J and Gagnon Marie
Bought by
Us Bank National Association

Purchase Details

Closed on
Jul 30, 2002
Sold by
Pope Donald W and Hilton Marguerite
Bought by
Gagnon Daniel J and Gagnon Marie C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,516
Interest Rate
6.62%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $345,000 Golden Dog Title & Trust
Warranty Deed $345,000 Golden Dog Title & Trust
Warranty Deed $225,000 Florida Home Stlmt Svcs Llc
Warranty Deed $145,000 Gullett Title
Warranty Deed $134,000 Gullett Title Interlachen
Special Warranty Deed $49,500 Palatka Abstract & Title Gua
Trustee Deed -- Attorney
Warranty Deed $71,100 Gullett Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $345,000 VA
Previous Owner $222,832 FHA
Previous Owner $180,000 New Conventional
Previous Owner $80,000 New Conventional
Previous Owner $122,710 FHA
Previous Owner $25,000 Unknown
Previous Owner $156,600 Unknown
Previous Owner $116,250 Unknown
Previous Owner $67,516 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $345,000 +1.5% $165 / Sq Ft
05/23/2025 05/23/25 Pending -- -- --
03/24/2025 03/24/25 Price Changed $339,900 -2.3% $162 / Sq Ft
03/20/2025 03/20/25 Price Changed $348,000 -0.3% $166 / Sq Ft
03/11/2025 03/11/25 Price Changed $349,000 -0.3% $167 / Sq Ft
02/12/2025 02/12/25 Price Changed $349,900 -1.4% $167 / Sq Ft
01/26/2025 01/26/25 Price Changed $355,000 -1.4% $170 / Sq Ft
01/20/2025 01/20/25 Price Changed $359,900 -0.8% $172 / Sq Ft
12/03/2024 12/03/24 Price Changed $362,950 -0.6% $173 / Sq Ft
11/05/2024 11/05/24 Price Changed $365,000 -0.3% $174 / Sq Ft
10/29/2024 10/29/24 Price Changed $366,000 -1.1% $175 / Sq Ft
09/09/2024 09/09/24 Price Changed $369,950 +1.1% $177 / Sq Ft
09/09/2024 09/09/24 For Sale $365,950 +152.4% $175 / Sq Ft
12/17/2023 12/17/23 Off Market $145,000 -- --
12/17/2023 12/17/23 Off Market $134,000 -- --
12/17/2023 12/17/23 Off Market $225,000 -- --
11/16/2021 11/16/21 Sold $225,000 -4.3% $107 / Sq Ft
10/19/2021 10/19/21 Pending -- -- --
08/23/2021 08/23/21 For Sale $235,000 +62.1% $112 / Sq Ft
12/23/2013 12/23/13 Sold $145,000 -11.6% $73 / Sq Ft
12/06/2013 12/06/13 For Sale $164,000 +22.4% $82 / Sq Ft
12/04/2013 12/04/13 Pending -- -- --
08/09/2012 08/09/12 Sold $134,000 -10.6% $56 / Sq Ft
07/06/2012 07/06/12 Pending -- -- --
05/30/2012 05/30/12 For Sale $149,900 -- $63 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,086 $237,050 -- --
2023 $4,878 $230,150 $0 $0
2022 $4,463 $223,450 $13,500 $209,950
2021 $2,013 $107,700 $0 $0
2020 $1,978 $106,220 $0 $0
2019 $1,933 $103,840 $98,370 $5,470
2018 $1,917 $101,910 $96,580 $5,330
2017 $1,880 $99,820 $94,490 $5,330
2016 $1,821 $97,770 $0 $0
2015 $1,515 $98,090 $0 $0
2014 $1,988 $110,283 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2046492

realMLS (Northeast Florida Multiple Listing Service)

APN: 42-10-27-6850-0210-0011