415 Victoria Ln Elgin, IL 60124
Providence NeighborhoodEstimated payment $2,528/month
Total Views
177
2
Beds
2.5
Baths
1,745
Sq Ft
$175
Price per Sq Ft
Highlights
- Loft
- Living Room
- Entrance Foyer
- Prairie View Grade School Rated A-
- Laundry Room
- Central Air
About This Home
Welcome to 415 Victoria Lane, a beautifully updated 2-bedroom, 2.5-bath townhome with a spacious loft in the desirable Providence subdivision of Elgin. This 1,745 sq ft Tangier model features recent upgrades including a new roof (2024), new carpet, fresh paint, new microwave, washer, dryer, and hot water tank (all in 2025). The main level offers hardwood floors in the foyer, kitchen, and powder room, plus a bright kitchen with 42" maple cabinets. Upstairs, the primary suite includes a walk-in closet and a private bath with dual vanities, soaking tub, and separate shower. The versatile loft is perfect for a home office or playroom. Additional highlights include main-floor laundry, a private patio, and an attached 2-car garage. Located in a pet- and rental-friendly community with parks, tennis courts, and bike trails nearby-plus Heritage and Seller's Park just blocks away. HOA is $200/month and includes exterior maintenance, lawn care, and snow removal. Top-rated District 301 schools complete the package.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $7,354
Year Built
- Built in 2010
Lot Details
- Lot Dimensions are 59 x 103
HOA Fees
- $253 Monthly HOA Fees
Parking
- 2 Car Garage
- Parking Included in Price
Home Design
- Brick Exterior Construction
Interior Spaces
- 1,745 Sq Ft Home
- 2-Story Property
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Loft
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
Schools
- Prairie View Grade Elementary School
- Prairie Knolls Middle School
- Central High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include insurance, lawn care, snow removal
- 4 Units
- Stephanie Lynn Association, Phone Number (847) 695-6400
- Providence Subdivision
- Property managed by Providence Condominium Association
Pet Policy
- Dogs and Cats Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,354 | $83,745 | $26,007 | $57,738 |
| 2023 | $7,096 | $75,657 | $23,495 | $52,162 |
| 2022 | $6,609 | $68,986 | $21,423 | $47,563 |
| 2021 | $6,415 | $64,497 | $20,029 | $44,468 |
| 2020 | $6,247 | $61,573 | $19,121 | $42,452 |
| 2019 | $6,076 | $58,652 | $18,214 | $40,438 |
| 2018 | $6,307 | $60,215 | $17,159 | $43,056 |
| 2017 | $6,094 | $56,924 | $16,221 | $40,703 |
| 2016 | $5,412 | $52,810 | $15,049 | $37,761 |
| 2015 | -- | $48,405 | $13,794 | $34,611 |
| 2014 | -- | $41,782 | $13,624 | $28,158 |
| 2013 | -- | $42,884 | $13,983 | $28,901 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | For Sale | $305,000 | 0.0% | $175 / Sq Ft |
| 08/20/2025 08/20/25 | Price Changed | $305,000 | 0.0% | $175 / Sq Ft |
| 04/15/2016 04/15/16 | Rented | $1,700 | -98.9% | -- |
| 03/23/2016 03/23/16 | Under Contract | -- | -- | -- |
| 02/18/2016 02/18/16 | Sold | $150,000 | 0.0% | $86 / Sq Ft |
| 02/18/2016 02/18/16 | For Rent | $1,700 | 0.0% | -- |
| 12/22/2015 12/22/15 | Pending | -- | -- | -- |
| 11/05/2015 11/05/15 | For Sale | $165,000 | -2.9% | $95 / Sq Ft |
| 09/26/2014 09/26/14 | Sold | $169,900 | -2.9% | $97 / Sq Ft |
| 09/04/2014 09/04/14 | Pending | -- | -- | -- |
| 08/21/2014 08/21/14 | Price Changed | $174,900 | -2.3% | $100 / Sq Ft |
| 04/26/2014 04/26/14 | For Sale | $179,000 | -- | $103 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Personal Reps Deed | $150,000 | Attorney | |
| Warranty Deed | $170,000 | Jp Title Guaranty Inc | |
| Warranty Deed | $188,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $132,000 | New Conventional | |
| Closed | $112,500 | New Conventional | |
| Previous Owner | $184,167 | FHA |
Source: Public Records
Similar Homes in Elgin, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 12398540
APN: 06-19-410-087
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