$479,900
SOLD JUN 27, 2025

4157 Trapper Lake Dr Loveland, CO 80538

3 Beds
3.5 Baths
2,003 Sq Ft
$315/mo HOA Fee

Recently Sold

$240 Per Sq Ft

27 Days on Market

Highlights

  • Two Primary Bedrooms
  • Open Floorplan
  • Cathedral Ceiling
  • City View
  • Clubhouse
  • Loft

About This Home

As of June 2025

Luxurious Lock-and-Leave Townhome with Premier Amenities! Welcome to your dream home in the sought-after Centerra Lakes community! This high-end, meticulously maintained townhome offers the ultimate lock-and-leave lifestyle, perfect for those who value convenience, luxury, and a vibrant community atmosphere.Step inside to discover a spacious open-concept main floor featuring a cozy living room with a fireplace, a bright dining area, and a sleek, modern kitchen. You'll love the stainless steel appliances, quartz countertops, and designer backsplash. A convenient half bath and direct access to the attached two-car garage complete the main level, with room for two additional vehicles in the driveway.Upstairs, you'll find double primary suites, each offering breathtaking views and private en-suite bathrooms-an ideal setup for comfort and privacy.A rare gem, the fully finished builder-designed basement boasts a spacious bedroom, a secondary living room, perfect for guests or entertaining.Outside, the fenced-in porch is perfect for morning coffee or evening relaxation, while the community itself offers an array of amenities, including a walking trails, lakes, a sparkling pool, clubhouse, and an agricultural center. The HOA also takes care of your fenced patio space, so you can enjoy low-maintenance living year-round.Situated in the heart of Loveland, this townhome is just minutes from I-25 and Highway 34, offering easy access to shopping, dining, and entertainment. Nature lovers will appreciate the scenic trails of the High Plains Environmental Center whileThe Centerra Lakes features gorgeous trails in the natural preserve area that surrounds Houts and Equalizer Lake with some of the most stunning sunsets, best fishing, bird watching and surface lake access (after checking in with High Plains Environmental Center and using their water crafts). Discover the perfect blend of luxury, comfort, and community at Centerra Lakes-schedule your showing today!

Last Agent to Sell the Property

Tammy Fisher

eXp Realty - Loveland Listed on: 05/08/2025

eXp Realty - Loveland

Co-Listed By

Cory Dale

eXp Realty - Hub

Last Buyer's Agent

Emily Simpson

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,930

Year Built

  • Built in 2023

Lot Details

  • 1,858 Sq Ft Lot
  • Fenced
  • Zero Lot Line

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 2,003 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Loft
  • City Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Double Master Bedroom
  • Walk-In Closet

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Home Security

Schools

  • High Plains Elementary School
  • Ball Middle School
  • Mountain View High School

Additional Features

  • Energy-Efficient HVAC
  • Patio
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R1678634

Community Details

Overview

  • Association fees include common amenities, trash, snow removal, ground maintenance, management, maintenance structure, water/sewer, hazard insurance
  • Vintage Corporation Association, Phone Number (970) 353-3000
  • The Lakes At Centerra Master Association
  • Built by Landmark
  • Millenium Northwest 20Th Subdivision

Recreation

  • Community Playground
  • Community Pool
  • Park
  • Hiking Trails

Pet Policy

  • Dogs and Cats Allowed

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,930

Year Built

Built in 2023

Lot Details

0

HOA Fees

$315 per month

Parking

2

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Garage Door Opener,Smoke Alarm(s)
  • Year Built: 2023
  • Property Sub Type: Attached Dwelling
  • Prop. Type: Attached Dwelling
  • Horses: No
  • Lot Size Acres: 0.04
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Co List Office Mls Id: EXPRE
  • Subdivision Name: Millenium Northwest 20th Subdivision
  • Directions: From I-25, go west onto E US Hwy 34, Turn right onto N Boyd Lake Ave, At the roundabout, take the second exit onto N Boyd Lake Ave, At the next roundabout, take the second exit onto N Boyd Lake Ave, at the third roundabout, take the second exit onto N Boyd Lake Ave, Turn right onto Trapper Lake Dr, Home will be on the left.
  • Above Grade Finished Sq Ft: 1430
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: HVAC
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Townhouse
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2003
  • Special Features: 4098
  • Stories: 2

Interior Features

  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Accessibility Features: Level Lot
  • Has Basement: Full, Partially Finished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 573
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Interior Amenities: Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Loft, Kitchen Island, Two Primary Suites
  • Living Area: 2003
  • Main Level Bathrooms: 1
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 110
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 154
  • Room Bedroom3 Level: Basement
  • Master Bedroom Master Bedroom Width: 19
  • Room Family Room Area: 256
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Basement
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Living Room Area: 176
  • Family Room Features: Luxury Vinyl Floor
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 99
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 209
  • Room Dining Room Area: 99
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Builder Name: Landmark
  • Fencing: Fenced
  • Lot Features: Zero Lot Line, Curbs, Gutters, Level
  • View: City
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Composition Siding
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener
  • IRESDS_Garage Sq Ft: 420
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of LVLD
  • Heating: Forced Air
  • Utilities: Electricity Available
  • Laundry Features: Upper Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Water Source: City Water, City of Loveland

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Trash, Snow Removal, Maintenance Grounds, Management, Maintenance Structure, Water/Sewer, Hazard Insurance
  • Community Features: Clubhouse, Pool, Playground, Park, Hiking/Biking Trails
  • Senior Community: No
  • Association #2 Fee: 195
  • Association #2 Fee Frequency: Quarterly
  • Association Fee: 250
  • Association Fee Frequency: Monthly
  • Association: The Lakes at Centerra Master
  • Association Name: Vintage Corporation
  • Association Phone #2: 970-663-9688
  • Phone: 970-353-3000
  • Association: Yes
  • Pets Allowed: Dogs OK, Cats OK

Association/Amenities

  • IRESDS_HasAssociation2Reserve: Yes
  • IRESDS_HasAssociation2Fee: Yes
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: High Plains
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: RES
  • Lot Size Sq Ft: 1858
  • Parcel #: R1678634
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4930.21

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 27, 2025
Sold by
Altman Jennifer K and Brase Tara Suzanne
Bought by
Brase Tara Suzanne
Seller's Agent
Tammy Fisher
eXp Realty - Loveland
Buyer's Agent
Emily Simpson
List Price
$479,900
Sold Price
$479,900
Views
55

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.08%
Original Mortgage
$140,000
Outstanding Balance
$140,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$337,496

Purchase Details

Listed on
Nov 15, 2023
Closed on
Mar 29, 2024
Sold by
Tatlac Llc
Bought by
Altman Jennifer K
Seller's Agent
Tamara Sherrill
RE/MAX Alliance-FTC Dwtn
Buyer's Agent
Non-IRES Agent
Non-IRES
List Price
$498,903
Sold Price
$491,148
Premium/Discount to List
-$7,755
-1.55%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.84%
Original Mortgage
$456,767
Interest Rate
6.77%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $479,900 Chicago Title
Special Warranty Deed $491,148 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $140,000 New Conventional
Previous Owner $456,767 New Conventional
Previous Owner $1,875,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $479,900 0.0% $240 / Sq Ft
05/09/2025 05/09/25 For Sale $479,900 -2.3% $240 / Sq Ft
03/29/2024 03/29/24 Sold $491,148 +0.5% $245 / Sq Ft
02/13/2024 02/13/24 Price Changed $488,903 -2.0% $244 / Sq Ft
11/15/2023 11/15/23 For Sale $498,903 -- $249 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,930 $32,287 $7,906 $24,381
2024 $3,093 $18,693 $18,693 --
2022 $41 $261 $261 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1033355

IRES MLS

APN: 85043-70-002